Are Annuities A Good Investment?

Are annuities a good investment? In this video, I explain why annuities should be viewed as contracts designed to provide specific contractual guarantees rather than as investments for market growth. I break down the four key goals annuities can help address and explain why understanding what you want your money to contractually do is essential before choosing an annuity.
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Stan The Annuity Man
Key Moments in this Episode
========================
00:00 Introduction to the Video
00:58 Why Annuities Are Contracts Not Investments
02:25 The Truth About Misleading Sales Pitches
03:26 Contractual Benefits of Annuities
03:49 Helpful Annuity Resources
04:58 What Annuities Really Are
06:14 Understanding Annuities
07:01 Important Advice for Buyers
08:19 Helpful Resources & Next Video To Watch
What To Watch Next:
========================
https://youtu.be/UOm5xCBMQfE
Resources
========================
📞 Book a Free 30-minute Call with The Annuity Man Team:
https://www.stantheannuityman.com/book-a-call
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https://www.stantheannuityman.com/get-smarter/annuity-books
🔢 Use Our FREE Annuity Calculators + Live Rate Feeds:
https://www.stantheannuityman.com/
🎧 Listen to the Fun With Annuities Podcast:
https://youtube.com/@funwithannuities
Learn More About Stan The Annuity Man
========================
Stan The Annuity Man® is known as “America’s Annuity Agent®” and the top independent annuity agent in the United States, licensed in all 50 states. He is a firm believer that annuities should NOT be purchased for market growth and is focused on educating the consumer so that they can make an informed decision on their terms and on their time frame. Stan has published 7 books on the annuity topic and prides himself on being a consumer advocate for all things annuity.
========================
Video by Nate Woodbury
BeTheHeroStudios.com
http://YouTube.com/c/NateWoodbury
#StanTheAnnuityMan
#Annuity
#TheAnnuityMan
#Retirement
- 0:00 Introduction to the Video
- 0:58 Why Annuities Are Contracts Not Investments
- 2:25 The Truth About Misleading Sales Pitches
- 3:26 Contractual Benefits of Annuities
- 3:49 Helpful Annuity Resources
- 4:58 What Annuities Really Are
- 6:14 Understanding Annuities
- 7:01 Important Advice for Buyers
- 8:19 Helpful Resources & Next Video To Watch
0:00
Hi there, Stan the Annuity Man,
0:01
America's annuity agent. Easy for me to
0:03
say America. America. How about just
0:06
America? America's annuity agent.
0:08
Licensed in all 50 states in Puerto
0:09
Rico, founder of CGO, which means
0:12
contractual guarantees only. You you own
0:14
an annuity for what it will do, not what
0:17
it might do. Are annuities a good
0:19
investment?
0:21
Gosh, that's a weird question. You
0:23
saying, Stan, that's pretty
0:24
straightforward, son. What do you What
0:25
do you got some problem? Eat paint chips
0:27
as a kid. No, I did not eat paint chips
0:30
as a kid. The problem with that
0:32
question, annuities are not investments.
0:34
They're contracts.
0:36
And you're saying, Stan, you you kind of
0:38
splitting hairs there, son. What are you
0:39
playing word games with me? Maybe, but I
0:42
need you to understand why I do not look
0:45
at these as investments, and you
0:47
shouldn't either. Let's go over that in
0:49
detail after this.
0:58
So Stan,
1:01
Dr. V over there, uh, he likes when I
1:03
say that. Well, don't say the Stan,
1:07
why don't you say that these are
1:09
investments? Because you don't buy them
1:11
for growth. You don't buy annuities for
1:13
hypotheticals, theoreticals, back
1:15
tested, unicorns chasing the
1:16
butterflies. I'm telling you, son, if
1:18
you'd own this 10 years ago, you'd have
1:20
got this, plus you gonna get an upfront
1:22
bonus. Please tell me you're not that
1:24
stupid. Please tell me you just please
1:30
annuities are transfer risk products.
1:33
They're contracts. They're not
1:35
investments. No, they're contracts.
