How To Find The Highest Contractual Annuity Payments

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Hi there, Stan the Annuity Man,

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America's annuity agent. Today's topic

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is a good one. Right in my wheelhouse,

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softball to Stan hit it over the park.

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How to find the best contractual

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guaranteed payments, the highest number.

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How do you find the highest number, Stan

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the Annuity Man? This guy's showing me

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down the road one carrier. How do I know

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that's the best carrier? Not taking his

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word. I'll tell you how to do it after

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this.

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[music]

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If you remember one thing, remember

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this. Annuitities are commodities.

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There's not one that's better than the

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other. The logo doesn't matter. The name

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doesn't matter. The product brochure

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does not matter whatsoever. Okay? You

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quote them for the highest contractual

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guarantee. For lifetime income, it's A+

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or better. No exceptions. So, A+ or

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better, highest number. A+ or better,

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highest number. If you said, Stan, I

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want A++. Okay, A++, highest number.

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There's not one annuity company that's

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better than the other. There's not one

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product that's better than the other.

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And if someone is showing you one

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product, they have an agenda. Either

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they're lazy and they can't do can't do

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the research on everything, don't want

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to offer everything, or if they sell

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enough of it, they get to go on an

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incentive trip. I did I did a video

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recently. Like don't fund your agents

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incentive trip. We don't take incentive

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trips. If I want to go on a vacation,

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I'm going to go on a vacation, but it's

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not going to be with a bunch of freaking

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annuity agents. Stabbed myself in the

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eye with a fork. You kidding me?

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Somebody asked me the other day, they

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called and they said, "Stan, you know,

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you keep qualifying. You never come to

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the event." I said, "I will show up. If

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you pay me x amount of money, I'll show

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up." They're like, "Well, the trip is

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the incentive." I'm like, "No, no. I'm

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telling you my terms." Like, "How much?"

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And I was [snorts] serious. I I had one

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taker. I turned it down. But the point

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is, one there, if someone's shown you

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one and they say something like, "Well,

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you know, I've done all the research,

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son. I'm tell you something right now.

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This one right here, the best one.

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They're full of crap. They're full of

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crap." Get up and walk out. And if it's

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legal in your state, backhand them. Just

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go. Just back. I doubt if it is, but

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that's assault. But check your check the

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law. The point is check I mean quotes

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are like a gallon of milk. My

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grandmother used to say you she used to

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smell the milk after about 7 to 10 days

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and and soured meant blinky. It smells

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blinky. I'm like blinky. What's blinky?

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Blinky is this is not good. Listen every

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seven to 10 days just like a gallon of

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milk quotes get blinky. Okay. You need

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to re quote. If you go to my site, you

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can find the highest contractual

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guarantees period for migas. Put in your

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state of residence, put in the duration,

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you'll see the highest contractual

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guarantees in your state. That's guar

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that's approved for sale in your state.

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And we're licensed in all 50 states. For

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lifetime income products, PSDs, QX,

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income writers,

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same thing. Quote away. The great part

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about my site is that you can run

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anonymous quotes. stand. Give me more.

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Please give me more. Okay, we're the

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only ones that will quote you from all

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carriers, showing the name of the

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carrier, showing all of it, and all you

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have to put in is your date of birth,

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your gender, and your state of

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residence. No name needed, no email

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needed, no phone number needed. And

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you're out there going, "Stan, that

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sounds like annuity heaven." It is. It's

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anonymous annuity heaven. a a

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anonymous annuity heaven 24/7 365

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anonymous quotes for the highest

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contractual guarantee. Just remember for

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lifetime income it's A+ or better. A+ or

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better you don't need a sweater rhymes.

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But you know what I'm saying? We're

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we're going to marry lifetime income. So

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that carrier has to be solid. You don't

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bottom fish there.

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You know my guess is different story. We

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can go lower than A+ or better. But

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that's your call. I look at those

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companies because we're dating the migas

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for that specific term. We're marrying

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the lifetime income. One of the reasons

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I started the the the

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organization I was going to call it a

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foundation. It might turn into that

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contractual guarantees only CGO is

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because I want the industry to get

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behind me and do what I do which is own

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an annuity for what you for what it will

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do not what it might do. Not the

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hypotheticals, not the theoreticals, not

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the back tested, not the projected, not

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the hopeful, not the unicorn chasing the

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butterfly, not the sales presentation at

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the steak dinner that you'd never eat at

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except for this guy sent you a thing in

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the mail and you went and ate it anyway.

