The Annuity Man®university

Your source for annuity education. Livin' the reality, not the dream.®

The Truth About Annuity Commissions & Fees
Today with Stan
The Truth About Annuity Commissions & Fees
October 29, 2026
•
9 min

Think all annuities come with high commissions and fees? In this video, I break down the truth about how annuity commissions work, which products have…

Browse All Videos
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Roger Whitney: How To Rock Your Retirement (TAM Classic)
Podcast
Roger Whitney: How To Rock Your Retirement (TAM Classic)
May 21, 2024
Fun With Annuities®
Retirement Income
Annuity Quotes: How to Structure for Future Income
Annuity Quotes: How to Structure for Future Income
May 20, 2024
About Annuities
Lifetime Income
Retirement Income
An Immediate Annuity Has Been Purchased With a Single Premium (SPIA)
Article
An Immediate Annuity Has Been Purchased With a Single Premium (SPIA)
May 19, 2024
About Annuities
Lifetime Income
SPIA
Retirement Lifestyle: 3 Tips to Financially Care for Your Loved Ones
Article
How to Financially Care for Loved Ones in Retirement
May 16, 2024
About Annuities
Lifetime Income
Retirement Income
The Perfect Annuity Does NOT Exist: Shootin' It Straight With Stan
Shootin’ It Straight with Stan®
The Perfect Annuity Does NOT Exist: Shootin' It Straight With Stan
May 15, 2024
About Annuities
Annuities Comparison
Retirement Income
MYGA: The Annuity Industry’s CD
Article
MYGA: The Annuity Industry’s CD
May 13, 2024
About Annuities
MYGA
Retirement Income
The Reality of Life With 20 Year Certain Annuities
Article
The Reality of Life With 20 Year Certain Annuities
May 12, 2024
About Annuities
Lifetime Income
Retirement Income
Retirement Tips: How to Talk Annuities With a Spouse
Article
Retirement Tips: How to Talk Annuities With a Spouse
May 9, 2024
About Annuities
Lifetime Income
Retirement Income
The Cost of Waiting to Purchase an Annuity: Shootin' It Straight With Stan
Shootin’ It Straight with Stan®
The Cost of Waiting to Purchase an Annuity: Shootin' It Straight With Stan
May 8, 2024
About Annuities
Annuities Comparison
Retirement Income
Steve Parrish: Rational and Phased Retirement Planning (TAM Classic)
Podcast
Steve Parrish: Rational and Phased Retirement Planning (TAM Classic)
May 7, 2024
Fun With Annuities®
Can You Take Your Money Out of an Annuity?
Article
Can You Take Your Money Out of an Annuity?
May 6, 2024
About Annuities
Annuities Comparison
Retirement Income
Pros and Cons of SPIAs
Article
Pros and Cons of SPIAs
May 5, 2024
About Annuities
SPIA
What Happens to a Pension Annuity When You Die?
Article
What Happens to a Pension Annuity When You Die?
May 2, 2024
About Annuities
Annuities Comparison
Lifetime Income
Always Reverse Engineer Annuity Income Quotes: Shootin' It Straight With Stan
Shootin’ It Straight with Stan®
Always Reverse Engineer Annuity Income Quotes: Shootin' It Straight With Stan
May 1, 2024
About Annuities
Annuities Comparison
Calculator
Annuity Income: Do You Need It to Start Now or Later?
Article
Annuity Income: Do You Need It to Start Now or Later?
April 29, 2024
About Annuities
Annuities Comparison
Lifetime Income
Are Fixed Index Annuities for You?
Article
Are Fixed Index Annuities for You?
April 28, 2024
About Annuities
Annuity Fees: What To Expect
Article
Annuity Fees: What To Expect
April 25, 2024
About Annuities
Annuities Comparison
Income Rider
Keep Your Powder Dry Annuity Income Planning: Shootin' It Straight With Stan
Shootin’ It Straight with Stan®
Keep Your Powder Dry Annuity Income Planning: Shootin' It Straight With Stan
April 24, 2024
About Annuities
Annuities Comparison
Income Rider
Gary Baker: The Growth of Group and Fee-Based Annuities
Podcast
Gary Baker: The Growth of Group and Fee-Based Annuities
April 23, 2024
Fun With Annuities®
Should I Take a Pension Lump Sum or Annuity?
