What Does It Mean When You Annuitize an Annuity?

What Does It Mean When You Annuitize an Annuity?

What does it mean when you annuitize an annuity? I'm going to tell you that, but not until I tell you who I am. I'm Stan The Annuity Man, America's annuity agent, licensed in all 50 states. This is going to be a fun topic because annuities are fun. So, let's get into it.
Exchange Your Income Rider for a SPIA: Shootin' It Straight With Stan

Exchange Your Income Rider for a SPIA: Shootin' It Straight With Stan

Welcome to Shootin' It Straight With Stan. I am your host Stan The Annuity Man, America's annuity agent, licensed in all 50 states. I am so glad you joined me on this topic, which is a good one. And it came from my good friend, John Lenz. I call him the annuity architect.
Single Premium Immediate Annuity Death Benefit (SPIA)

Single Premium Immediate Annuity Death Benefit (SPIA)

Today's topic is Single Premium Immediate Annuity death benefits, the death benefits of an Immediate Annuity. I read something the other day, and it was from a brilliant person. It said, "Well, you need to be careful when buying an Immediate Annuity because when you die, the money goes poof, the money goes away." I'm thinking, "Oh my gosh, this person's educated, and they have a syndicated show, and they're writing that?
MYGA-2-SPIA for Full-Control Annuity Income: Shootin' It Straight With Stan

MYGA-2-SPIA for Full-Control Annuity Income: Shootin' It Straight With Stan

Welcome to Shootin' It Straight With Stan. I am your host Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today's topic is something that I have created that is good and that the public loves, and I need to tell you about it. Once again, it's called MYGA to SPIA for full control, lifetime income, MYGA to SPIA. Let's break that down.
What Is a Pension Annuity and How Does It Work?

What Is a Pension Annuity and How Does It Work?

What is a pension annuity and how does it work? Can you believe where you're sitting? You're sitting there doing research on annuities! Who thought it would come to this? By the way, kudos for that because you need to know what you're buying. So, let's talk about pension annuities and how they work.
Income Annuity Estimator for Immediate or Deferred Income Annuity

Income Annuity Estimator for Immediate or Deferred Income Annuity

You're looking for an income annuity estimator for Immediate and Deferred Annuities. I'll do you one better. How about calculators that will give you down to the penny, the contractual guarantee of the policy, and finding the best contractual guarantee for your specific situation. Oh my goodness, that's exactly what you were looking for.
Single Premium Immediate Annuity Quotes

Single Premium Immediate Annuity Quotes

Let's talk about Single Premium Immediate Annuities in general. Pension annuities started in the Roman times. Yes, the Roman times. That's how old they are. They're transfer risk products, and they're based on your life expectancy at the time you take the payment. It's not interest rate driven.
Life-Only Immediate Annuity Definition

Life-Only Immediate Annuity Definition

Stan The Annuity Man, America's annuity agent is here to answer the burning question because everyone thinks every annuity is like this. What's the definition of a life-only annuity? That's the call I get from everyone who says, "I'd never buy an annuity because when I die, the annuity company keeps the money."
Annuity Comparison: SPIA vs. DIA

Annuity Comparison: SPIA vs. DIA

Today, we're going to talk about annuity comparisons. SPIAs versus DIAs. Immediate Annuities versus Deferred Income Annuities. Explain them both to me, Stan The Annuity Man. What's the difference? How do I use them? Should I use them? Should I have them? We will discuss all of that.
Single-Premium-Immediate-Annuity-Definition

Single Premium Immediate Annuity Definition

We're going to cover a lot today. We'll cover what a Single Premium Immediate Annuity is, what it solves for, the brief history of Immediate Annuities, and the limitations and benefits because we have to cover them. After all, all annuities have them. Then we're going to talk about where it fits and how do you quote it. Once again, hang in there because I'll give away the book for free at the end of the blog.
Retirement Withdrawal Strategies: SPIAs

Retirement Withdrawal Strategies: SPIAs

Hi, there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today we're discussing retirement withdrawal strategies using Single Premium Immediate Annuities. SPIAS, that's the acronym.
how does a spia work thumbnail

How Does a SPIA Work?

Today's topic is how does a Single Premium Immediate Annuity work. Some call it SPIA, S-P-I-A, or Single Premium Immediate Annuity. After this blog, you'll be able to decide whether a Single Premium Immediate Annuity fits or doesn't.
Single Premium Immediate Annuities - Explained

Single Premium Immediate Annuities - Explained

What is a Single Premium Immediate Annuity? How does it work? Should you own one? We're going to dive into many things concerning single premium immediate annuities. We're also going to go through; should you even own one? We’ll go through the details of how you can make that decision.
Laddering Strategies Using Our SPIA Calculator

Laddering Strategies Using Our SPIA Calculator

Today I’m discussing how to use my SPIA Calculator and some laddering strategies that could work for your specific situation. I'm proud of a lot of things with theannuityman.com. I'm proud that we're a pro-consumer site; I’m proud that we're direct-to-consumer.
Single Premium Immediate Annuity Death Benefit (SPIA)

Single Premium Immediate Annuity Death Benefit (SPIA)

Today's topic is about Single Premium Immediate Annuity death benefits. The death benefits of an immediate annuity. There’s a lot of misinformation out there, as you can only imagine because people are... I read something the other day. It was from a really smart person.