1:38
We'll prove it. Okay. If you buy the
1:41
annuity
1:42
that's issued by the life insurance
1:44
company, at the end of the process, you
1:46
get a contract in the mail, a policy
1:51
that you can read that in the contract,
1:54
it's going to tell you what's going to
1:56
happen.
1:59
Do not look at annuities as investments.
2:02
Look at annuities as noncorrelated
2:05
parts of your portfolio. Non-correlated
2:07
in English, fancy English. You can tell
2:09
I went to them big fallutin schools,
2:11
right? You know what I'm saying?
2:13
Noncorrelated means not attached to the
2:16
markets.
2:17
Market takes a dump and a big pile of
2:19
goo on the It doesn't matter. You have
2:21
annuity contractual guarantees with us
2:25
and don't follow for the pitch. Well, I
2:27
heard Stan say the big old goo and the
2:30
big old dump and all that stuff. My
2:32
product protects the principle and gives
2:33
you the same. Come on now.
2:36
Come on. Real Market Growth does not
2:38
have surrender charges. That's a tattoo.
2:41
That's a tattoo that I should get. I
2:43
don't have any tattoos, but if I got one
2:45
in addition to contractual guarantees
2:47
only and will do, not might do and
2:48
Stanley Nudy man and my daughters and my
2:50
wife, I would get that one, which is
2:53
real market growth does not have
2:55
surrender charges. So, if you hear a
2:58
sales pitch, you go, "Hey, that sound
3:00
pretty good, son. What's the surrender
3:02
charges?" I I'm I'm assuming it don't
3:04
have no surrender charges because Stan
3:06
says that market growth don't have no
3:08
surrender charges. By the way, I can
3:10
talk like that because I'm from Stanley,
3:13
North Carolina. I'm not making that up.
3:14
Look it up. It's in Gaston County, North
3:16
Carolina, outside of Charlotte. No, they
3:18
didn't name after me, but I think they
3:19
should. Now, Stanley, North Carolina,
3:21
middle of nowhere. It's not the end of
3:23
the world, but you can see it from
3:24
there. As they say, our nuity is a good
3:27
investment if you're solving for four
3:28
things. And those four things, the
3:30
acronym is pill. P stands for principal
3:31
protection. I stands for income for
3:33
life. L stands for legacy. The other L
3:36
stands for long-term care.
3:38
Are they a good investment? No. They can
3:40
solve for those contractual guarantees.
3:42
And you answer two questions. What do
3:43
you want the money to contractually do?
3:45
When do you want those contractual
3:46
guarantees to start?
3:48
What are these contractual guarantees
3:50
look like? Sir, if you go to my site,
3:54
stan theanuityman.com or
3:55
theanuityman.com,
3:57
the both will get you there. You can run
3:59
quotes 247365.
4:01
You can see the best migra rates on the
4:03
planet. You can download six owners
4:05
manuals for free. And oh by the way when
4:08
you run quotes on our site and we are
4:10
the only ones that do this. We don't we
4:13
don't try to capture your information.
4:16
We have something on there called quick
4:18
quote. That's for all of us conspiracy
4:20
theorists out there that think this
4:22
everybody's trying to steal from us. You
4:23
know I don't want to give up my
4:24
information but I want to see the quote.
4:26
Annuity man quick quote. You can run
4:29
quotes. Just put in your gender.
4:31
Hopefully, you can answer that. Your
4:33
date of birth, your state of residence,
4:35
and what you want to solve for. Boom.
4:38
We're giving it away.
4:41
I'm not in the business of building a
4:43
database. I'm in the business of
4:46
educating you so you can make a good
4:48
choice to use us, largest staff in the
4:51
business, all under one roof, all
4:53
licensed, not on commission, to help you
4:55
get this thing across the finish line.
4:58
Are annuities a good investment? No.
5:00
Annuities are great contracts. Are
5:03
annuities a good investment? No, because
5:05
they do not replace any form of market
5:08
growth. If you want market growth, never
5:10
buy an annuity. Are annuities a good
5:12
investment? No. But they are the best
5:15
contractually guaranteed transfer of
5:17
risk for lifetime income. In fact,
5:19
they're the only
5:21
biggest marketing snafu in the annuity
5:23
industry. And and there will be business
5:26
schools that that study this and at the
5:29
end, you know, the the bonus question on
5:31
the on the test is who changed that
5:34
narrative for the for the for the
5:37
positive. Who was the person? And that
5:38
answer 20% bonus question is going to be
5:41
me. Stan the annuity man did. You'll be
5:43
at Harvard and that in a marketing class
5:46
and the bonus questions who changed the
5:48
narrative with the annuity industry
5:50
stand the annuity man.