Article
Should I Take a Pension Lump Sum or Annuity?
April 22, 2024
About Annuities
Annuities Comparison
How Annuities Can Help Achieve Your Retirement Goals
Article
How Annuities Can Help Achieve Your Retirement Goals
April 21, 2024
About Annuities
Annuities Comparison
Retirement Income
Deferred Income Annuity Definition
Article
Deferred Income Annuity Definition
April 18, 2024
About Annuities
DIA
There’s NO Annuity Sweet Spot to Purchase: Shootin' It Straight With Stan
Shootin’ It Straight with Stan®
There’s NO Annuity Sweet Spot to Purchase: Shootin' It Straight With Stan
April 17, 2024
About Annuities
Annuities Comparison
What Is the Best Annuity for Me?
Article
What Is the Best Annuity for Me?
April 15, 2024
About Annuities
Annuities Comparison
The Truth About Annuity Commissions & Fees
Video
The Truth About Annuity Commissions & Fees
October 29, 2026
The Annuity Monopoly: What Is It?
Video
The Annuity Monopoly: What Is It?
October 28, 2026
How To Shop For Annuity Income Riders
Video
How To Shop For Annuity Income Riders
October 27, 2026
How To Protect Retirement Savings From Market Volatility
Video
How To Protect Retirement Savings From Market Volatility
October 26, 2026
MYGA-2-SPIA…Income Rider…or DIA?: Shootin’ It Straight With Stan
Video
MYGA-2-SPIA…Income Rider…or DIA?: Shootin’ It Straight With Stan
October 25, 2026
The Annuity Man “Virtual Stanley” LIVES!
Video
The Annuity Man “Virtual Stanley” LIVES!
October 24, 2026
How Can An Annuity Help Provide Financial Security During Retirement?
Video
How Can An Annuity Help Provide Financial Security During Retirement?
October 23, 2026
What Do Both Life Insurance And Annuities Have In Common?
Video
What Do Both Life Insurance And Annuities Have In Common?
October 22, 2026
How Do I Protect My Retirement Savings From A Crash?
Video
How Do I Protect My Retirement Savings From A Crash?
October 21, 2026
What Is The IRS Loophole To Protect Retirement Savings?
Video
What Is The IRS Loophole To Protect Retirement Savings?
October 20, 2026
How Annuities Solve for Sequence of Lifestyle Risk: Fun With Annuities
Video
How Annuities Solve for Sequence of Lifestyle Risk: Fun With Annuities
October 20, 2026
How To Compare Lifetime Annuities With Other Retirement Income Sources
Video
How To Compare Lifetime Annuities With Other Retirement Income Sources
October 19, 2026
Income Uncertainty or Annuity Guarantees: Shootin’ It Straight With Stan
Video
Income Uncertainty or Annuity Guarantees: Shootin’ It Straight With Stan
October 18, 2026
How Contractual Annuity Payments Can Change Your Life
Video
How Contractual Annuity Payments Can Change Your Life
October 17, 2026
Retirement Annuity Contract Retirement Age
Video
Retirement Annuity Contract Retirement Age
October 16, 2026
How To Find The Highest Contractual Annuity Payments
Video
How To Find The Highest Contractual Annuity Payments
October 15, 2026
Annuity Providers That Structure Payouts To Reduce Taxable Retirement Income
Video
Annuity Providers That Structure Payouts To Reduce Taxable Retirement Income
October 14, 2026
What Are The Different Types of Annuity Payments?
Video
What Are The Different Types of Annuity Payments?
