/

/

Article

Article

Long-Term-Care-Riders-on-Annuities-What-They-Really-Are-and-What-They-Are-Not

February 26, 2026

Long-Term Care Riders on Annuities: What They Really Are and What They Are Not

Many agents market long-term care riders on annuities as guaranteed coverage. Here’s what those riders actually do, how confinement care works, and why true long-term care insurance requires underwriting.

Long-Term-Care-Riders-on-Annuities-What-They-Really-Are-and-What-They-Are-Not

Long-Term Care Riders on Annuities: What They Really Are and What They Are Not

Many agents market long-term care riders on annuities as guaranteed coverage. Here’s what those riders actually do, how confinement care works, and why true long-term care insurance requires underwriting.

Annuity-vs-Investment-Annuity-Suitability

Annuity vs Investment: Annuity Suitability

Annuities are contractual guarantees that transfer risk, while investments absorb volatility for potential returns. Suitability depends on what you are solving for.

Annuity-Income-Plan-Annuities-vs-Investment

Annuity Income Plan: Annuities vs Investment

An annuity income plan starts with the guarantees you already own. Learn how Social Security, pensions, RMDs, and lifetime income annuities work together to create a secure income floor for retirement.

Long-Term-Care-Riders-on-Annuities-What-They-Really-Are-and-What-They-Are-Not

February 26, 2026

Long-Term Care Riders on Annuities: What They Really Are and What They Are Not

Many agents market long-term care riders on annuities as guaranteed coverage. Here’s what those riders actually do, how confinement care works, and why true long-term care insurance requires underwriting.

Annuity-vs-Investment-Annuity-Suitability

February 25, 2026

Annuity vs Investment: Annuity Suitability

Annuities are contractual guarantees that transfer risk, while investments absorb volatility for potential returns. Suitability depends on what you are solving for.

Annuity-Income-Plan-Annuities-vs-Investment

February 24, 2026

Annuity Income Plan: Annuities vs Investment

An annuity income plan starts with the guarantees you already own. Learn how Social Security, pensions, RMDs, and lifetime income annuities work together to create a secure income floor for retirement.

Best-Annuity-Plan-for-Monthly-Income

February 23, 2026

Best Annuity Plan for Monthly Income

Discover how to choose the best annuity plan for monthly income. Learn how life expectancy, structure, and timing determine your guaranteed payout.

What-Does-Income-for-Life-Mean-in-an-Annuity-Contract?

February 20, 2026

What Does “Income for Life” Mean in an Annuity Contract?

Income for life is a contractual annuity feature that guarantees payments for as long as the covered life or lives are living.

How-to-Secure-Retirement-Income

February 20, 2026

How to Secure Retirement Income

Securing retirement income starts with Social Security and income floor planning, then filling any gap with contractually guaranteed annuities.

How-Lifetime-Annuity-Income-Is-Calculated?

February 19, 2026

How Lifetime Annuity Income Is Calculated?

Lifetime annuity income payments are primarily determined by life expectancy and income start date under current pricing models.

How-Much-Monthly-Income-Will-I-Need-in-Retirement?

February 19, 2026

How Much Monthly Income Will I Need in Retirement?

Retirement income starts with calculating your income floor using Social Security, pensions, and other monthly cash flow sources

How-Do-Lifetime-Annuities-Fill-Retirement-Income-Gaps?

February 18, 2026

How Do Lifetime Annuities Fill Retirement Income Gaps?

Lifetime annuities are used to fill retirement income gaps when existing income sources fall short of monthly needs.

How-to-Boost-Retirement-Income

February 18, 2026

How to Boost Retirement Income

Boosting retirement income isn’t about turbocharging returns. It’s about identifying income gaps and filling them with contractual guarantees.

What-Is-an-Income-Floor-in-Retirement?

February 17, 2026

What Is an Income Floor in Retirement?

An income floor refers to the reliable income sources retirees depend on to cover basic living expenses.

How-to-Live-on-Retirement-Income

February 17, 2026

How to Live on Retirement Income

Living on retirement income starts with building an income floor using Social Security, pensions, RMDs, and guaranteed lifetime income.

How-Are-Annuity-Payments-Taxed-in-Retirement?

February 16, 2026

How Are Annuity Payments Taxed in Retirement?

Tax deferral postpones taxation on retirement savings, but it does not eliminate taxes owed when money is withdrawn.

How-to-Save-Taxes-on-Retirement-Income

February 16, 2026

How to Save Taxes on Retirement Income

Most retirement income is taxable. Saving taxes usually means lowering your tax bracket in Chapter Two, not eliminating taxes.

What-Does-Stan-The-Annuity-Man-Mean-by-“Income-That-Hits-Your-Checking-Account”?

February 13, 2026

What Does Stan The Annuity Man Mean by “Income That Hits Your Checking Account”?

Retirement income includes any reliable cash flow that consistently deposits into a checking account and supports living expenses.

Yellow envelope icon with a blue checkmark badge in front indicating a verified or sent message.

Join a thriving community of Annuity owners

Yellow envelope icon with a blue checkmark badge in front indicating a verified or sent message.

Join a thriving community of Annuity owners.