5:52
The second bonus is, did he die doing
5:54
it? The answer is probably. I'm going to
5:56
do a video every day of my life. Don't
6:00
believe me? Go to my site and go look at
6:02
the videos and see day after day after
6:05
day after day. I do them every day
6:09
until the public understands that these
6:11
are fantastic.
6:13
Are annuities an investment? No. But
6:15
they're a pension. Are annuities an
6:17
investment? No. But they're a lifetime
6:18
income stream. Are annuities an
6:20
investment? No.
6:22
But they're a contractual guaranteed
6:24
principal protected compounding interest
6:27
CD type bond if you want a MGA.
6:31
Our annuities an investment only if you
6:33
let that jackass advisor agent convince
6:37
you it is
6:40
or jackassian.
6:42
Jackassian. Yeah, I made that word up by
6:44
the way. Jassian is like this this
6:47
person that walks around and and
6:50
believes that everything he says is
6:51
true. It's like George Castan. He
6:54
Castanzen Seinfeld. He was a jackassian.
6:58
You can use that at the uh cocktail
6:59
party. Don't let the jackassian male or
7:03
female convince you that annuities are
7:06
an investment. You know what you say to
7:07
them? No, they're not player.
7:10
They're not that at all. They are a
7:13
contract. I'm looking for a contractual
7:15
guarantee. I'm looking to quote all
7:17
carriers for the highest contractual
7:18
guarantee because Stan the Annuity Man
7:21
told me to do that because Stan the
7:23
Annuity Man knows what he's talking
7:25
about. Because Stan the Annuity Man is
7:28
the number one agent in the country for
7:30
a reason.
7:32
Because I understand this strategy. I
7:36
understand the category. I certainly
7:38
understand the industry and I understand
7:40
what you're up against and all the sales
7:42
pitch nonsense and all the Johnny come
7:44
lately that are trying to do videos like
7:46
me. I would love to be in those those
7:48
meetings like well you know the guy that
7:50
I hate with the passion. You're standing
7:53
new to me. I want to match him. I want
7:55
to do videos like him. And the the guy's
7:57
looking goes
8:00
you do understand he does one a day,
8:02
right? He does one video a day. Like one
8:06
a day. Like one every day, like Sundays,
8:08
too. Uh-huh. Yeah. Bring it.
8:13
Bring it.
8:15
I'm going to educate the public.
8:18
I want you to go to my site and run the
8:20
quotes. You don't have to put in your
8:22
information. You get the quotes. How
8:23
about that? You can download the books
8:26
for free. You can email me
8:28
stantheanuityman.com.
8:30
You can schedule a call and and you're
8:31
going to get me most of the time. And if
8:34
you don't get me, demand me. I'll call
8:36
you. No pressure, no cost, no
8:38
obligation, just facts. If you can
8:40
handle it, do me one last favor. Above
8:43
my head, I did a video that needed to be
8:46
done because I hear all I hear all the
8:48
time. I wear it through the airport. I
8:49
have a t-shirt that says, I I love
8:50
annuity haters. And people like, I do,
8:52
too. I hate him too, son. And I'm like,
8:53
you already own one, hypocrite.
8:56
Social Security. You might know more
8:58
than that, but the video is attention
9:01
all annuity haters. You already own an
9:03
annuity. have the guts to watch that if
9:05
you hate annuities. Please, please, just
9:08
so you stop making a fool out of
9:09
yourself at the at the the cocktail
9:11
party going, I hate annuity. Let me tell
9:13
you something right now. No, don't do
9:15
that. Okay, because people lose IQ
9:17
points when you start talking like that.
9:19
So, are annuities an investment? What's
9:21
the answer? You're right. No, they're
9:23
not, Stan. They're contracts. Good
9:26
answer. See you next
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