October 13, 2026
Best Practices For Combining Annuities And Life Insurance For Retirement
Video
Best Practices For Combining Annuities And Life Insurance For Retirement
October 12, 2026
Virtual Stanley & Anonymous Annuity Quotes: Shootin’ It Straight With Stan
Video
Virtual Stanley & Anonymous Annuity Quotes: Shootin’ It Straight With Stan
October 11, 2026
How Do Income Riders Work?
Video
How Do Income Riders Work?
October 10, 2026
What Should The Return Be On A Fixed Annuity?
Video
What Should The Return Be On A Fixed Annuity?
October 9, 2026
What Are The Pros And Cons Of Buying An Annuity?
Video
What Are The Pros And Cons Of Buying An Annuity?
October 8, 2026
How Do Bonus Annuities Work?
Video
How Do Bonus Annuities Work?
October 7, 2026
Annuity Comparison Chart
Video
Annuity Comparison Chart
October 6, 2026
Don’t Drink the Annuity Inflation COLA: Fun With Annuities
Video
Don’t Drink the Annuity Inflation COLA: Fun With Annuities
October 6, 2026
What Is A Retirement Annuity And How Does It Work?
Video
What Is A Retirement Annuity And How Does It Work?
October 5, 2026
The 8th Wonder of the Annuity World: Shootin’ It Straight With Stan
Video
The 8th Wonder of the Annuity World: Shootin’ It Straight With Stan
October 4, 2026
Can You Buy An Annuity For Someone Else?
Video
Can You Buy An Annuity For Someone Else?
October 3, 2026
Can I Transfer My Retirement Annuity To A Pension Fund?
Video
Can I Transfer My Retirement Annuity To A Pension Fund?
October 2, 2026
What Are The Advantages And Disadvantages Of A Retirement Annuity?
Video
What Are The Advantages And Disadvantages Of A Retirement Annuity?
October 1, 2026
How To Run Annuity Quotes & Use Annuity Calculators
Video
How To Run Annuity Quotes & Use Annuity Calculators
September 30, 2026
Are Annuity Rates Going Up?
Video
Are Annuity Rates Going Up?
September 29, 2026
How Do Annuities Work For Beneficiaries?
Video
How Do Annuities Work For Beneficiaries?
September 28, 2026
There Are Only 2 Types of Annuity Rates: Shootin’ It Straight With Stan
Video
There Are Only 2 Types of Annuity Rates: Shootin’ It Straight With Stan
September 27, 2026
How To Set Up A Charitable Gift Annuity
Video
How To Set Up A Charitable Gift Annuity
September 26, 2026
Retirement Annuity Quotes
Video
Retirement Annuity Quotes
September 25, 2026
Best 5-Year Fixed Annuity Rates
Video
Best 5-Year Fixed Annuity Rates
September 24, 2026
What Is A Fixed Rate Annuity?
Video
What Is A Fixed Rate Annuity?
September 23, 2026
How Does A Charitable Gift Annuity Work?
Video
How Does A Charitable Gift Annuity Work?
September 22, 2026
Do Annuity Rates Fluctuate With Interest Rates?
Video
Do Annuity Rates Fluctuate With Interest Rates?
September 21, 2026
Income Annuities: Wall Street’s Best Friend: Shootin’ It Straight With Stan
Video
Income Annuities: Wall Street’s Best Friend: Shootin’ It Straight With Stan
September 20, 2026
How Do Annuities Work In Simple Terms?
Video
How Do Annuities Work In Simple Terms?
September 19, 2026
Annuity Definition in Finance
Video
Annuity Definition in Finance
September 18, 2026
Thursday Q&A with The Annuity Man - The Annuity Man Live Event
Video
Thursday Q&A with The Annuity Man - The Annuity Man Live Event
September 17, 2026
How To Turn Your 401(k) Into A Lifetime Income Stream
Video
How To Turn Your 401(k) Into A Lifetime Income Stream
September 17, 2026
Annuity Definition: Explained in Plain English
Video
Annuity Definition: Explained in Plain English
September 16, 2026
How Do Annuities Work For Dummies?
Video
How Do Annuities Work For Dummies?
