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Hey, Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today, we're going to talk about annuity fees. Who else in the world is going to speak about annuity fees but me, Stan The Annuity Man.

Today's topic is a very good one, as usual. It's called Keep Your Powder Dry Annuity Income Planning. One of the biggest fallacies in the annuity land is people getting different information on the internet or from their advisors who know nothing about annuities.

Today's topic is a good one and important because people make mistakes when they purchase annuities. They believe something that's true, that's being told to them, that's really not. Annuity agents or advisors are either not detailed enough, don't really know, or play semantics, word games, when they talk about Income Riders.

Hello, Stan The Annuity Man, America's annuity agent licensed in all 50 states. That would include yours and yes, I do sell annuities, but only if they're appropriate and suitable. Let's talk about lifetime income annuities and whether you should set it up as single life or joint life. We're going to do that right now.

What does it mean when you annuitize an annuity? I'm going to tell you that, but not until I tell you who I am. I'm Stan The Annuity Man, America's annuity agent, licensed in all 50 states. This is going to be a fun topic because annuities are fun. So, let's get into it.

Welcome to Shootin' It Straight With Stan. I am your host Stan The Annuity Man, America's annuity agent, licensed in all 50 states. I am so glad you joined me on this topic, which is a good one. And it came from my good friend, John Lenz. I call him the annuity architect.

This is part of the Fixed Indexed Annuity blogs I've done on the product, which will help the consumer understand what's being pitched out there. Today, we're going to talk about Income Riders attached to Indexed Annuities. Why? When? How? What? And does it make sense?

Today's topic is annuity light switch, lifetime income guarantees. I want you to envision a light switch. You just shut it on and off, right? When you need light, you shut it on. When you need it to be dark, you shut it off. There are annuity types out there that allow you to shut things on and off and shut income on and off.

We're talking about retirement withdrawal strategies using Income Riders. We'll talk about how Income Riders work, where they're attached to, what products use Income Riders, what you should know, good and bad, about Income Riders, the limitations, and the benefits.

I am so glad you joined me on this topic: Annuities Are Contractual Commodities. This might make many industry people mad, but they know I'm right. Let me explain what I'm talking about. We all know what commodities are: wheat, corn, oil, etc. So, when I say the word commodity, I'm not saying that they will deliver nine tons of corn to your front door if you don't close out the contract right.

Old age is tough; old age is terrible. I always tell people with long-term care when they can't do two of the six daily functions in life when they qualify for it, which is feed themselves, clothe themselves, and bathe themselves; I mean, life stinks. Am I right? Does life stink when you can't do that?

Today's topic is a very, very good one. It is timely and one you need to pay attention to for sure. Income Riders versus DIAs, Deferred Income Annuities, which one is better? Now, if you go to the bad chicken dinner seminar, expensive steak dinner seminar, or shopping locally for annuities, in most cases, you're only going to be shown Income Riders attached to Indexed Annuities.

We're talking about retirement withdrawal strategies or strategies using Income Riders. So we're going to talk about how Income Riders work, where they're attached to, what products use Income Riders, what you should know, what is good and bad about Income Riders, the limitations, the benefits, what I call the asterisk, the things that not anybody knows.

Hi there. Stan, the Annuity Man, America's annuity agent, here with you again. You have typed into the bar, the bar screen, the Google thing, how are Income Riders taxed? That is an excellent question. I will answer it very briefly, and then we will dig deep, so hang in there with me. The answer is, depending on the type of rider you have attached to your Deferred Annuity.

Man, we're going to have fun today. We're going to make an annuity comparison looking at Income Riders versus Deferred Income Annuities. The acronym is DIA. Let's talk about the difference between the two and the similarities. This falls under the category of, what? Retirement income insurance, lifetime income insurance, income insurance, whatever you want to call it. Car insurance, fire insurance, home insurance, health insurance, dental insurance, and income insurance. That's what these are.