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Annuity suitability is the insurance company’s process to ensure your annuity purchase fits your financial situation and prevents overselling. Here’s how it works.

Many agents market long-term care riders on annuities as guaranteed coverage. Here’s what those riders actually do, how confinement care works, and why true long-term care insurance requires underwriting.

Annuities are contractual guarantees that transfer risk, while investments absorb volatility for potential returns. Suitability depends on what you are solving for.