Who Offers The Top-Rated Guaranteed Retirement Income Solutions?

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So, who offers the top rated guaranteed

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retirement income solutions? Stan the

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Annuity Man. It's a good question. I do

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have the answer. Um, introduce myself a

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little bit though. I am America's

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annuity agent, licensed in all 50 states

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in Puerto Rico. Have the largest staff

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in the business, direct consumer,

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located in Las Vegas, Nevada. Everyone

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is licensed in all 50 states, but not on

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commission because we legally have to be

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that way to speak with you. And we hope

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that you go to our site at

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theanuityman.com

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and run quotes and download books and

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things like that. But we're going to get

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to this question because it's a good

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one. It's a dangerous question depending

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on who you ask it to because you'll have

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someone go, I got it. I got it right

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here. Just sit down, sir. Let me get the

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paperwork out. We can get it done. A

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little bit more broad than that. And

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we're going to talk about the details

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after this.

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So this question who off who offers the

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top rated guaranteed retirement income

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solutions? Well, you can say top rated

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or top guarantee. Top rated which means

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A+ companies and we represent all

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carriers all the way down. Top guarantee

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would be the number. Now for lifetime

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income, we have a rule. It's A+ or

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better and the highest number and we're

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going to quote all carriers.

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But here's the catch and here's what

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can't this someone cannot answer the

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question with a specific carrier name

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even though I represent them all.

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There's not a specific carrier name.

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Pick the one that you love and put it in

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the back of your head. They're not going

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to be number one every single week.

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Quotes change like a gallon of milk

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every seven to 10 7 to 10 days.

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Annuitities are commodity products.

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There's not one better than the other.

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The brochure doesn't matter if you see a

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brochure on another site. The logo

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doesn't matter if you see logo doesn't

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matter on the other site. All that

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matters A+ or better for lifetime income

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and then the highest number. Period. End

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of story. That's it. And with quotes

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changing like a gallon of milk, we've

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got to continually quote all carriers

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and lock in the highest carrier when

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you're ready to go and move forward. And

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we'll take care of the paperwork from

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start to finish. my team will. Now, the

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reason that

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guaranteed income retire guaranteed

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retirement income products change is

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that companies, annuity companies are

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wanting specific age ranges. So, let's

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just say you're 67, your wife's 65, and

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this week there's a carrier that you

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really like that had a high guarantee,

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high contractual guarantee, but next

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week it lowered. You waited, you that's

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okay. You waited and you didn't make the

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decision and then next week it's lower.

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The reason it's lower is because that

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annuity company got a bunch of your age

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ranges.

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Think of a football stadium. Okay? Think

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of a two-tiered football stadium seat

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70,000 people. Just as a example, when

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you go run a quote and it's aggressive

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and it's at the high and it's the

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highest contractual guarantee after us

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quoting all A+ carries are better. What

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that means is that football stadium with

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you in it's not full.

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They don't have enough of you. So,

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they're going to raise that guarantee to

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attract you to fill the stadium.

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Same thing applies when the the quote

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lowers, the stadium's full.

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It's that simple. It's all about life

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expectancy. Interest rates play a

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secondary role with guaranteed

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retirement income products. So, don't

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let anybody tell you different, okay?

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It's not about the Fed. I had a guy call

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me the other day, so I'm just going to

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wait on the next Fed meeting. I'm like,

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for what?

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Like, do you like the Fed meeting? Well,

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no, for my for my lifetime income

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annuity I'm going to get from you. Well,

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okay, you can do what you want, but

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you're wasting time because it is about

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life expectancy. It's about them filling

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trenches. Let me give you another

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example to help you understand how the

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annuity companies do it. When you went

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and sat down with um you know your

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professional dartthrower advisor and

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they said, "We're going to do small cap,

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midcap, large cap, value international."

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And you went, "Oh, sounds good to me."

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And they filled it up, right? They did

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the allocation. Annuity companies are

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different. Life insurance companies

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which have the big buildings because

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they know when we're going to die. Okay?

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They're not property and casualty build

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companies waiting for the hurricane to

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hit. They know when we're going to die.

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Instead of small cap, midcap, large cap,

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international value, it's age range, age

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range, age range, age range, age range.