September 15, 2026
How Will AI Affect Annuities?: Fun With Annuities (Encore Presentation)
Video
How Will AI Affect Annuities?: Fun With Annuities (Encore Presentation)
September 15, 2026
How Interest Rates Affect Specific Annuities
Video
How Interest Rates Affect Specific Annuities
September 14, 2026
Fixed Indexed Annuities Explained (Encore Presentation)
Video
Fixed Indexed Annuities Explained (Encore Presentation)
September 13, 2026
What Is The Definition Of An Annuity?
Video
What Is The Definition Of An Annuity?
September 12, 2026
What Is A Charitable Gift Annuity?
Video
What Is A Charitable Gift Annuity?
September 11, 2026
Powerball Annuity: Why Most Winners Don’t Understand
Video
Powerball Annuity: Why Most Winners Don’t Understand
September 10, 2026
How Do Annuities Work For Retirement?
Video
How Do Annuities Work For Retirement?
September 9, 2026
Are Annuities A Good Investment?
Video
Are Annuities A Good Investment?
September 8, 2026
What Is An Annuity?
Video
What Is An Annuity?
September 7, 2026
The 3 Phases of Income Rider Taxation: Shootin’ It Straight With Stan
Video
The 3 Phases of Income Rider Taxation: Shootin’ It Straight With Stan
September 6, 2026
Attention Annuity Haters: You Already Own An Annuity
Video
Attention Annuity Haters: You Already Own An Annuity
September 5, 2026
Does An Annuity Count As Income For Social Security?
Video
Does An Annuity Count As Income For Social Security?
September 4, 2026
Variable Annuity vs Fixed Indexed Annuity
Video
Variable Annuity vs Fixed Indexed Annuity
September 3, 2026
What Percentage Of Pre-Retirement Income Is Needed For Retirement?
Video
What Percentage Of Pre-Retirement Income Is Needed For Retirement?
September 2, 2026
Are Equity Indexed Annuities Regulated By FINRA?
Video
Are Equity Indexed Annuities Regulated By FINRA?
September 1, 2026
I’m Your Annuity Life Coach & Annuity Oncologist: Fun With Annuities
Video
I’m Your Annuity Life Coach & Annuity Oncologist: Fun With Annuities
September 1, 2026
What Are The Best Annuity Options With Long-Term Care Riders?
Video
What Are The Best Annuity Options With Long-Term Care Riders?
August 31, 2026
Beware of the Fixed Index Annuity Bonus Churning Strategy: Shootin’ It Straight With Stan
Video
Beware of the Fixed Index Annuity Bonus Churning Strategy: Shootin’ It Straight With Stan
August 30, 2026
Retirement Annuity Contract
Video
Retirement Annuity Contract
August 29, 2026
What Is A Bonus Annuity?
Video
What Is A Bonus Annuity?
August 28, 2026
Annuity Sales Pitches: What to Watch Out For
Video
Annuity Sales Pitches: What to Watch Out For
August 27, 2026
Are Indexed Annuities A Good Investment?
Video
Are Indexed Annuities A Good Investment?
August 26, 2026
Who Offers The Top-Rated Guaranteed Retirement Income Solutions?
Video
Who Offers The Top-Rated Guaranteed Retirement Income Solutions?
August 25, 2026
Guaranteed Retirement Income Products
Video
Guaranteed Retirement Income Products
August 24, 2026
Do Not Fund Your Agent’s Incentive Trip: Shootin’ It Straight With Stan
Video
Do Not Fund Your Agent’s Incentive Trip: Shootin’ It Straight With Stan
August 23, 2026
What Are The Downsides Of Indexed Annuities?
Video
What Are The Downsides Of Indexed Annuities?
August 22, 2026
What Is A Good Retirement Income For A Single Person?
Video
What Is A Good Retirement Income For A Single Person?
August 21, 2026
What Percent Of Income To Save For Retirement?
Video
What Percent Of Income To Save For Retirement?
August 20, 2026
Annuity Education Without Sales Pitches
Video
Annuity Education Without Sales Pitches
August 19, 2026
What Do Fixed Annuities Provide?
