How Is a Non-Qualified Annuity Taxed?

How Is a Non-Qualified Annuity Taxed?

Let's talk about how non-qualified annuities are taxed. I'll give you the 30,000-foot view from the B-2 bomber. But you got to come down here to the fighter pilot, and that's the tax lawyer, when you get down to the end, and you're trying to make a decision. So, we will cover all that and all types of annuities in a non-qualified account.
Do All Annuities Have Surrender Charges?

Do All Annuities Have Surrender Charges?

Hey, Stan The Annuity Man here, America's annuity agent. Today's topic is, Do All Annuities Have Surrender Charges? The short answer is no, but obviously, there's more to that. You just can't say no. It's like saying, "How are you doing?" "Good." There's more to it than that, but we're going to go through all the different types. I'll explain the ones that do, the ones that don't, and the reasons they do or don't.
4 contractual paths to income later sisws thumbnail

4 Contractual Paths to Income Later: Shootin’ It Straight With Stan

Today's topic is 4 Contractual Paths to Income Later. Income later is when I ask the two questions, what do you want the money to contractually do, and when do you want those contractual guarantees to start? An example answer to the first question is, "I want lifetime income," and an example answer to the second question is, "I want it to start in two or three years or five years or seven years or 10 years."
IRA Annuity Calculator thumbnail

IRA Annuity Calculator

Today's topic is IRA annuity calculators. We're discussing calculating annuity guarantees within your IRA. Yes. You should have an annuity inside of your IRA if you want contractual guarantees, if you want lifetime income, if you want principal protection, if you want legacy, if you want long-term care type coverage, and the only assets you have in bulk are IRA assets. Then it makes sense.
Annuity Calculator Comparison – Compare TAM to Others thumbnail

Annuity Calculator Comparison – Compare TAM to Others

Today's topic is annuity calculator comparisons. Of course, we have the best annuity calculators on the planet, but some other people out there are trying to provide quotes as well, and that's fine.
Monthly Annuity Calculator: How Much Do You Need to Pay Yourself thumbnail

Monthly Annuity Calculator: How Much Do You Need to Pay Yourself

How much will an annuity for lifetime income pay using our calculators? Both are great questions. And that's what today's topic is on because we're going to go through how to use the Annuity Calculators on this website.
Mr. FIA-X: The Truth About Fixed Index Annuity Returns

Mr. FIA-X: The Truth About Fixed Index Annuity Returns

The infamous and anonymous Mr. FIA-X joined the Fun With Annuities podcast once again to shine the light on Fixed Index Annuity returns factually.We started off the podcast with both of us going on the record that we are fans of the FIA strategy.
Annuity Monthly Payment Calculator: Don’t blow through your retirement funds!

Annuity Monthly Payment Calculator: Don’t blow through your retirement funds!

Get an annuity for what it will do, not what it might do®.
Your Guaranteed Income Annuity Calculator

Your Guaranteed Income Annuity Calculator

If you're one of the 10,000 baby boomers that's hitting age 65 every single day; if you're in chapter two of your life or heading toward that where it's all about you and about lifestyle and income, then you need calculators that can run specific quotes for your specific situation to provide the highest contractual guarantees on the planet.
Lump Sum vs. Annuity Pension – Which one is better for you

Lump Sum vs. Annuity Pension – Which one is better for you

Lump sum versus annuity pension, which one's better? I got a call the other day, and the guy is retiring from a very large company, saying, "Hey Stan The Annuity Man®, they're offering me this lump sum. They, the company. They're also offering me this pension payment, which is an annuity.
Annuity Payout Calculator Review: Stan vs. Big Box

Annuity Payout Calculator Review: Stan vs. Big Box

Spoiler alert, we're going to go through specifics.
MYGA 2 SPIA Income Strategies: Shootin' It Straight with Stan®

MYGA 2 SPIA Income Strategies: Shootin' It Straight with Stan®

The topic of today is MYGA 2 SPIA income strategies. MYGA, Multi-Year Guarantee Annuity, 2 SPIA, Single Premium Immediate Annuity, income strategies. Let's talk about commissions first.
Inflation Options with Annuity Retirement Calculators

Inflation Options with Annuity Retirement Calculators

Today's topic is how to use annuity retirement calculators and use SPIAs, DIAs, and QLAC for inflation. On my site, you can run quotes 24/7 365.What does $100,000 pay? What does $1,000,000 pay? Well, it's all about life expectancy when you make the payment.
Are Fixed Annuities a Good Idea

Are Fixed Annuities a Good Idea

Today's topic is one that I've done before, but I need to repeat myself so you will understand the eccentricities, the details, the specifics, all that good stuff. They're called facts about annuities. Today's topic is, are Fixed Annuities still a good idea? I think a bigger question is annuities a good idea?
Understanding Annuity Payout Options: Shootin' It Straight with Stan®

Understanding Annuity Payout Options: Shootin' It Straight with Stan®

We’re talking about today’s topic because of some things that have happened this week that have pointed us in this direction. I want to make sure you understand your annuity payout options.