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We're here to discuss the Single Premium Immediate Annuity structure, single life with installment refund. What the heck does that mean, Stan The Annuity Man? Well, I'm here to tell you, and I'm going to tell you, but I'm also going to talk about not only single life with installment refund but how it compares to all of the other structuring choices.

Hi there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. That's including yours. Today, we're talking about 401K annuities. Annuities inside of 401Ks, 401Ks going to an annuity. That's what we'll talk about, but let's digress a tad.

Let's talk about what you're interested in, which is what percentage of your portfolio should be in annuities? Really good question. No perfect answers. And if anyone's given you a percentage, they have no clue what they're talking about. Now that's the short answer.

Today's topic is Annuity Contractual Guarantees Are Not Complicated. I know what you're saying, "Yeah, that's probably true, Stan." Well, then, why is everyone getting complicated sales pitches from agents and advisors about annuities?

Hi there, Stan The Annuity Man, America's Annuity Agent, licensed in all 50 states. I'm following up on what I was trying to finish the last time, which is the 10 dumbest annuity questions on the planet that have been asked to Stan The Annuity Man, the official scorekeeper of the annuity industry because I'm America's Annuity Agent.

Welcome to Shooting It Straight With Stan. I'm your host, Stan The Annuity Man, America's annuity agent, licensed in all 50 states. I am glad that you joined me for a topic that I have coined the phrase. I've coined this phrase, and it's being used across the country, which is a good thing because it's informative. It's easy to remember and explains a lot when it comes to the annuity category.

Old age is tough; old age is terrible. I always tell people with long-term care when they can't do two of the six daily functions in life when they qualify for it, which is feed themselves, clothe themselves, and bathe themselves; I mean, life stinks. Am I right? Does life stink when you can't do that?

Hi, I'm Stan The Annuity Man, and I'm glad you're here. Me and you, we're going to talk. So, focus, it's just me and you talking about, can you have an annuity inside of a Roth IRA? The short answer is yes, but I want to dig deeper into that and give you some examples of how it would work.

Hey, Stan The Annuity Man here, America's annuity agent, licensed in all 50 states, number one educator out here, and I do sell annuities if they're appropriate and suitable. The question you have, which is a question that should be asked more often, is why do financial advisors hate annuities? You didn't say why do all, but why do too many of them hate annuities? That's a good question.

Today's topic is about annuity beneficiaries. You are either thinking about who the beneficiaries should be on your policy or you are the beneficiary of a policy. Either way, we're going to talk about annuity beneficiaries and why that's important, regardless of whether you are the beneficiary or if you're thinking about listing beneficiaries.

Today's topic is a great one, and you probably saw it and went, "I'm going to have to listen to this one because I want to see what he's going to say." And the topic is "All Annuities Are..." I'm going to give credit to this topic to a good friend of mine. His name is John Olsen, and he's a treasure to the annuity industry.

We're going to talk about long-term care annuity pros and cons. We're going to get into that. The short answer to you, the pro, is that you will have that coverage. It's a transfer of risk that you can depend upon. Just like any annuity-type plan, it's a transfer-risk contractual guarantee.

The question is, how do I set up a pension income? It is a really good one because with 10,000 baby boomers retiring every day, a chief demand I get is, "How do we set up this pension income? We need more income guaranteed like Social Security." That's what annuities do, and we will talk about that.

Today's topic is a good one and a question that I always get, so let's address that now. Is it a good time to buy an annuity? Now, that's a loaded sales question. Most salespeople are an automatic yes, "Yes, it's a great time to buy an annuity. My annuity, the one I like." But it's bigger than that.

Hi, I'm Stan The Annuity Man, America's annuity agent. You own an annuity for what it will do, not what it might do. You own it for the contractual guarantees only. Never buy an annuity for the hypothetical, theoretical, back tested, projected, agent hopeful return scenarios, meaning juice numbers, because that never happens.