Prosperity Annuity Gospel Nonsense: Fun With Annuities

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Welcome to Fun with Annuities. I'm your

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host, Stan the Annuity Man, America's

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annuity agent, licensed in all 50 states

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of Puerto Rico, founder of CGO,

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Contractual Guarantees Only. You own an

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annuity for what it will do, not what it

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might do. I do I do encourage you to go

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to my site at theanuityman.com. You can

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run anonymous quotes, talk to virtual

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Stanley, um, fill out applications

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online, encrypted and safe. You can do

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it all 24/7, 365. Very proud of the site

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and I put out one video a day. and fun

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with annuities is another channel that I

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do as well on the side. Today's topic is

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a good one. Um, beware of prosperity

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annuity gospel nonsense.

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Prosperity annuity gospel nonsense. And

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and I know that there's some people out

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there that are, [clears throat]

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you know, pretty in depth with the word

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and my wife is one of them. You know,

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you know the the saying that I always

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tell people is I'll either drive you

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drive you to God or drive you to drink

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or drive you to drugs or drive you to

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all three. I guess I drove my wife to

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God. So, she is a she's [snorts] a Bible

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person and she she understands it

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backwards and forwards. But what drives

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her crazy and what really drives me

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crazy is the prosperity gospel message

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out there. And one of the prosperity

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gospel messages out there is, you know,

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you God wants you to have nice things.

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God wants you to have, you know, gold

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faucets and gold toilets and just

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absolute nonsense. Okay? And now I'm

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hearing that there's a lot of religion

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being used to sell products like index

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annuities.

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Too good to be true products. They're

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really just mediocre CD products.

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They're good if you deliver an income

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writer guarantee, but that's it. As a

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standalone, they just don't hold water.

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But what I want to warn you about is

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that if someone's using religion of any

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sort for I mean pick Christianity,

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Catholicism,

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you know, Hindu, Muslim, whatever, if

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they're using religion

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to sell you an annuity,

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you need to get the heck up and walk

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out. I ran into a case the other day

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where the husband called me. He was

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upset because his wife was being

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convinced by one of her people in her

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Bible study to take a $92,000 surrender

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charge from an index annuity and go to

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another index annuity that this person

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that she trusted from her Bible study

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said that was better better for him.

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But it was all cloaked under the right

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thing to do under a Christian message.

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just recently in the headlines was this

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organization that [clears throat]

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they're holding these um events at

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coliseums and I don't have enough

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information to know if they're guilty or

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innocent but this is my opinion you know

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people that were speaking to these

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events were people like Tim Tibo and

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these type of people and they were

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telling people you know you know spend

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$30,000 on how to trade the markets we

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have a program for that or spend $25,000

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on how to flip housing you know here's

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how to get multiple credit cards to fund

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everything. I mean, absolute prosperity

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gospel nonsense.

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Absolute.

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There's no guarantees in life whether

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you're a good person from a religious

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standpoint or not.

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But what I'm seeing too many times, even

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even pastors, people within the church

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that are employed by the church are

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selling

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products like indexed annuities to their

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parishioners, to the people within the

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church, using Bible studies or using the

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church as leverage, as a as a way to to

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gain a person's trust that it's okay to

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buy an annuity. I don't care of any

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annuity. makes no sense.

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I don't know if this is the right word,

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but annuities are non-denominational,

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meaning well, that's maybe not it, but

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they don't there's no there's no

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religion

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when it comes to buying annuities or any

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financial products for that matter. But

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what I'm seeing is a trend right now.

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I call and you know it's be aware of

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prosperity annuity gospel.

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You can't get market returns with

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principal protection. Upfront bonuses

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are not real money. It's a phantom

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account going to the income writer side

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that you can't cash in.

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If it sounds too good to be true, it is

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every single time.

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But bad salespeople, nefarious

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salespeople, sociopathic salespeople

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will use whatever it takes to sell you

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the product. They'll do whatever it

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takes to create a commission. They'll do

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whatever it takes for you to believe

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what they're pitching is good. And if

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they have to use religion to get there,

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some of them will. And they will

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convince themselves that they're doing

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God's work.