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And you got the flet mum, as my mom

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calls it. That filelet mins was good.

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What? Oh, fame. Yeah, great. Um, be

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careful out there. You're going to hear

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sales pitches that sound too good to be

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true because they are. The question is a

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good one. Where do I find the best

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contractual guarantees? Why is that so

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important? Is because life insurance

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companies issue annuities and those

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annuities are policies. And those

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policies are contracts. And in those

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contracts are the contractual guarantees

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of that policy of which you own. So if

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you buy the dream, you're going to own

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the contractual realities. So let's get

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rid of that. Let's just own the

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contractual realities and base our

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decision solely on that. Duh duh,

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as the kids might say. I don't think

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they say that anymore, but they did a

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while back. They went duh.

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I think now they go me, whatever that

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is. I think that's even dated. Whatever.

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My daughters are 30 and 28, so I'm still

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stuck in that little time warp, you

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know. But contractual guarantees, that's

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what it's all about. Here's the other

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little tidbit you want to hang on to.

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Annuities are the only product that can

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provide a lifetime income stream for as

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long as you're breathing whether there's

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money in the account or not. Hello.

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Do not let your master of the universe

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money manager who's never seen a down

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market say, "Don't buy an annuity. I'll

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just manage your money and peel off the

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gains." Great, Chester. Except for the

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fact that markets don't work like that.

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They go up, they go down. They go up,

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they go down. Sequence of returns risk

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is all about leveling out that and how

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you do that. Good question. Income

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floor, guaranteed income with annuities.

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You already own social security, best

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annuity on the planet. Add to that. Add

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to that income floor so that you don't

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have to disrupt your investments.

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What you don't know is in most Wall

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Street firms like the CEO of Morgan

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Stanley, the CEO of JP Morgan, the CEO

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of Goldman Sachs, they have pictures of

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me in their office

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and they and they look at me lovingly

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every day and say, "He he's so helping

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us." Stan the annuity man is helping us.

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How am I helping them? Putting the

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income floor in place so you can go

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invest the rest and not disrupt it. They

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don't tell anybody because it's not

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politically correct. But every single

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one of them have a signed photograph

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from me that I' I've heard about this.

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I've sent them. I just don't sign, you

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know, glad I can help stand. Little

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heart in the thing. Like heart with

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money in it. I'm not sure if they've

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hung them up, but they've all been sent.

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But I'm going to tell you this right

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now. I'm the best thing that's happened

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to Wall Street. You know why? Because I

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understand it. I used to work for Dean

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Witter which then turned into Morgan

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Stanley. Then I went to Payne Weber,

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which then turned into Union Bank of

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Switzerland. I get it. I understand it.

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I'm the foundational part of your

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investment portfolio that needs to be in

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place contractually.

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Getting back to your contractual

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guarantees question, your instincts are

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right. Go to my site at

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theanuityman.com. I've got books you can

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download. There's all kinds of things

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you can do there. There's an there's a

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virtual Stanley. There's an AI me on the

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site. Now, I blame my CEO because I

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think he thinks I'm gonna die and he's

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putting all this in place so that he can

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continue to make gobs of money when I'm

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gone. And that's okay. But there's one

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thing I do want you to do. There's a

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video I did spinning above my You're

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saying, Stan, you are teched out.

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Spinning above my head is a video. It's

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going to appear. It's about how to use

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these calculators of mine anonymously

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getting the best quotes without putting

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in your personal information.

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Hello, industry. I'm over here. Hi,

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[laughter]

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boy. I tell you what, there's some

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wrenches that's been thrown into some

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annuity company engines with this one.

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You're telling me, Stan, that you can

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get me quotes without me putting in a

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name, email, any personal information?

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Yep. As they say in Nebraska? Yeper.

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Absolutely. And there's more. There's

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more to come. We're going to flip this

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industry upside down in the consumer's

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best interest. The old boy, good old

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boy.

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Internal games being played over, over.

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Game over. I'm in charge now. And that's

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the way it's going to be. Join us. Email

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me stand theanuityman.com. Book a call.

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Use us. We want to be your agent. See

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you next time.