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Retirement Expert Rant: What I Love About MYGAs
Today's topic is what I love about MYGAs, Multi-Year Guarantee Annuities. Yes, I'm wearing the "I Heart Annuity Haters" shirt today. People love it. Well, a lot of people say, "I hate all the annuities, Stan. I hate them because this guy said it in a print ad." Come on, man.
![Retirement Expert Rant: What I Love About MYGAs](https://cdn.prod.website-files.com/63c2ad9623be3c69bcdd9010/668249e8ded8c7ce3400d30b_Retirement-Expert-Rant-What-I-Love-About-MYGAs-.webp)
Article
July 1, 2024
Retirement Expert Rant: What I Love About MYGAs
Today's topic is what I love about MYGAs, Multi-Year Guarantee Annuities. Yes, I'm wearing the "I Heart Annuity Haters" shirt today. People love it. Well, a lot of people say, "I hate all the annuities, Stan. I hate them because this guy said it in a print ad." Come on, man.
![Defer 2 SPIA (MYGA-2-SPIA): Shootin' It Straight With Stan (TAM Classic)](https://cdn.prod.website-files.com/63c2ad9623be3c69bcdd9010/667bd905ab6d70d8d25c7fee_Defer_2_SPIA_sisws_thumb_classic.webp)
Shootin’ It Straight with Stan®
June 26, 2024
Defer 2 SPIA (MYGA-2-SPIA): Shootin' It Straight With Stan (TAM Classic)
Today's topic is a very good one, and unfortunately, it's a unique one for the annuity industry, but hopefully, this strategy will spread like wildfire across the fruited annuity plane.
![Annuity Ladder: Does It Create a Higher Payment?](https://cdn.prod.website-files.com/63c2ad9623be3c69bcdd9010/66541bba4865e971dfaccd85_Annuity-Ladder-Does-It-Create-a-Higher-Payment_-.webp)
Article
May 27, 2024
Annuity Ladder: Does It Create a Higher Payment?
What are we talking about today? Annuity ladders. Do annuity ladders, laddering annuities, create a higher income stream? Maybe. Good question, but let's dig deeper into how to structure annuity ladders, how they work, and why you should consider them.
![MYGA: The Annuity Industry’s CD](https://cdn.prod.website-files.com/63c2ad9623be3c69bcdd9010/6641b4825e1b054989d1577e_MYGA-The-Annuity-Industry%E2%80%99s-CD-.webp)
Article
May 13, 2024
MYGA: The Annuity Industry’s CD
The simplicity of the shirt is what we're going to be talking about today. The simplicity of Multi-Year Guarantee Annuities and how they work. And, by the way, Multi-Year Guarantee Annuities are the industry's version of a CD, a Certificate of Deposit.
![MYGA vs. Fixed Annuity](https://cdn.prod.website-files.com/63c2ad9623be3c69bcdd9010/661788255cf4559afc9fbd13_MYGA-vs.-Fixed-Annuity.webp)
Article
April 11, 2024
MYGA vs. Fixed Annuity
Welcome back. I'm Stan The Annuity Man. Today we're going to talk about Multi-Year Guarantee Annuities versus Fixed Annuities. What you're really going to find out today is what a Multi-Year Guarantee Annuity is as opposed to just a Fixed Annuity, or are they the same thing?
![MYGA Ladder Cash Out Strategy](https://cdn.prod.website-files.com/63c2ad9623be3c69bcdd9010/660935fb8473197a08c4b69a_MYGA_Ladder_Cash_Out_Strategy_thumbnail.webp)
Article
March 31, 2024
MYGA Ladder Cash Out Strategy
Hi there. Stan The Annuity Man, America's annuity agent licensed in all 50 states. I am so glad you joined me today because this topic originated from a client, and when he first explained it to me, I was like, I did a Scooby-Doo. I'm like, "Roo, roo."
![Annuity Income: Return OF or ON Your Money?: Shootin' It Straight With Stan](https://cdn.prod.website-files.com/63c2ad9623be3c69bcdd9010/65a78abb58bff18482bdfe40_Annuity-Income-Return-OF-or-ON-Your-Money_.webp)
Shootin’ It Straight with Stan®
January 17, 2024
Annuity Income: Return OF or ON Your Money?: Shootin' It Straight With Stan
Today's topic is about annuity income. Is it the return of your money or a return on your money? So, return of, or return on. Great question, Stan The Annuity Man, America's annuity agent. Let's cover it.
![What Happens to an Annuity When You Die?](https://cdn.prod.website-files.com/63c2ad9623be3c69bcdd9010/658d30f101a8a616d8b41ec9_What-Happens-to-an-Annuity-When-You-Die_-.webp)
Article
December 28, 2023
What Happens to an Annuity When You Die?
What happens to an annuity when you die? First of all, you're dead, who cares? But that's not a good answer, I don't think. We're talking about annuities and death; that's a tough combo. So, what happens to an annuity when you die? It depends on the type of annuity. It depends on how you structure that annuity.
![MYGA-2-SPIA for Full-Control Annuity Income: Shootin' It Straight With Stan](https://cdn.prod.website-files.com/63c2ad9623be3c69bcdd9010/6570294f75c9b3646590908e_MYGA-2-SPIA_for_Full-Control_Thumbnail.webp)
Shootin’ It Straight with Stan®
December 6, 2023
MYGA-2-SPIA for Full-Control Annuity Income: Shootin' It Straight With Stan
Welcome to Shootin' It Straight With Stan. I am your host Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today's topic is something that I have created that is good and that the public loves, and I need to tell you about it. Once again, it's called MYGA to SPIA for full control, lifetime income, MYGA to SPIA. Let's break that down.
![Are Hybrid Annuities Safe?](https://cdn.prod.website-files.com/63c2ad9623be3c69bcdd9010/654c928839bb28bfc37183a7_Are-Hybrid-Annuities-Safe_.webp)
Article
November 9, 2023
Are Hybrid Annuities Safe?
Are hybrid annuities safe? First of all, the short answer is they are a Fixed Annuity, and they are safe from a principal protection standpoint. But a bigger question is, you didn't come up with the word hybrid. Somebody used that in a sales pitch to you and said the word hybrid, which made you type in hybrid, which made you read this blog.
![Go to the Sidelines With Annuity Contractual Guarantees: Shootin' It Straight With Stan](https://cdn.prod.website-files.com/63c2ad9623be3c69bcdd9010/65411e2faf95efc458bbf013_Go_to_the_Sidelines_Thumbnail.webp)
Shootin’ It Straight with Stan®
November 1, 2023
Go to the Sidelines With Annuity Contractual Guarantees: Shootin' It Straight With Stan
Today's topic is a good one. Go to the sidelines with contractual guarantees. And you're saying, "What are you talking about, Stan? You're talking about football sidelines, like college football?" No, I'm talking about investment sidelines. At the time of this blog, check the date. There's a little bit of chaos going on.
![Annuities vs. CDs](https://cdn.prod.website-files.com/63c2ad9623be3c69bcdd9010/6506cd855a7b654c49980ac8_Annuities-vs.-CDs.webp)
Article
September 17, 2023
Annuities vs. CDs
Let's talk about annuities versus CDs. Annuities, you can't say annuities. It's like saying restaurants. Okay? It's like saying trucks. It's like saying shoes. Annuities have many different types. But let's talk about the type you can compare to a CD. The annuity industry has its own version of its CD. It's called a Multi-Year Guarantee Annuity. MYGA is the acronym.