Annuity Comparison Chart

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Hi there, Stan the Annuity Man,

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America's annuity agent, licensed in all

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50 states of Puerto Rico. Founder of CGO

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contractual guarantees only. What that

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means, you own an annuity for what it

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will do, not what it might do. Never buy

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hypotheticals or theoreticals or

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potential growth. Buy the contractual

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guarantees and you will be very happy

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with the annuity that you purchase.

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Today's uh topic is a little weird, but

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if you're looking for this, I'm going to

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explain it to you. It's it's called

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annuity comparison charts.

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Are there such things as annuity

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comparison charts? There's good ones and

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then there's bad ones. And we're going

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to talk about both of those after this.

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[music]

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Let's start with the bad annuity

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comparison charts. There's a lot of

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services out there now and one of them

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is run by a very good friend of mine.

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Um, and I always make fun of him. I'm

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like, you're showing unicorns chasing

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butterflies and you're charging people

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for it. It's with non-G guaranteed

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return scenarios, whether it be Rias,

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variable annuities, or index annuities.

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Those are non-G guaranteed returns. I

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only do contractual guarantees. So,

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there's a lot of comparison analysis on

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those, which is insane. It's crazy. And

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if you're trying to analyze that, go

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just go buy stocks, ETFs, just just I

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said this the other day, and it was

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pretty controversial, but I'm g say it

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again. Real market growth does not have

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surrender charges.

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Let me say it again. If someone pitches

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you something and they say, "This is

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going to get you market growth." You

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ask, "Does it have surrender charges?"

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If the answer is yes, you don't need it.

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Go buy stocks and ETFs and all. Just go

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just go get that market.

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So there's a lot of annuity comparison

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charts out there for hypotheticals,

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theoreticals, projections, back tested

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historical unicorns chasing the

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butterflies. I love historical, sir.

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It's historical. What's historical? The

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the what would have happened 10 years

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ago, savant? You mean that? Give me a

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break. I had two consultants come into

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my office a couple years ago and I

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kicked them out of course but after they

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gave the presentation of the

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hypotheticals and the theoreticals of

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the index annuity return scenario and I

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said to them so how do you project that

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when the annuity companies can change

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the rules at their discretion crickets

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what's that cricket sound I think real

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annuity comparison charts are what you

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can find at my site

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No way, Stan. Did you get ahead of this?

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You think I did? So, let's just say

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multi-year guarantee annuities.

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It's the annuity industry version of a

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CD. I call them annuity bonds because

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you're buying a guaranteed for

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guaranteed interest rate for a specific

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period of time from a specific annuity

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company. Life insurance companies issue

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annuities. Specific life

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insurance/anuity company. It's

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guaranteed. It's contractual. If you go

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to my site, you put in your state of

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residence, put in the duration you're

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looking at. Up pops the comparison

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chart. We list them from top to bottom.

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From the top yield of surrender all the

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way down. That's pretty simple, right?

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24/7 365. You don't have to put in any

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personal information. But here's where

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it gets fun.

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And here's what sets us apart. When you

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do lifetime income quotes, spdsqlx

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income writers on my site, first of all,

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you don't have to put in your name. You

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don't have to put in your email address.

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And you do not have to put in your phone

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number. All you need to put in is your

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date of birth, your gender, and your

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state of residence. You can quote it

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anonymously. I'm going to I'm going to

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let you pause for a second and think

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about that. You can get real quotes

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anonymously, and I'm proud of that. I'm

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not some data company. I'm not trying to

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sell your your name like other sites do.

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They're getting your name. Guess what

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they're doing? They're selling it. $150

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to $300 a pop every time you sign up is

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potentially what they're going to charge

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to sell your your name and your phone

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number. Be careful out there, player.

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It's the reason we pulled it down.

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People would ask, "Do you sell my No, I

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don't sell it." I finally went, "Let's

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not even ask for it. If I'm a consumer

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and I'm looking for annuities, I want

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the quotes. You don't need to know about

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me, Stan, until I want you to know about

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me. Until I'm thinking about you being

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my agent. Makes sense, right? Some

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annuity comparison quote, the MA stuff

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that we do, no brainer. The the lifetime

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income stuff that we do, those quotes,

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we show comparisons. We show life only,

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life with 10, life with cash refund,

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life with installment refund, period

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certain

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comparing how the companies

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price those guarantees in

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price the life expectancy in combination

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with the guarantee and we and we quote

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all carriers comparison quote and we're

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always trying to get better. We're

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always pushing the the companies to give

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us more to give us more information and

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then we try to make it simple for you to

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decipher. Annuities are commodity

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products. Not one's better than the

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other. You shop all carriers for the

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highest contractual guarantee. For

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lifetime income, it's A+ or better. No

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exceptions.

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No exceptions. Period. Lifetime income.

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We're going to marry that company for

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life as long as you're breathing and or

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on a respirator.

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for MAS, fixed rate annuities, annuity

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bonds, we're dating them. It could be

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less than A+, but I'm going to make that

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call. I'm going to make that

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recommendation. I'm going to be the one

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looking under the hood. I'm going to be

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the one making the determination. Does

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not only that company have good

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financials to back up the claim, but are

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they good to work with administratively,

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even though we're the ones working with

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them on your behalf? I have the largest

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staff in the country. They're all under

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one roof in Las Vegas, Nevada. We're

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open 12 hours a day, Monday through

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Friday, and eight hours a day on on

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Saturday. Unmatched.

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Unmatched. Every single person in that

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office, including the receptionist, is

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licensed in all 50 states because they

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legally have to be, but they're not on

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commission. They are on salary and they

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work as a team on your situation and for

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our clients. And we want you as a

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client.

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So, annuity comparison charts, yeah, you

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can get them. Just be careful and be

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careful with agents, advisors with

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agendas trying to steer you in the

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direction of a product. Choose the

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product for the highest contractual

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guarantee. Annuities solve for four

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things. Principal protection, income for

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life, legacy, and long-term care. You

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ask two questions. What do you want the

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money to contractually do and when do

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you want those contractual guarantees to

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start? That's it. That's how it works.

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Then you go to our site and you run

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quotes. And then when you're ready to go

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and engage, email me

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stantheanuityman.com

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or book a call and we'll take it across

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the finish line. It's that simple. So

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yes, there are annuity comparison charts

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out there. We have the best. That's not

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being a homer. That's just, hey, me

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being competitive, looking at everybody,

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what everybody has, what we had, and

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making ours better.

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[laughter]

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That's capitalism, right?

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You know, we're going to outwork you,

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outthink you, and outspend you. I mean,

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I played division one basketball. You

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know, I had to survive

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for you. I'm trying to give you the best

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product out there. One last thing, there

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is a video I did on how to utilize the

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quote system and the calculators. It's a

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video above me. It's spinning clock.

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You'll see it. I would encourage you to

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check that out just to drive it home and

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then start going to my site on a weekly

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basis, running quotes, seeing what the

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numbers are, and then engaging with us.

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We're not hammers looking for nails.

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We're We're here to help. We're the

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biggest. We're the baddest. We're the

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largest, but we're not hammers looking

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for nails. Annuities are contracts.

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There's no urgency to buy it. The

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urgency is for you to understand what

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you're buying. Hello.

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Nod your head. My name is Stan the

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Annuity Man. See you next time.