
Article
What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.

Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.

Shootin’ It Straight with Stan®
March 23, 2022
Understanding Annuity Payout Options: Shootin' It Straight with Stan®
We’re talking about today’s topic because of some things that have happened this week that have pointed us in this direction. I want to make sure you understand your annuity payout options.

Article
March 21, 2022
8 Annuity Questions You Should Ask Your Financial Advisor
I’m confident about what I do. I'm America's annuity agent®; I know what I'm talking about. Today's topic is asking your financial advisor about annuities. You should be using me for an annuity; I’m America's annuity agent, licensed in all 50 states; I’m the top agent. I'm the thought leader; I’ve written seven books. I'm the guy.

Article
March 17, 2022
Retirement Withdrawal Strategies with QLACs
Today's topic is retirement withdrawal strategies using QLACs, Qualified Longevity Annuity Contracts, the newest version of annuity types in the country put on the planet in 2014. We will go over how to use that product with your retirement withdrawal strategies.

Podcast
March 15, 2022
100 Michael Finke: Retirees Should Calculate to Not Be a Loser
Once again, Michael Fincke brings the factual goods to my “Fun With Annuities®” podcast. Even though Michael & I are the top 2 fan-boys of QLACs (Qualified Longevity Annuity Contracts), we showed our self-control to not go down the QLAC rabbit hole.

Article
March 14, 2022
MYGA Death Benefits Explained
he focus today is Multi-Year Guaranteed Annuities and explaining the death benefits. Yes, we do have to explain it because when you're looking at the CD type products, you have to understand how they work and understand when we quote all carriers, why some carriers finish at the top, and how to make a decision that's informed and based on your timeframe.

Podcast
March 8, 2022
099 Terry Savage: 5 Ways to Get Out of the Financial Mess You Don't Even Know You're In
Financial royalty joined my “Fun With Annuities” podcast when Terry Savage agreed to share her financial tips for 2022. Below is her direct outline and insight into those five financial nuggets.

Article
March 7, 2022
What Are The Disadvantages of Annuities
What are the disadvantages of annuities? You're saying to yourself, wait a minute, Stan, The Annuity Man, Americas Annuity Agent®. You sell annuities, you're right, and you're talking about the disadvantages of annuities. Yes, there are disadvantages to annuities. We're going to go over some of the main disadvantages, so you don't make a mistake.

Article
February 22, 2022
Immediate Annuity: How Does It Work?
In the pension-less world that most of us live in, Immediate Annuities are becoming more popular as over 10,000 baby boomers reach retirement age every single day. If you love your Social Security payments, then you will also love your Single Premium Immediate Annuity (SPIA) lifetime income stream.