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Is that 8 percent annuity really yield, or just marketing math?

A MYGA is one of the simplest annuities available, but most people misunderstand how it really works.

Should you really give your kids a lump sum inheritance, or is lifetime income safer?

The term fiduciary gets used a lot, but not always correctly. Stan exposes how the “new financial F word” can mislead consumers and explains what due diligence really looks like.

Learn how much you can really earn from different types of annuities, from guaranteed rates to lifetime income payouts, and why the contract always determines the true return.

Get the truth behind annuity sales pitches. Learn what annuities really guarantee, what is marketing noise, and how to focus on the contract instead of the hype.

Life insurance loans are not tax free income. Stan explains how these policies really work, why loans get misrepresented, and what you should watch out for.

Learn how annuity quotes, rate locks, and contractual guarantees work. Stan explains the process from quoting to issuance and why guarantees matter.

Learn how annuity payouts work, how income is calculated, and why Immediate Annuities, Deferred Income Annuities, Qualified Longevity Annuity Contracts, and Income Riders provide guaranteed lifetime income.

Learn why pairing Roth IRA conversions with annuities can be misleading. Stan explains the risks, the math, and what the annuity industry is getting wrong.

Learn the PILL framework and the practical steps for deciding if an annuity fits your goals. Understand principal protection, income, legacy, and long term care needs.

How much income does a one hundred thousand dollar annuity pay. Learn how payout amounts are calculated and why your start date determines the guarantee.

Learn how annuities can be used in your estate plan to create lifetime income for your heirs. Understand death triggered income strategies and how they work.

Most people misunderstand annuity guarantees. Learn what is truly contractual, what is not, and how to avoid common sales pitch misconceptions.

Find out which lifetime income annuity fits your needs by answering two simple questions. Learn how SPIAs, DIAs, QLACs, and Income Riders each solve for guaranteed income.