
Article
What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.

Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.

Article
January 1, 2024
Annuity Transfer: How Can I Transfer My Annuity?
Today we're talking about annuity transfers. Should you transfer your annuity? Can you transfer your annuity? "This person's trying to tell me to transfer my annuity." Can I transfer my annuity? How does my transfer work? All good questions asked by you of which will be answered by me.

Article
December 31, 2023
Does an Annuity Count as Income?
Hi there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. I'm so glad you joined me today. Many times, when people read these blogs, they're so enamored, and they're like, "Wow. That's really informative, yet not salesy." You're right about that. That's a good point.

Article
December 28, 2023
What Happens to an Annuity When You Die?
What happens to an annuity when you die? First of all, you're dead, who cares? But that's not a good answer, I don't think. We're talking about annuities and death; that's a tough combo. So, what happens to an annuity when you die? It depends on the type of annuity. It depends on how you structure that annuity.

Shootin’ It Straight with Stan®
December 27, 2023
Lovingly Handcuffing Your Beneficiaries with Annuities: Shootin' It Straight With Stan
Today's topic is a good one. It's a personal one, and I can share some stories. It's called lovingly handcuffing your beneficiaries with annuity guarantees. You might be saying, "Wait a minute, handcuffing? That doesn't sound lovingly." It does when it comes to finances.

Article
December 25, 2023
Is There an Age Restriction to Buy an Annuity?
Is there an age restriction to buy an annuity? Can you be too old, or can you be too young? Or does it matter? Is it just a free-for-all? Will they sell it to anybody? And "they" meaning the annuity industry. No. There are some age restrictions out there, and I'm going to cover them to ensure you're just not buying things.
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Article
December 24, 2023
Single Premium Immediate Annuity Death Benefit (SPIA)
Today's topic is Single Premium Immediate Annuity death benefits, the death benefits of an Immediate Annuity. I read something the other day, and it was from a brilliant person. It said, "Well, you need to be careful when buying an Immediate Annuity because when you die, the money goes poof, the money goes away." I'm thinking, "Oh my gosh, this person's educated, and they have a syndicated show, and they're writing that?

Article
December 21, 2023
Independent Retirement Annuity: Your Pension Plan
Let's talk about independent retirement annuity, developing your retirement pension plan, and your personal pension plan. Slow down. Slow down and listen. Slow down in life. Slow down and look. Slow down and live. Slow down and enjoy. Slow down and love. Slow down and learn.

Shootin’ It Straight with Stan®
December 20, 2023
Annuity Light Switch Income Guarantees: Shootin' It Straight With Stan
Today's topic is annuity light switch, lifetime income guarantees. I want you to envision a light switch. You just shut it on and off, right? When you need light, you shut it on. When you need it to be dark, you shut it off. There are annuity types out there that allow you to shut things on and off and shut income on and off.

Article
December 18, 2023
How Much Does a $100K Annuity Pay per Month?
Today's topic is the general question that everybody asks me because they think all annuities are one type, all work the same, and they're all priced the same. So, the question is, how much does a $100,000 annuity pay? I need more information from you there, Chester.

Article
December 17, 2023
How Annuities Address Social Security and Inflation
Hi there. Stan The Annuity Man, America's annuity agent licensed in all 50 states, talking about one word and one word only today, inflation. Let's talk about inflation. Let's talk about how annuities and Social Security can address inflation.

Article
December 14, 2023
How Much Commission Do Annuity Agents Make?
This could be the best question of all time. And the burning question that everyone wants to know is how much commissions do annuity agents make? I mean, you guys must be making a killing, right? No. It depends on what annuity you're selling and what annuity type, and we're going to get to all of that.

Shootin’ It Straight with Stan®
December 13, 2023
Planning Lifetime Income for Your Spouse: Shootin' It Straight With Stan
Today's topic is planning lifetime income for your spouse. This is a big one, so planning lifetime income, using annuities, and doing that for your spouse. Now, the lovely Christine, you've heard of her before. She's been married to The Annuity Man for over 35 years. She met me in college, was enamored with me if you can only imagine that, and she has put up with me and my shenanigans.

Article
December 11, 2023
Financial Advice for Seniors About Annuities
What we're talking about today is very important. It's talking to your parents about annuities and financial advice for seniors, and it's kind of involving that hard conversation as they cognitively start losing it a little bit. It's not good.

Article
December 10, 2023
Is It Possible to Time an Annuity Purchase?
Hi there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. The question that everyone has been asking me is, is it possible to time the purchase of an annuity? Is there a sweet spot? Is there an arbitrage moment where it's the perfect time to buy an annuity of any type?