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Christine Benz: Avoiding Blind Spots in Your Retirement Portfolio Planning (TAM Classic)

Stan Haithcock
February 13, 2024
Christine Benz: Avoiding Blind Spots in Your Retirement Portfolio Planning (TAM Classic)

In this episode, The Annuity Man and Christine Benz discuss:

  • Why Christine is so passionate about financial education and retirement portfolio planning.
  • Why decumulation is not bad (and when it is a good thing).
  • Retirement blindspots to be aware of.
  • Staying mindful of additional, variable costs in your spending plan.
  • Bucket approach investing and portfolios.

Key Takeaways:

  • Your portfolio doesn't know whether your withdrawals are coming from income or from selling appreciated securities, what matters is that you are not taking out too much.
  • People tend to overestimate our ability and desire to continue working and, often, retire earlier than they originally expected to.
  • There is power in diversification in your income portfolios.
  • The products under the annuity umbrella are incredibly varied. The type of annuity that is best for you depends on what your needs are.

"If you're looking for something that will zig when your stocks zag, you probably want to ensure that your portfolio includes that cash and treasury bonds." — Christine Benz

Connect with Christine Benz:

Website: Morningstar | Empowering Investor Success

Podcast: The Long View


Twitter: Christine Benz (@christine_benz) on X

Book: Morningstar’s 30 Minute Money Solutions: Morningstar's 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances

Book: Morningstar Guide to Mutual Funds: Morningstar Guide to Mutual Funds: Five-Star Strategies for Success

Christine’s Article Archive:

Fun With Annuities Podcast is hosted by America’s Annuity Agent®, Stan Haithcock, The Annuity Man®. Hear brutal annuity facts with no sales pitches from the top independent agent in the country, licensed in all 50 states. Author of 7 books, Stan dives deep on all annuity types and strategies. It’s fun, learning the contractual truths on how annuities actually work and if they’ll fit your personal retirement lifestyle.

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