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I'm telling you right now, there's a

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place in annuity hell for these people.

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And if you're out there saying, "Well,

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Stan, you don't know what you're talking

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about. You know, maybe maybe these

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people have good intentions." I don't

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care. They shouldn't be mixed.

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I'm aware that there's financial

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planning firms out there that are

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Christianbased. I had a very good friend

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who ran one of them. I'm not going to

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mention the name. I get it. I understand

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it. He was passionate about it. I didn't

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agree with how they went about it.

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But what I'm seeing are people being

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taken advantage of in a church or

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religious environment by people that

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have fake trust through the church to

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then sell financial products.

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No one in your church organization

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regardless of the of what religion is

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should be selling financial products. A

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deacon should not be selling financial

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products. An elder should not be selling

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financial products. Your Bible study

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teacher should not be selling financial

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products. Your pastors sure as hell

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shouldn't be selling financial products.

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And if they are,

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they shouldn't be working for the

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church. And shame on these people

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attaching themselves to organizations,

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preaching prosperity gospel, and getting

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paid millions of dollars to preach to

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people that can't afford to even go to

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the seminar. and then convincing them to

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go into debt to buy programs that won't

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work.

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I laugh out loud coming from Morgan

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Stanley, Dean Wood, Payne Weber, and UBS

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when I hear people being sold packages

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on how to trade the markets. Give me a

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break.

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And if you're one of those people that's

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using religion to sell things, shame on

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you and stop it right now.

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If you have to use that as a crutch to

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close somebody, you're a joke. You're

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pathetic.

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You're gonna get what you deserve. Am I

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perfect? Absolutely not. The queen, my

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wife, wonderful person.

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Wonderful person. Godly woman.

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Holds multiple Bible studies, attends

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multiple Bible studies, really involved

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in the church. But she ain't selling

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annuities. And she's not talking about

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me that can sell annuities.

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And when I go to church and people know

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who I am, they're like, "Well, this

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guy's pitching me. How what do you Can I

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use you?" No, you cannot

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cuz I'm at church.

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I'd never ever do that.

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And what makes me really mad, and this

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is not a misogynistic statement,

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is these sociopaths

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that call themselves religious, they

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pray, they pray on, not P R A Y, P R E

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Y,

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on women whose husbands pass and they're

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not financially savvy.

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Had one the other day down in South

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Florida. one of the youth ministers that

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also sells annuities on the side sold

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$800,000

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of her $850,000

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that she had her name in indexed

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annuities.

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I hope that person rots in hell. And

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yeah, you know, maybe maybe I shouldn't

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be saying that, but let me tell you

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something. There's there's no way to

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justify that. So, beware of the annuity

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prosperity gospel. Beware of of this

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being attached to religion of any type.

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And if I find out about it, I'm going to

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expose you somehow.

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I mean, the annuity industry earns its

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bad reputation with non-religious high

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pressure selling tactics. But when you

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take high pressure and then add religion

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to it, it's nauseating. It's horrific.

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Separate your finances. I know Dave

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Ramsey and all those guys do these

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programs. Nothing against Dave. All

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these programs within the church and

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I've seen them and in essence they're

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not bad because what he's really what I

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like about what Dave does is he said get

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out of debt. I'm all for that. I'm all

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for that.

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But once you cross the line saying you

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really should use us because we are X or

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we believe in X or we're just like you,

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there's a problem. And yes, I have said

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this. And yes, it's on video. And yes,

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it's evergreen t content. And yes, you

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can contact me if you disagree.

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Bring it on because you know I'm right.

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And if you're selling like that out

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there, you should be ashamed of

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yourself. And if you were p if you

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purchase something from that type of

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person, you should get your money back.

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And I'll tell you how to do it.

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So go to my site theanuityman.com,

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schedule a call with me, email me,

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contact me, but be careful out there.

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The charlatans and sociopaths, they look

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good and they talk smoothly and they

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might be affiliated with your church,

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unfortunately.

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My name is Stan the annuity man. That's

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fun with annuities,

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but pretty serious. I'll see you next

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time.