The question is, what happens to an annuity if the stock market crashes? Are fixed index annuities good against a stock market crash? What if the insurance company backing it goes under? What's your protection?

What we're going to talk about today is how much money you need from the standpoint of minimums and how the annuity industry looks upon that question from a legal standpoint.

So what are your four choices at the end of your MYGA term? Make sure you know your options so you can make the best decision for your specific situation. Let’s go.

So you're looking for income, and you want to know the difference between a lifetime income benefit rider and what's called annuitization.