How to Buy an Annuity: What is Suitable and Appropriate?

How to Buy an Annuity: What is Suitable and Appropriate?

Today’s topic is a good one, a big one, an important one. What is suitable and appropriate when buying an annuity? It's detailed. I'm going to go through the reasons we have to go through the application process and ask you. There's a method behind the madness, as they say.
081 Tom Hegna: Mortality Credits Drive The Income Train

081 Tom Hegna: Mortality Credits Drive The Income Train

It’s great to have Tom Hegna back on the FWA podcast to talk about how "Mortality Credits" are the key to lifetime income pricing with annuities. He told a great story that simply explained how mortality credits work.
How to Find the Best MYGA Annuity Rates

How to Find the Best MYGA Annuity Rates

So you're looking for the best MYGA annuity rates? You can find the best MYGA rates at stantheannuityman.com. It has live feeds of the best MYGA fixed-rate annuity rates in the country. And you can filter it by your state of residence.
The Tax Advantages of Owning a QLAC

The Tax Advantages of Owning a QLAC

Today we're talking about the tax advantages of a QLAC, a qualified longevity annuity contract. If you don't know about them, you need to know about them. Because I think, in a perfect world, QLACs would be the number one selling product in the country when it comes to annuities. That's the way it should be.
080 Jamie Hopkins: Retirement Planning and The Why That Makes You Cry

080 Jamie Hopkins: Retirement Planning and The Why That Makes You Cry

Young. Smart. The Future. The Truth. Jamie Hopkins fits all of those descriptions and is a true thought leader in the world of Retirement Income Planning. Jamie is a managing partner of Wealth Solutions, a finance professor at Creighton University, and has both an MBA and Law Degree.
Annuity Returns Potential vs. Contractual

Annuity Returns Potential vs. Contractual

Today, we're talking about annuity returns potential versus contractual unicorns chasing the butterflies or the contractual realities.
What Happens to an Annuity if the Stock Market Crashes?

What Happens to an Annuity if the Stock Market Crashes?

The question is, what happens to an annuity if the stock market crashes? Are fixed index annuities good against a stock market crash? What if the insurance company backing it goes under? What's your protection? So let's take them one at a time.
079 Loren Feldman: Transition to Retirement as a Life Entrepreneur

079 Loren Feldman: Transition to Retirement as a Life Entrepreneur

We went aspirational with this week’s Fun With Annuities® Celebrity Co-host Loren Feldman, editor-in-chief of 21 Hats. When my PR team booked Loren for FWA episode #79, I was fascinated with his expertise in covering entrepreneurs for such titans as Forbes.
How to Buy an Annuity: How much money do you need

How to Buy an Annuity: How much money do you need?

Okay. So how much money do you need? That's a loaded question because how much money do you need from the standpoint of how much money do you need to work with The Annuity Man®, the minimum, and then how much money you need if you need to put in an income floor, also, if you need to fill in a gap for income, et cetera.
Your 4-Choices at the End of a MYGA Term

Your 4 Choices at the End of a MYGA Term

So what are your four choices at the end of your MYGA term? Make sure you know your options so you can make the best decision for your specific situation. Let’s go.
078 Wade Pfau: Retirement Income Style Awareness

078 Wade Pfau: Retirement Income Style Awareness

If there was an “Annuity Mt. Rushmore”, this week’s co-host Wade Pfau would be one of those infamous faces on the side of that retirement mountain. If there was ever a true retirement expert, it is Wade.
Lifetime Income Benefit Rider vs. Annuitization

Lifetime Income Benefit Rider vs. Annuitization

So you're looking for income, and you want to know the difference between a lifetime income benefit rider and what's called annuitization. An annuitization means creating payments. With 10,000 baby boomers retiring every day, most people are looking for income and contractual guarantees.
Questions to Ask Your Annuity Salesperson

Questions to Ask Your Annuity Salesperson

Today we're talking about annuity comparisons, QLACs, Qualified Longevity Annuity Contracts, versus DIAs, Deferred Income Annuities. We are going to compare them. We're going to talk about how they differ, how they're the same, why you should look at them, and why you shouldn't look at them. In other words, the brutal facts, because, as you know, I'm the walking middle finger of annuity truth.
077 Dan Prescher: No U-Hauls Behind Hearses

077 Dan Prescher: No U-Hauls Behind Hearses

I really enjoyed having co-host Dan Prescher on the Fun With Annuities podcast #77 because his organization falls in line with my saying that “There’s no U-Hauls behind hearses!” In other words, you can’t take it with you, so enjoy life while you can.
Knowing the Difference Between DIAs vs QLACs

Knowing the Difference Between DIAs vs QLACs

Today we're talking about annuity comparisons, QLACs, Qualified Longevity Annuity Contracts, versus DIAs, Deferred Income Annuities. We are going to compare them. We're going to talk about how they differ, how they're the same, why you should look at them, and why you shouldn't look at them.