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April 14, 2024
Annuity Income Rider Roll-up Rates Are Not Yield
Today's topic is a good one and important because people make mistakes when they purchase annuities. They believe something that's true, that's being told to them, that's really not. Annuity agents or advisors are either not detailed enough, don't really know, or play semantics, word games, when they talk about Income Riders.
Article
Today's topic is a good one and important because people make mistakes when they purchase annuities. They believe something that's true, that's being told to them, that's really not. Annuity agents or advisors are either not detailed enough, don't really know, or play semantics, word games, when they talk about Income Riders.
Article
What Is the Purpose of Reverse Engineering Annuity Quotes?
Today's topic is a good one. What is the purpose of reverse engineering annuity quotes? He's saying, "Reverse engineers. Stan, you don't look like an engineer. You don't act like one." I'm not an engineer. My wife said the other day at the Hoover Dam, "One of the worst jobs ever for you would be an engineer."
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Article
How Much Do You Really Need to Retire?
Today's topic is how much do you need to retire? In this case, we're talking about money, but I will cover other things because that's what I do. I can free form this, but how much money do you need to retire? I'm going to tell you how to do that. It's very simple.
Article
April 14, 2024
Annuity Income Rider Roll-up Rates Are Not Yield
Today's topic is a good one and important because people make mistakes when they purchase annuities. They believe something that's true, that's being told to them, that's really not. Annuity agents or advisors are either not detailed enough, don't really know, or play semantics, word games, when they talk about Income Riders.
Article
April 7, 2024
What Is the Purpose of Reverse Engineering Annuity Quotes?
Today's topic is a good one. What is the purpose of reverse engineering annuity quotes? He's saying, "Reverse engineers. Stan, you don't look like an engineer. You don't act like one." I'm not an engineer. My wife said the other day at the Hoover Dam, "One of the worst jobs ever for you would be an engineer."
Article
March 17, 2024
How Much Do You Really Need to Retire?
Today's topic is how much do you need to retire? In this case, we're talking about money, but I will cover other things because that's what I do. I can free form this, but how much money do you need to retire? I'm going to tell you how to do that. It's very simple.
Shootin’ It Straight with Stan®
March 13, 2024
Annuity Decisions Should Be Simple & Contractual: Shootin' It Straight With Stan
Today's topic is Annuity Decisions Should Be Simple and Contractual. They have to be both. They can't be one or the other. They got to be both. And let me explain that to you.
Article
March 11, 2024
How I Really Feel About Indexed Annuities
Index Annuities are contracts; we will go over the details of Index Annuities. You're going to hear about how I really feel about Index Annuities. That is guaranteed. The other thing guaranteed is that I will tell you the brutal truth about what they are.
Article
February 5, 2024
Annuity Death Benefits: Are They Taxable?
Today, a little bit of motivation. We're going to talk about death. Yes, that's a motivational topic. But we need to talk about annuity death benefits. Are they taxable? How do they work? All that stuff. You need to know that because you must control things from the grave. You need to set things up for your family.
Article
January 14, 2024
Roth IRA Annuity: Are the Payments Taxed?
Let's talk about Roth IRAs in general and my take on Roth IRAs. In a perfect world where unicorns chase the butterflies, Roth IRAs should be used for non-annuity assets. You've already paid the taxes on the Roth. That should be where the growth part of your portfolio is.
Shootin’ It Straight with Stan®
January 10, 2024
The 2 Questions That Make Annuities Simple: Shootin' It Straight With Stan
Today's topic is what are the two questions that make annuities simple? See, I am Mr. Simplistic out here. Don't ask my wife. She'll probably agree with you on other terms, on other reasons for that, but annuities are simple. They should be simple. They're transfer of risk contracts that primarily solve for four things.
Article
January 7, 2024
How to Buy an Annuity: Mortality Credits
Hi there, Stan The Annuity Man, America's Annuity Agent licensed in all 50 states. I am glad you joined me about how to buy an annuity, looking at mortality credits, and why that is so, so important. Mortality credits. Let's talk about it.
Shootin’ It Straight with Stan®
January 3, 2024
Annuities Are for Do-It-Yourselfers: Shootin' It Straight With Stan
For all of you do-it-your-selfers out there who have been managing your own money and running it through the Fidelitys and the Vanguards and the TDs and the Schwabs and all those great firms out there, annuities are right up your alley because they are do-it-yourself products.
Article
January 1, 2024
Annuity Transfer: How Can I Transfer My Annuity?
Today we're talking about annuity transfers. Should you transfer your annuity? Can you transfer your annuity? "This person's trying to tell me to transfer my annuity." Can I transfer my annuity? How does my transfer work? All good questions asked by you of which will be answered by me.
Article
December 25, 2023
Is There an Age Restriction to Buy an Annuity?
Is there an age restriction to buy an annuity? Can you be too old, or can you be too young? Or does it matter? Is it just a free-for-all? Will they sell it to anybody? And "they" meaning the annuity industry. No. There are some age restrictions out there, and I'm going to cover them to ensure you're just not buying things.
Article
December 4, 2023
What Is a Pension Annuity and How Does It Work?
What is a pension annuity and how does it work? Can you believe where you're sitting? You're sitting there doing research on annuities! Who thought it would come to this? By the way, kudos for that because you need to know what you're buying. So, let's talk about pension annuities and how they work.
