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Article
March 27, 2026
Who Assumes the Investment Risk With a Fixed Annuity Contract?
With a Fixed Annuity, you are not assuming the investment risk. The life insurance company takes on that responsibility.
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Article
Who Assumes the Investment Risk With a Fixed Annuity Contract?
With a Fixed Annuity, you are not assuming the investment risk. The life insurance company takes on that responsibility.
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Article
What Is the Downside of Fixed Index Annuities?
The real downside of Fixed Index Annuities is not the product itself, it is how they are pitched, sold, and misunderstood.
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Article
Why You Should Only Buy Contractual Guarantees
Annuities are contracts. If you are not buying them for contractual guarantees, you are buying a sales pitch that will not hold up.
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Shootin’ It Straight with Stan®
August 6, 2025
How to Reverse Engineer Annuities to Fight Inflation
Worried about inflation? Learn how to reverse engineer annuities for guaranteed income when you actually need it. No hype. Just facts.
Article
August 4, 2025
How to Set Up Annuity Income Payments
Learn how annuity income payments are set up, how lifetime income works, and how to structure payments to fill your retirement income gap.
Article
August 3, 2025
MYGAs vs Inflation: How to Lock In Guaranteed Returns
Learn how to use a Multi-Year Guarantee Annuity (MYGA) to protect your principal and plan for inflation without risking your retirement.
Article
July 31, 2025
What Is a Retirement Annuity?
Understand retirement annuities and how to choose the best one for your goals. Learn about Principal Protection and Lifetime Income options.
Shootin’ It Straight with Stan®
July 30, 2025
Searching for Growth or Guarantees?
Stop threading the market needle. Learn how annuities provide guaranteed income and principal protection without the volatility.
Article
July 28, 2025
Best Rates for Multi-Year Guarantee Annuities
Discover how Multi-Year Guarantee Annuities (MYGAs) work, how they compare to CDs, and how to lock in top fixed rates with no annual fees or market risk.
Article
July 27, 2025
Annuity vs Perpetuity: Key Differences Explained
Learn the key differences between annuities and perpetuities in plain English, including real-life examples and how lifetime income works.
Article
June 3, 2025
Longevity Annuity: How Does It Work?
Longevity Annuity: How Does It Work?
Article
May 29, 2025
Do Rich People Buy Annuities
Some wealthy people use annuities, not for growth, but to transfer risk, protect assets, and guarantee income for the people they care about.
Shootin’ It Straight with Stan®
May 28, 2025
Annuity Light Switch Income Guarantees
Light switch income guarantees let you control when annuity payouts begin. Learn how this flexible feature works for retirement planning.
Article
May 26, 2025
How to Calculate Taxable Income on an Annuity
Learn how to calculate taxable income on an annuity, including what portions are taxed and how to avoid unexpected IRS surprises in retirement.
Article
May 25, 2025
What is an Annuity Income Rider?
An annuity income rider guarantees lifetime payouts. Learn how it works, what it costs, and when it makes sense for retirement income planning.
Article
May 22, 2025
What Is the Difference Between a Pension and an Annuity?
Pensions and annuities both create lifetime income, but who backs the guarantee and how flexible it is makes all the difference.
Article
May 21, 2025
The Scars of Scarcity: Shootin' It Straight With Stan
We’re talking about clients who worry about running out of money and wonder if they have enough. This is one of the issues that my team solves every single day. We make sure the contractual guarantees are in place.
Article
May 19, 2025
What Happens at the End of a MYGA Term?
Today, we’re diving into Multi-Year Guarantee Annuities (MYGAs), the annuity industry's version of a CD. A lot of people say, "I hate all annuities, Stan."
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