Terms & Conditions
Agreement
These Terms and Conditions constitute a legally binding agreement between you and The Annuity Man, LLC. By accessing or using stantheannuityman.com (the “Website”), and/or by submitting any form (including lead or contact forms) or requesting an appointment through the Website, you agree to be bound by these Terms and our Privacy Policy, which is incorporated by reference. Your submission of information through the Website is also subject to our Privacy Policy. If you do not agree to these terms, you must immediately cease all use of the Website.
Important Notice
The information provided on this Website is for educational and informational purposes only and does not constitute financial, legal, tax, or investment advice. The Annuity Man, LLC is not your fiduciary. The Website may include general information that may not reflect current legal, regulatory, or market developments, and we make no representations regarding the accuracy, completeness, or suitability of any information on the Website. All annuity products are subject to the terms of the issuing insurance company and state availability. Nothing on this Website constitutes an offer to sell, or a solicitation of an offer to buy, any insurance product in any jurisdiction where such offer or solicitation would be unlawful.
Annuities are not FDIC or NCUA insured. Past performance is not a guarantee of future results. You should consult with a qualified professional regarding your specific financial situation before making any purchase. Submitting a form or requesting an appointment does not create a client, advisory, fiduciary, or professional relationship between you and The Annuity Man, LLC.
Annuities.direct and its principals are licensed, where required, to solicit fixed annuity products, subject to state law and appointment by the issuing insurer. Check with your state for specific rules governing fixed annuity contracts, including consumer protections and applicable risks.
The features of annuity contracts discussed on this site were believed to be accurate at the time of publication but are subject to change. Product availability, features, and terms vary by state and by issuing insurance company, and some products may not be available in your state of residence. Insurance companies issue state-specific versions of products to comply with applicable state laws and regulations. Products are updated regularly, so it is important to confirm the current terms and how they apply in your state before purchasing.
If you have questions, email us at [email protected] (mailto:[email protected]). If you submit a form or request an appointment, you authorize us to contact you at the email address and/or telephone number you provide, including by phone call or text message, to respond to your request. Message and data rates may apply. Consent is not a condition of purchase.
Scheduling & Lead Forms
When you submit information through the Website (including lead forms, contact forms, or appointment requests), you represent that the information you provide is accurate and that you are authorized to provide it. Appointment requests are subject to availability and are not guaranteed. We may cancel, reschedule, or decline an appointment request at our discretion. We may use third-party tools to support lead forms and scheduling (including Sumo). We are not responsible for third-party tools or their availability, and your use of those tools may be subject to the third party’s terms, policies, and privacy practices. You agree that any appointment time is a request only and is not guaranteed until confirmed by us.
Electronic Communications
By using the Website or submitting information through the Website, you consent to receive communications from us electronically (for example, by email) and, if you provide a telephone number, by phone call and/or text message. You may opt out of text messages at any time by replying STOP. You agree that all notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communications be in writing.
Copyright Notice
The works of authorship on stantheannuityman.com (the “Website”), including but not limited to all designs, text, sound recordings, images, and videos, are owned by The Annuity Man, LLC or one of its affiliated companies (“The Annuity Man”). These works may not be copied, transmitted, displayed, performed, distributed, licensed, altered, framed, stored for subsequent use, or otherwise used, in whole or in part, in any manner without The Annuity Man’s prior written consent.
Trademark Notice
All content, including text, logos, and trademarks (including THE ANNUITY MAN, THE ANNUITY MAN logo, STAN THE ANNUITY MAN, STAN THE ANNUITY MAN logo, ANNUITY MAN, ANNUITYMAN, WILL DO, WILL DO. NOT MIGHT DO., MAKING ANNUITIES SIMPLE, INCOME NOW, INCOME LATER, AMERICA’S ANNUITY AGENT, FUN WITH ANNUITIES, LIVIN’ THE REALITY, NOT THE DREAM., ANNUITY LIFESTYLE MAGAZINE, WHERE ANNUITIES ARE BOUGHT, NOT SOLD, and SHOOTIN’ IT STRAIGHT WITH STAN) and media are the exclusive property of The Annuity Man, LLC. Other slogans and special-form trademarks are claimed under common law.
Limitation of Liability
To the maximum extent permitted by law, The Annuity Man, LLC shall not be liable for any direct, indirect, incidental, special, exemplary, or consequential damages resulting from or relating to your use of the Website or any information provided herein. The Website is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, either express or implied.
Governing Law & Dispute Resolution
Governing Law: These Terms are governed by the laws of the State of Nevada, without regard to conflict of law principles.
Dispute Resolution: Any dispute arising out of or relating to these Terms or your use of the Website shall be resolved through final and binding arbitration administered by the American Arbitration Association (“AAA”) under its applicable rules. The arbitration shall take place in Las Vegas, Nevada, unless you and we agree otherwise. Either party may bring an individual action in small claims court if the claim qualifies. You waive your right to participate in a class-action lawsuit or class-wide arbitration.
Links to Other Sites
The Annuity Man has no control over the content on other websites. If you choose to link to a website not controlled by The Annuity Man, The Annuity Man makes no express or implied warranties as to the accuracy, completeness, reliability, or suitability for any particular purpose of such websites. The Annuity Man does not warrant that other websites or their content are accurate, complete, or up to date, or that they are free of viruses or other harmful components, or that they do not infringe the intellectual property rights of third parties.
Prohibited Uses
You agree not to: (a) scrape, crawl, or use automated means to access the Website or extract content; (b) attempt to probe, scan, or test the vulnerability of any system or network; (c) interfere with or disrupt the integrity or performance of the Website; (d) use the Website for any unlawful purpose; or (e) use any Website content to train or develop artificial intelligence models without our prior written consent.
Miscellaneous
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect. Our failure to enforce any right or provision of these Terms will not constitute a waiver of such right or provision. You may not assign these Terms without our prior written consent; we may assign these Terms in connection with a merger, acquisition, or sale of assets.
Changes to Terms
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting to the Website with an updated “Last Updated” date. Your continued use of the Website following the posting of changes constitutes your acceptance of those modifications. If you do not agree to the updated Terms, please stop using the Website.