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Get the real pros and cons of annuities without sales hype. Understand guarantees, limitations, and how to choose the right annuity for your goals.

Learn how Fixed Annuity Rates really work, what the guarantees mean, and how to compare Multi Year Guarantee Annuities the right way.

A plaque on the wall doesn’t make someone a fiduciary. Learn how to spot real integrity in annuity advice and focus on contractual guarantees.

Learn how to spot annuity scams, misleading sales tactics, and false promises so you can buy the right annuity with confidence.

There is no perfect inflation annuity. Learn how COLA riders really work and why Social Security is the best inflation-adjusted income you own.

Plan ahead for retirement income. Learn how to create guaranteed future payments using Income Riders, Deferred Income Annuities, and QLACs.

Find out if Immediate Annuity income counts toward Required Minimum Distributions and how to structure it correctly inside your IRA.

Compare Multi-Year Guarantee Annuities and Indexed Annuities. Learn which offers guaranteed interest and which sells you a story.

You can hate Annuities, but you have to love Social Security. Learn why it’s the best inflation Annuity on the planet and how to separate truth from sales hype.

Learn how annuity income is calculated and how to reverse engineer your guaranteed monthly payout using Immediate or Deferred Income Annuities.

Learn how Qualified Longevity Annuity Contracts work, what QLAC calculators miss, and how they help manage Required Minimum Distributions.

Annuities can protect your parents’ independence and prevent them from moving in. Learn how lifetime income keeps families financially stable.

SPIA calculators look great online, but the real numbers depend on the contract. Learn how Single Premium Immediate Annuities actually work.

Learn how Multi-Year Guarantee Annuities work, what high MYGA rates really mean, and how to choose the right contract for your goals.

AI can’t replace human advice. Learn why annuity decisions require Actual Individuals—not algorithms or sales pitches.