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Lifetime-or-Interest-Income:-Shootin'-It-Straight-With-Stan-(TAM-Classic)

Shootin’ It Straight with Stan®

August 28, 2024

Lifetime or Interest Income: Shootin' It Straight With Stan (TAM Classic)

Today's topic is lifetime or interest income. Now, I always say you can't just say I hate all annuities.

Lifetime-or-Interest-Income:-Shootin'-It-Straight-With-Stan-(TAM-Classic)

Shootin’ It Straight with Stan®

Lifetime or Interest Income: Shootin' It Straight With Stan (TAM Classic)

Today's topic is lifetime or interest income. Now, I always say you can't just say I hate all annuities.

What Is A Qualified Longevity Annuity Contract (QLAC)?

What Is A Qualified Longevity Annuity Contract (QLAC)?

A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.

Stan The Annuity Man: Happy Birthday To QLACs

Stan The Annuity Man: Happy Birthday To QLACs

With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.

Do-Rich-People-Buy-Annuities

Do Rich People Buy Annuities

Do wealthy people buy annuities? Learn why high-net-worth investors use annuities to manage risk and secure guaranteed retirement income.

Annuity-Light-Switch-Income-Guarantees

Shootin’ It Straight with Stan®

Annuity Light Switch Income Guarantees

Light switch income guarantees let you control when annuity payouts begin. Learn how this flexible feature works for retirement planning.

How-to-Calculate-Taxable-Income-on-an-Annuity

How to Calculate Taxable Income on an Annuity

Learn how to calculate taxable income on an annuity, including what portions are taxed and how to avoid unexpected IRS surprises in retirement.

What-is-an-Annuity-Income-Rider?

What is an Annuity Income Rider?

An annuity income rider guarantees lifetime payouts. Learn how it works, what it costs, and when it makes sense for retirement income planning.

What-Is-the-Difference-Between-a-Pension-and-an-Annuity?

What Is the Difference Between a Pension and an Annuity?

Is a pension the same as an annuity? We’re going to explore that. The short answer is because I know you want it, but there’s not much difference. They’re both lifetime income guarantees.

The Scars of Scarcity: Shootin' It Straight With Stan

We’re talking about clients who worry about running out of money and wonder if they have enough. This is one of the issues that my team solves every single day. We make sure the contractual guarantees are in place.

What-Happens-at-the-End-of-a-MYGA-Term?

What Happens at the End of a MYGA Term?

Today, we’re diving into Multi-Year Guarantee Annuities (MYGAs), the annuity industry's version of a CD. A lot of people say, "I hate all annuities, Stan."

Does-the-4%-Rule-for-Retirement-Income-Still-Work?

Does the 4% Rule for Retirement Income Still Work?

Does the 4% Rule Still Work for Retirement Income Planning? We will discuss the 4% rule and how very smart people have factually and academically destroyed it.

What-Is-the-Difference-Between-an-Annuity-and-an-IRA?

What Is the Difference Between an Annuity and an IRA?

Today’s topic is the difference between an annuity and an IRA. Let’s talk about that.

Keep-Your-Powder-Dry-Annuity-Income-Planning:-Shootin'-It-Straight-With-Stan

Shootin’ It Straight with Stan®

Keep Your Powder Dry Annuity Income Planning: Shootin' It Straight With Stan

One of the biggest fallacies in annuity land is people getting different information from the internet, their advisors (who often know nothing about annuities), or financial journalists (who, in most cases, know nothing about annuities).

How-Do-Insurance-Companies-Make-Money-on-Fixed-Index-Annuities?

How Do Insurance Companies Make Money on Fixed Index Annuities?

We’re talking about how annuity companies make money on Fixed Indexed Annuities. We’re going to cover a lot of things: What is a Fixed Indexed Annuity? What does it solve for? How does it work?

Annuities: The Best Offense for Diminished Capacity Retirement Planning

Today we’re talking about how annuities are the best offense and strategy against diminished capacity when planning for retirement.

Annuity-Death-Benefits:-How-Are-They-Paid?

Annuity Death Benefits: How Are They Paid?

Today, we're talking about annuity death benefits. You buy an annuity, and you die—what happens?

Avoiding-Common-Pitfalls-With-Annuity-Purchases:-Shootin’-It-Straight-With-Stan

Shootin’ It Straight with Stan®

Avoiding Common Pitfalls With Annuity Purchases: Shootin’ It Straight With Stan

Today's topic is Avoiding Common Pitfalls With Annuity Purchases, which comes from the calls my team receives. They shared examples of things people could have avoided.

Lifetime-Income-Benefit-Rider-Vs-Annuitization

Lifetime Income Benefit Rider Vs. Annuitization

So, you're looking for income and want to know the difference between a lifetime income benefit rider and what's called annuitization.

Join a thriving community of Annuity owners

Join a thriving community of Annuity owners.