Video
What Do Fixed Annuities Provide?
August 18, 2026
Are You Surfing Beside a Stock Market Cruise Ship?: Fun With Annuities
Video
Are You Surfing Beside a Stock Market Cruise Ship?: Fun With Annuities
August 18, 2026
Are Fixed Index Annuities Safe?
Video
Are Fixed Index Annuities Safe?
August 17, 2026
Real Market Growth Has No Surrender Charges: Shootin’ It Straight With Stan
Video
Real Market Growth Has No Surrender Charges: Shootin’ It Straight With Stan
August 16, 2026
Fixed Index Annuity Pros and Cons
Video
Fixed Index Annuity Pros and Cons
August 15, 2026
How Is An Immediate Annuity Funded?
Video
How Is An Immediate Annuity Funded?
August 14, 2026
Do Fixed Annuities Have Fees?
Video
Do Fixed Annuities Have Fees?
August 13, 2026
How Annuities Can Take Care Of Your Family
Video
How Annuities Can Take Care Of Your Family
August 12, 2026
How Do You Buy An Annuity?
Video
How Do You Buy An Annuity?
August 11, 2026
Tuesday Q&A with The Annuity Man - The Annuity Man Live Event
Video
Tuesday Q&A with The Annuity Man - The Annuity Man Live Event
August 11, 2026
Top 10 Fixed Index Annuity Companies
Video
Top 10 Fixed Index Annuity Companies
August 10, 2026
Stacking Income for Chapter 2: Shootin’ It Straight With Stan
Video
Stacking Income for Chapter 2: Shootin’ It Straight With Stan
August 9, 2026
What Is A Straight Life Annuity?
Video
What Is A Straight Life Annuity?
August 8, 2026
How Are Monthly Life Annuity Benefit Payments Treated?
Video
How Are Monthly Life Annuity Benefit Payments Treated?
August 7, 2026
What Does A Fixed Life Annuity Offer Protection Against?
Video
What Does A Fixed Life Annuity Offer Protection Against?
August 6, 2026
Are Fixed Annuities A Good Investment?
Video
Are Fixed Annuities A Good Investment?
August 5, 2026
The Bell Doesn’t Ring at the Top or the Bottom: Fun With Annuities
Video
The Bell Doesn’t Ring at the Top or the Bottom: Fun With Annuities
August 4, 2026
Fixed Index Annuity Explained
Video
Fixed Index Annuity Explained
August 4, 2026
When An Annuity Is Written, Whose Life Expectancy Is Taken?
Video
When An Annuity Is Written, Whose Life Expectancy Is Taken?
August 3, 2026
How Do Annuities Provide Guaranteed Income For Life?
Video
How Do Annuities Provide Guaranteed Income For Life?
August 1, 2026
Best Fixed Index Annuity
Video
Best Fixed Index Annuity
July 31, 2026
When Should You Buy An Annuity?
Video
When Should You Buy An Annuity?
July 30, 2026
Can You 1035 From An Annuity To Life Insurance?
Video
Can You 1035 From An Annuity To Life Insurance?
July 29, 2026
QLAC Owner’s Manual
Books
QLAC Owner’s Manual
June 12, 2026
MYGA Owner’s Manual
Books
MYGA Owner’s Manual
June 12, 2026
Income Rider Owner’s Manual
Books
Income Rider Owner’s Manual
June 12, 2026
FIA Owner's Manual
Books
FIA Owner's Manual
June 12, 2026
DIA Owner’s Manual
Books
DIA Owner’s Manual
June 12, 2026
SPIA Owner’s Manual
Books
SPIA Owner’s Manual
June 12, 2026
Financial Advisor Magazine: In Uncertain Times, Do Annuities Make Sense?
In the Media
Financial Advisor Magazine: In Uncertain Times, Do Annuities Make Sense?
