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The question of the day is, are all annuities tax-deferred? Short answer: no. But we need more than that, right? You need more than just the no. You need to know the details of all that. So, hang in there with me, and I'm going to go through all of that in detail so you can fully understand what tax-deferred means.

Joint and survivor annuity, what does that mean? That means that you have a spouse you love that's put up with your crap for a long, long time, and you want to create a lifetime income stream that will pay each of you as long as you are breathing.

How do you know which retirement track, decision, or product is right for you? What are the annuity alternatives for that? And let's stop right there. Annuities aren't for everyone. Even though every single person watching this video who's a US citizen with a Social Security number already owns the best inflation annuity on the planet called Social Security.

Let's talk about annuities versus CDs. Annuities, you can't say annuities. It's like saying restaurants. Okay? It's like saying trucks. It's like saying shoes. Annuities have many different types. But let's talk about the type you can compare to a CD. The annuity industry has its own version of its CD. It's called a Multi-Year Guarantee Annuity. MYGA is the acronym.

Let's talk about how non-qualified annuities are taxed. I'll give you the 30,000-foot view from the B-2 bomber. But you got to come down here to the fighter pilot, and that's the tax lawyer, when you get down to the end, and you're trying to make a decision. So, we will cover all that and all types of annuities in a non-qualified account.

What is a non-qualified annuity? It's an excellent question. When I do annuity edutainment, as you're reading right now, I'm going to break it down into English that we all understand because I'm from the South, and we speak very plain English here even though we talk with a little twang. Nothing wrong with that.

Stan The Annuity Man here excited to answer this question. Is a pension the same as an annuity? Yeah, pretty much because what they both do is provide a lifetime income stream that you cannot outlive. So, for all the haters out there that hate annuities, "I hate annuities, all annuities stink, all annuities," whatever. Then you need to also say, "I hate my pension.”

Today's topic, Create Your Own Pension. And yes, I'm talking to you, that person out there that doesn't have a pension, or the person that has a pension and wants more money, or all of you out there that already have a pension, and it's called Social Security, the best inflation annuity on the planet.

So today, we're going to talk about annuity fees and commissions. You'll like this topic because no one talks about annuity fees and commissions, so let's go through them. Commissions with annuities: Once again, life insurance companies issue annuities, but commissions to us agents out here are built-in and hidden from you, so it's a net transaction.

Today's topic is Don't Be an Annuity Hypocrite. I keep pounding the table all the time about this. I'm growing weary of the stupid people out there that are saying, "I hate all annuities, annuities are all bad, annuities are all expensive, or never look at an annuity." Those types of things.

Today's topic is a beauty. I can't wait to do this one. Who Should NOT Buy an Annuity? Think about that. Stan The Annuity Man, America's annuity agent. I sell more annuities than anyone on the planet, and I'm going to tell you who shouldn't buy an annuity. And you're going, "What? An agent not trying to make a commission?"

Single life versus joint and survivor life annuity. That's what you're looking for, right? That's what I'm going to tell you about. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. And I know my stuff, and I also know about this topic.

Hi, Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today's question is a good one. "Hey, Stan, what's this exclusion ratio thing I've heard about? What's an exclusion ratio? Why are they excluding it? I don't want anything excluded. I want it all, Stan. I want it all with my annuity type." We're going to talk annuity types, about the exclusion ratio, how to look at that, and how to navigate my website.

Welcome to Shooting it Straight with Stan. I'm your host Stan The Annuity Man, America's Annuity Agent licensed in all 50 states. Today's topic is a hot one. It got your attention, and you want to hope and believe it's true, and the topic is Annuity Income Increases for Inflation. Does that exist, Stan The Annuity Man?

Stan The Annuity Man, America's annuity agent, here to talk about those beloved Fixed Index Annuities that everyone loves to go to the bad chicken dinner seminars. And if it sounds too good to be true because it is.