What-Is-the-Difference-Between-a-Pension-and-an-Annuity?

What Is the Difference Between a Pension and an Annuity?

Is a pension the same as an annuity? We’re going to explore that. The short answer is because I know you want it, but there’s not much difference. They’re both lifetime income guarantees.

The Scars of Scarcity: Shootin' It Straight With Stan

We’re talking about clients who worry about running out of money and wonder if they have enough. This is one of the issues that my team solves every single day. We make sure the contractual guarantees are in place.
What-Happens-at-the-End-of-a-MYGA-Term?

What Happens at the End of a MYGA Term?

Today, we’re diving into Multi-Year Guarantee Annuities (MYGAs), the annuity industry's version of a CD. A lot of people say, "I hate all annuities, Stan."
Does-the-4%-Rule-for-Retirement-Income-Still-Work?

Does the 4% Rule for Retirement Income Still Work?

Does the 4% Rule Still Work for Retirement Income Planning? We will discuss the 4% rule and how very smart people have factually and academically destroyed it.
What-Is-the-Difference-Between-an-Annuity-and-an-IRA?

What Is the Difference Between an Annuity and an IRA?

Today’s topic is the difference between an annuity and an IRA. Let’s talk about that.
Keep-Your-Powder-Dry-Annuity-Income-Planning:-Shootin'-It-Straight-With-Stan

Keep Your Powder Dry Annuity Income Planning: Shootin' It Straight With Stan

One of the biggest fallacies in annuity land is people getting different information from the internet, their advisors (who often know nothing about annuities), or financial journalists (who, in most cases, know nothing about annuities).
How-Do-Insurance-Companies-Make-Money-on-Fixed-Index-Annuities?

How Do Insurance Companies Make Money on Fixed Index Annuities?

We’re talking about how annuity companies make money on Fixed Indexed Annuities. We’re going to cover a lot of things: What is a Fixed Indexed Annuity? What does it solve for? How does it work?

Annuities: The Best Offense for Diminished Capacity Retirement Planning

Today we’re talking about how annuities are the best offense and strategy against diminished capacity when planning for retirement.
Annuity-Death-Benefits:-How-Are-They-Paid?

Annuity Death Benefits: How Are They Paid?

Today, we're talking about annuity death benefits. You buy an annuity, and you die—what happens?
Avoiding-Common-Pitfalls-With-Annuity-Purchases:-Shootin’-It-Straight-With-Stan

Avoiding Common Pitfalls With Annuity Purchases: Shootin’ It Straight With Stan

Today's topic is Avoiding Common Pitfalls With Annuity Purchases, which comes from the calls my team receives. They shared examples of things people could have avoided.
Lifetime-Income-Benefit-Rider-Vs-Annuitization

Lifetime Income Benefit Rider Vs. Annuitization

So, you're looking for income and want to know the difference between a lifetime income benefit rider and what's called annuitization.
Unpacking-Deferred-Annuities:-SPDA-FPDA-MVA

Unpacking Deferred Annuities: SPDA, FPDA, MVA

Today, we're talking about Deferred Annuities and some acronyms you may not know until you get your policy: SPDA, FPDA, and MVA.
Can-You-Take-Your-Money-Out-of-an-Annuity?

Can You Take Your Money Out of an Annuity?

In this blog, I’ll talk about different types of annuities and how you can take money out, whether it's interest, lifetime income, or withdrawals. We're going to cover all of that in detail.
Comparing-Index-Annuity-Income-Riders-and-DIAs:-Shootin’-It-Straight-With-Stan-(TAM-Classic)

Comparing Index Annuity Income Riders and DIAs: Shootin’ It Straight With Stan (TAM Classic)

Today's topic compares Fixed Indexed Annuity Income Riders to Deferred Income Annuities (DIAs). A common question we get is: Which one’s better?
Should-You-Get-Out-of-Your-Annuity?

Should You Get Out of Your Annuity?

Today, we’re going to answer the question: Should you get out of your annuity? We’ll ensure you understand the best way to do that and whether it’s even possible.