
Article
September 17, 2023
Annuities vs. CDs
Let's talk about annuities versus CDs. Annuities, you can't say annuities. It's like saying restaurants. Okay? It's like saying trucks. It's like saying shoes. Annuities have many different types. But let's talk about the type you can compare to a CD. The annuity industry has its own version of its CD. It's called a Multi-Year Guarantee Annuity. MYGA is the acronym.

Article
Let's talk about annuities versus CDs. Annuities, you can't say annuities. It's like saying restaurants. Okay? It's like saying trucks. It's like saying shoes. Annuities have many different types. But let's talk about the type you can compare to a CD. The annuity industry has its own version of its CD. It's called a Multi-Year Guarantee Annuity. MYGA is the acronym.

Shootin’ It Straight with Stan®
Traditional or Reverse MYGA Ladder Strategies: Shootin' It Straight With Stan
Welcome to Shooting it Straight with Stan. I'm your host Stan The Annuity Man, America's annuity agent licensed in all 50 states. Today's topic is 'Traditional or Reverse MYGA Ladder Strategies', so traditional laddering strategies with MYGAs or reverse MYGA strategies. I'm going to explain both.

Article
September 17, 2023
Annuities vs. CDs
Let's talk about annuities versus CDs. Annuities, you can't say annuities. It's like saying restaurants. Okay? It's like saying trucks. It's like saying shoes. Annuities have many different types. But let's talk about the type you can compare to a CD. The annuity industry has its own version of its CD. It's called a Multi-Year Guarantee Annuity. MYGA is the acronym.

Shootin’ It Straight with Stan®
September 13, 2023
Traditional or Reverse MYGA Ladder Strategies: Shootin' It Straight With Stan
Welcome to Shooting it Straight with Stan. I'm your host Stan The Annuity Man, America's annuity agent licensed in all 50 states. Today's topic is 'Traditional or Reverse MYGA Ladder Strategies', so traditional laddering strategies with MYGAs or reverse MYGA strategies. I'm going to explain both.

Article
August 29, 2023
High Rates for How Long: by Terry Savage
Do you have “chicken money” – money that you want to protect from risk? If so, it should be in short-term CDs, or money market accounts, or short term Treasury Bills – IOUs from the Federal government. Those are the safe places to stash your cash.

Shootin’ It Straight with Stan®
August 23, 2023
MYGAs are NOT Callable: Shootin' It Straight With Stan
Today's topic is MYGAs are NOT Callable, and this is very important in the world that we're living in right now with rising interest rates and people wanting to lock them in. What do you do? How do they differ from bonds or CDs or things like that?

Article
July 31, 2023
Retirement Withdrawal Strategies: MYGA
Today's topic is retirement withdrawal strategies. We're talking about MYGAs, Multi-Year Guarantee Annuities. We will go through how you can use MYGAs for your retirement withdrawal strategies. That's kind of hard to say. Retirement withdrawal strategies. How about that?

Shootin’ It Straight with Stan®
April 12, 2023
Live off the Interest: Shootin' It Straight With Stan
Welcome to another Shooting It Straight With Stan blog. I am Stan The Annuity Man, America's annuity agent, licensed in all 50 states, every single one of them. I do that all the time, and then someone on a YouTube video the other day commented, "Are you licensed in Kentucky?" Yes, I'm licensed in Kentucky, but I'm revved up today because the topic is "live off the interest until you can't." What am I talking about, Stan The Annuity Man? I'm talking about current interest rates.
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Shootin’ It Straight with Stan®
March 22, 2023
Push Comes to Shove: Shootin' It Straight With Stan
Today's topic comes from a client of mine. I was on a phone call with her today, and she said something, and I said, "Stop. Stop talking. I got to write this down," because most of my really good video and blog ideas come from you. When I get on the phone with you, I use my mouth and ears proportionately, two ears, one mouth. I'm listening to you.

Article
September 1, 2022
MYGA Rates: Navigating Garbage Sales Pitches
So what is a MYGA? It's a Multi-Year Guarantee Annuity, M-Y-G-A. It's the annuity industry's version of a CD. So how do CDs work? You lock in the money for a specific duration, and during that duration, on an annual basis, you get a specific percentage. The same thing applies to MYGAs.

Article
August 15, 2022
Retirement Withdrawal Strategies: MYGA
You know me, you trust me, and you know I'm going to tell you the truth. Today's topic is Retirement Withdrawal Strategies. We're talking about MYGAs, Multi-Year Guarantee Annuities. So, we’ll go through how you can use MYGAs for your retirement withdrawal strategies.

Shootin’ It Straight with Stan®
June 1, 2022
Don't Buy Annuity Stories: Shootin' It Straight with Stan
Today's topic is, "Don't buy annuity stories." That's a big one to unpack, but let's start unpacking it. In the world of sales, everybody that ever talked to me like a manager or salesperson, they're like, "Stories sell. You need to tell stories to the people because they can relate to it.

Shootin’ It Straight with Stan®
April 6, 2022
Inverted Annuity Yield Curve: Shootin' It Straight with Stan®
Today's topic is the inverted annuity yield curve. Now, CNBC, Fox Business, and everybody in the newspapers and the Wall Street Journal are just writing these articles about the inverted yield curve. What is that?