Get Smarter

Hi, I'm Stan The Annuity Man, America's annuity agent. What am I ranting about today? Annuity TV ads. And that doesn’t mean just from annuity people, but from non-annuity people as well.

Today’s topic is a good one: Belt and Suspenders Annuity Strategies. And you might be thinking, "Wait a minute, Stan. What? Belt and suspenders?"

What are the two ways to earn interest and delay taxes? Great question and I'm glad you're here.

Learn how a MYGA ladder cash-out strategy can deliver guaranteed lump sums at specific times while earning tax-deferred interest along the way.

Listen up, lean in, get comfortable, and grab your coffee because we're about to talk about your retirement plan not being an annuity game.

Fixed Index Annuities are often misunderstood, overhyped, and oversold. This breaks down when they make sense and when they don’t.

Now, let’s talk about what we’re going to go over. It’s a lot, but I’m going to be very succinct and informational, and at the end, you'll know what a QLAC does and if you actually need a QLAC or want to get quotes.

Disadvantages of Fixed Index Annuities

Today's topic is FIAs: The Real Story. We get a lot of calls about this because people are getting sales pitches that sound too good to be true—because they are.

Today, we're talking about annuities in the stock market. I've about had it, okay? When people start comparing annuities with the stock market, especially with all the volatility we're going through right now, I think we can just shut all this down once and for all.

Today, we're talking about how to choose annuities. With so many types out there, how do you decide? A lot of people say, "I hate all annuities." That's like saying you hate all restaurants, trucks, shoes, or socks.

Today's topic is the cost of waiting to purchase an annuity. Now, I know what you're thinking, “Wait a minute, Stan. That sounds like a sales pitch. Are you pushing me to buy now?

What happens to an annuity when you die? First of all, you're dead. Who cares? But that's not a good answer, is it? I don’t think that’s why you’re here.

Today, we will talk about Required Minimum Distributions (RMDs) and annuities, including how they work and how they all tie together.

When offered a pension or a lump sum, understanding how pensions compare to retirement annuities can help you decide which income path makes sense.