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Okay? And they're trying to fill it all

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because some people your age going to

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live forever. Some going to die early.

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is going to live right on the money uh

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on the projected life expectancy. They

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just want everyone in there pulling that

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risk, everyone your age. And so they're

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just filling age ranges. That's their

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portfolio. And that's the reason

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annuities are commodity products. That's

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the reason that the captive agent people

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that only sell one product, it's a it's

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a dead industry. That's crazy. That's

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like me opening a a store that just sold

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scotch tape. Means not. I mean, okay,

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great. I might need some scotch tape.

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No, it's stupid.

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So, well, I just I just represent this

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one company. Okay. Dinosaur much. Hello.

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21st century. All of those companies

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that have the captive agents, I've got

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those contracts, too. Doesn't make them

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that happy. But I do

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because annuities are commodity

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products. I want my my clients in all 50

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states to be able to use my calculators

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and quote all carriers and see the

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highest contractual guarantee. And we

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can lock in that quote for you. If you

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say lock it in, Stan, we can lock it in.

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Typically that lock in period is 10 to

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14 days, which gives us time to do the

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application for you and get it all done.

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I have the best staff in the business.

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All located in Las Vegas, Nevada. All

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under one roof. There's no B one remote.

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And they're all licensed in all 50

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states. Not one of them's on commission.

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Even the receptionist is licensed

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because legally they have to be to talk

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to you. So, what are the best? What are

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the top rated?

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A+ or better, you're going to be fine. I

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did have a gentleman the other day said,

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"I understand you're A+ or better and

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you don't need a sweater. You keep

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saying that. Don't need a sweater. A+ or

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better." Well, that's because it rhymed

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and I thought it was cute. But it does

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drive home the point. And he's like, "I

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don't care. I want a plus." Okay. It's

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your money. I'm not I mean I'm going to

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respect your decision, but I'm the

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walking middle finger of annuity truth.

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I'm going to tell you the truth. I'm an

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annuity oncologist.

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I'm going to walk up to your bedside and

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go, you either need an annuity or you

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don't need an annuity or the annuity

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that you're um looking at is is crap. I

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know I can say annuity oncologist

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because I'm a melanoma survivor. So,

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stop with the hate mail. Stop it. Okay?

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I I say that to get my point across. You

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don't need a friend in the annuity

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business. You don't need a golfing buddy

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to sell you an annuity. You don't need a

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frat brother with pictures that you

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never want to go public selling you an

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annuity. You need me.

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I'm not going to be your friend. I am

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going to tell you the truth. And the

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truth is these are commodity products.

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The truth is you can get a plus all the

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way down, but for lifetime income it has

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to be A+ or better. If we're doing

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migas, which are uh CD products, we can

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go a little bit lower that because we're

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dating the MA with li lifetime income.

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We're going to marry the company for

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life. It's pretty simple stuff out here.

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I've stripped it down to the basics. Go

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to my site at theanuityman.com, download

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my books. I've written books on all four

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uh guaranteed lifetime income products.

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So, you can take a look at those. SPDSQL

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and income writers. You can run quotes

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to your heart's content 24/7, 365. You

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can book a call. You can send me an

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email. Stantheanuityman.com.

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Consider us to be your annuity source. I

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want to be your annuity agent. And even

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if if you met someone previous to Stan,

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hard to believe, um, and you bought an

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annuity, want me to be the agent? I can

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do that as well. We can do agent record

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change. If that person makes you sick on

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site, I get it.

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We'll help you make lemonade with what

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you have. All right. Hey, one last

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thing.

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There's a spinning clock. Do you see it?

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Yeah, there it is. I did a video on how

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annuities can help your family, how it

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can help protect your family. I've done

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that specifically with my family, the

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Queen Christine and the two daughters,

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the princesses. They are set up

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contractually whether I'm alive or dead.

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And I want to tell you how to do it and

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you need to think about that. You know,

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don't leave a legacy, leave a scar, as

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the country band said the other day. I

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like that. You know, and the scar is

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lifetime income, and the scar is

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principal protection, and the scar is

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legacy. That you're going, you've worked

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hard for it. Make sure it doesn't all go

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poof. All right. My name is Stan the

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Annuity Man. See you next time.