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Should I Take a Pension Lump Sum or Annuity?

Should I Take a Pension Lump Sum or Annuity?

Should you take a pension lump sum or an annuity? I'm assuming that you've been offered that. You have reached the finish line, you're going to retire, and you need to decide which is best and if an annuity outside, like on the street, is better for you and what probably most agents are telling you to do.
How Annuities Can Help Achieve Your Retirement Goals

How Annuities Can Help Achieve Your Retirement Goals

Today's topic is a good one. That's the reason you clicked it, right? How annuities can help you achieve your retirement goals. Easy for me to say. Now, for all you haters who clicked it and said, "That's not happening with me, man. That's not going to happen." It's already happening, player.
Deferred Income Annuity Definition

Deferred Income Annuity Definition

Today, we are discussing Deferred Income Annuities. What's the definition of a Deferred Income Annuity? Some people call them longevity annuities because they solve for longevity risk. What longevity risk really means is not outliving your money, and that's what a Deferred Income Annuity does.
What Is the Best Annuity for Me?

What Is the Best Annuity for Me?

You ask a good question: What's the best annuity for me? You know what? The answer could be none. We're going to go through all annuity types and answer a bunch of questions, and at the end, you're going to make a good decision on whether an annuity fits you or not.
Annuity Income Rider Roll-up Rates Are Not Yield

Annuity Income Rider Roll-up Rates Are Not Yield

Today's topic is a good one and important because people make mistakes when they purchase annuities. They believe something that's true, that's being told to them, that's really not. Annuity agents or advisors are either not detailed enough, don't really know, or play semantics, word games, when they talk about Income Riders.
MYGA vs. Fixed Annuity

MYGA vs. Fixed Annuity

Welcome back. I'm Stan The Annuity Man. Today we're going to talk about Multi-Year Guarantee Annuities versus Fixed Annuities. What you're really going to find out today is what a Multi-Year Guarantee Annuity is as opposed to just a Fixed Annuity, or are they the same thing?
Guaranteed Future Income Annuity: 4 Strategies to Know

Guaranteed Future Income Annuity: 4 Strategies to Know

Hi, Stan The Annuity Man here. I'm America's annuity agent licensed in all 50 states. Did you know that I love lifetime income? That's what we're talking about today. I mean, I'm the only one that's wearing it on my sleeve, as they say.
What Is the Purpose of Reverse Engineering Annuity Quotes?

What Is the Purpose of Reverse Engineering Annuity Quotes?

Today's topic is a good one. What is the purpose of reverse engineering annuity quotes? He's saying, "Reverse engineers. Stan, you don't look like an engineer. You don't act like one." I'm not an engineer. My wife said the other day at the Hoover Dam, "One of the worst jobs ever for you would be an engineer."
How to Talk Annuities With a Spouse

How to Talk Annuities With a Spouse

Today's topic is interesting: talking to your spouse or partner about annuities and telling them about contractual guarantees. For most people, when you hear the word annuity, it either equals hate or a curse word. I mean, they've heard nothing but bad things about annuities.
How Early Should I Buy Annuities?

How Early Should I Buy Annuities?

What we're going to talk about today is a call I get a lot from people who are too young to buy an annuity or who might be really old and not need an annuity. But we're going to talk about age. Is it too early to buy? How do you determine that? Can you time it?
MYGA Ladder Cash Out Strategy

MYGA Ladder Cash Out Strategy

Hi there. Stan The Annuity Man, America's annuity agent licensed in all 50 states. I am so glad you joined me today because this topic originated from a client, and when he first explained it to me, I was like, I did a Scooby-Doo. I'm like, "Roo, roo."
What Is the Primary Reason for Buying an Annuity?

What Is the Primary Reason for Buying an Annuity?

What is the most common use of an annuity? Well, to answer that question properly, as Stan The Annuity Man, I have to do a little bit of a history lesson. Annuities were put on the planet in Roman times as a pension-type gift for the dutiful Roman soldiers and their families.
What Is a Guaranteed Lifetime Income Annuity?

What Is a Guaranteed Lifetime Income Annuity?

A guaranteed lifetime income annuity comes in many forms. It can be an Immediate Annuity, a Qualified Longevity Annuity Contract, a Deferred Income Annuity, or Income Riders. You can even peel off interest from Multi-Year Guarantee Annuities. We're going to cover all of that today.
How Do Annuities Solve for Inflation?

How Do Annuities Solve for Inflation?

Hi there. Stan The Annuity Man, America's annuity agent licensed in all 50 states. I am so glad you joined me today because today's topic is key. A lot of people ask me this, "Stan The Annuity Man, how do annuities help solve for inflation?"
What Happens When an Annuity Owner Dies Before Annuitization?

What Happens When an Annuity Owner Dies Before Annuitization?

So, what happens when an annuity owner dies before annuitization? It's a sad thought. Hi, I'm Stan the Annuity Man. Typically I'm bouncing off the walls, I'm happy, but we're talking about death, so I'm just going to bring it down a little bit.