September 4, 2024
3 Years in or 3 Years Out for MYGAs and CDs: Shootin' It Straight With Stan (TAM Classic)
Today's topic is 3 Years in or 3 Years Out when looking at fixed rates. My rule is that if it's three years or in, you're buying CDs and Treasuries. If it's three years in out, you're buying Multi-Year Guarantee Annuities, Fixed Rate Annuities, the annuity industry version of a CD.
August 19, 2024
What Is a Multi-Year Guaranteed Annuity?
Today's topic is what is a Multi-Year Guarantee Annuity, which is very important because you're not going to hear about this at the bad chicken dinner seminar. Why? Because they're very simplistic with commissions that are very, very low, which means it's good for you.
July 1, 2024
Retirement Expert Rant: What I Love About MYGAs
Today's topic is what I love about MYGAs, Multi-Year Guarantee Annuities. Yes, I'm wearing the "I Heart Annuity Haters" shirt today. People love it. Well, a lot of people say, "I hate all the annuities, Stan. I hate them because this guy said it in a print ad." Come on, man.
May 27, 2024
Annuity Ladder: Does It Create a Higher Payment?
What are we talking about today? Annuity ladders. Do annuity ladders, laddering annuities, create a higher income stream? Maybe. Good question, but let's dig deeper into how to structure annuity ladders, how they work, and why you should consider them.
April 11, 2024
MYGA vs. Fixed Annuity
Welcome back. I'm Stan The Annuity Man. Today we're going to talk about Multi-Year Guarantee Annuities versus Fixed Annuities. What you're really going to find out today is what a Multi-Year Guarantee Annuity is as opposed to just a Fixed Annuity, or are they the same thing?