June 9, 2022
Looking Forward Podcast: Stan The Annuity Man Opens The Firehose Of Annuity Facts As A Featured Podcast Guest
In the Media
Looking Forward Podcast: Stan The Annuity Man Opens The Firehose Of Annuity Facts As A Featured Podcast Guest
June 8, 2022
Guaranteeing Income In Uncertain Times
In the Media
Guaranteeing Income In Uncertain Times
May 12, 2022
Barron’s: Here Are 3 Ways to Get Better Yields Than Bonds, With Some Measure of Safety
In the Media
Barron’s: Here Are 3 Ways to Get Better Yields Than Bonds, With Some Measure of Safety
April 7, 2022
Hack Your Wealth Podcast: Annuities explained: is annuity income a good investment in retirement?
In the Media
Hack Your Wealth Podcast: Annuities explained: is annuity income a good investment in retirement?
October 28, 2021
Get The Skinny On Annuities from the Industry’s Walking Middle Finger of Truth
In the Media
Get The Skinny On Annuities from the Industry’s Walking Middle Finger of Truth
June 17, 2021
16 Things You Need to Know Now About Annuities
In the Media
16 Things You Need to Know Now About Annuities
May 13, 2021
Stan Takes Questions Live on Smart Money Radio Show
In the Media
Stan Takes Questions Live on Smart Money Radio Show
March 25, 2021
Real Estate vs Annuities - Uncensored Financial Debate with Kris Krohn
In the Media
Real Estate vs Annuities - Uncensored Financial Debate with Kris Krohn
March 4, 2021
Stan the Annuity Man®: Why the ‘Annuity Truth’ Beats the Annuity Dream
In the Media
Stan the Annuity Man®: Why the ‘Annuity Truth’ Beats the Annuity Dream
February 18, 2021
Retirement Watch: The #1 Way to Shield Your Retirement from the Inflation Nightmare.
In the Media
Retirement Watch: The #1 Way to Shield Your Retirement from the Inflation Nightmare.
February 18, 2021
The Savings Game: Understanding an Annuity Before You Buy It
In the Media
The Savings Game: Understanding an Annuity Before You Buy It
January 24, 2021
Guaranteed Safe Fixed Income Is Still Possible, If You Know Where To Find It
In the Media
Guaranteed Safe Fixed Income Is Still Possible, If You Know Where To Find It
January 6, 2021
Concerns About Annuity Issuer Failures Are Misguided
In the Media
Concerns About Annuity Issuer Failures Are Misguided
January 4, 2021
The Savings Game: Chances are you’ll need long-term care. How will you fund it?
In the Media
The Savings Game: Chances are you’ll need long-term care. How will you fund it?
December 3, 2020
Miller, ON The Money: How do we pay our bills?
In the Media
Miller, ON The Money: How do we pay our bills?
November 19, 2020
MarketWatch: My grandson says my financial adviser is steering me wrong and double charging me. What should I do?
In the Media
MarketWatch: My grandson says my financial adviser is steering me wrong and double charging me. What should I do?
November 18, 2020
Van Wie Financial Hour: Time to Annuitize
In the Media
Van Wie Financial Hour: Time to Annuitize
November 12, 2020
Economic Warrior: Brutal Discussion with Barry J. Dyke
In the Media
Economic Warrior: Brutal Discussion with Barry J. Dyke
November 11, 2020
Simply Money: DIY Annuities with guest Stan The Annuity Man®
In the Media
Simply Money: DIY Annuities with guest Stan The Annuity Man®
October 15, 2020
The Savings Game: What do you need to retire comfortably?
In the Media
The Savings Game: What do you need to retire comfortably?
September 24, 2020

Talk to Stan The Annuity Man® himself

Get Stan for 30 minutes. No cost for his 3 decades of experience. Prepare yourself for the brutal annuity truth.

Book Your Call with Stan

No Reason Not to Sign-Up

Brutal Annuity Truth from Stan
You’re now registered
Oops! Something went wrong while submitting the form.
Annuities 101
Edutainment
The Annuity Man®
© 2026 The Annuity Man.® Annuityman.® All Rights Reserved