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What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.
Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.
Article
March 11, 2024
How I Really Feel About Indexed Annuities
Index Annuities are contracts; we will go over the details of Index Annuities. You're going to hear about how I really feel about Index Annuities. That is guaranteed. The other thing guaranteed is that I will tell you the brutal truth about what they are.
Shootin’ It Straight with Stan®
March 6, 2024
Annuities Will Do What You Contractually Need: Shootin' It Straight With Stan
Today's topic is a very good one and one that I want to stick in the back of your head, your cerebellum, whatever that is. I want it to be what they say in the music industry, an earworm, meaning it's just stuck in there.
Article
February 29, 2024
State Law: Is There a Free Look Period for Annuities?
Can you get out of an annuity once you buy it? Is there a provision for you to reverse the mistake you think you've made? Good question and I will explain today the free look time periods for annuities regulated by the states.
Article
February 26, 2024
Lifetime Income Annuity: Single Or Joint Life
Hello, Stan The Annuity Man, America's annuity agent licensed in all 50 states. That would include yours and yes, I do sell annuities, but only if they're appropriate and suitable. Let's talk about lifetime income annuities and whether you should set it up as single life or joint life. We're going to do that right now.
Article
February 25, 2024
The Truth About Hybrid Annuities
I'm so glad to be here today to talk about a topic that, when you saw it, you clicked it so hard, you might've broken the mouse or your touchpad or however you're doing it. You said, "Hybrid annuities? The truth about hybrid annuities? I've heard about hybrid annuities.
Article
February 22, 2024
Every American Already Owns an Annuity
Today, we are talking about everyone hating annuities. "I hate annuities, Stan. Do you see the ads? I hate all annuities." That's funny because every U.S. citizen with a Social Security number already owns an annuity. And I'm going to explain that today.
Shootin’ It Straight with Stan®
February 21, 2024
Annuities Can Have Flexible Income Start Dates: Shootin' It Straight With Stan
Today's topic is: Annuities Can Have Flexible Income Start Dates. A lot of people out there, when they talk about annuities, they think there's only one. "I won't buy an annuity because the annuity company keeps money when I die." That's one of 40 ways to structure it.
