Annuity Expert Rants: Annuities and the Media

Annuity Expert Rants: Annuities and the Media

I've got a little bit of an issue with annuities and how the media treats annuities. Now, the last time I went on one of these rants, I guess, for lack of a better phrase, I got emotional about it because I was talking about the stock market decline, etc., but I'm upset about how the media talks about annuities.
Annuity Income: Return OF or ON Your Money?: Shootin' It Straight With Stan

Annuity Income: Return OF or ON Your Money?: Shootin' It Straight With Stan

Today's topic is about annuity income. Is it the return of your money or a return on your money? So, return of, or return on. Great question, Stan The Annuity Man, America's annuity agent. Let's cover it.
Stan The Annuity Man: The Annuity Man Predictions for 2024

Stan The Annuity Man: The Annuity Man Predictions for 2024

If you're in chapter two of your life in retirement, I want you to maximize the day. I want you to start structuring your day for fun and for relaxation and for reflection.
Best Pension Annuity Deals

Best Pension Annuity Deals

You're looking for the best pension annuity deals, hey, that's a good thing because pensions are good. Why? Because you can never outlive the income, just like Social Security. And if you work for the government, there are pensions there, but most people are working in the private sector, so they really don't have pensions.
Roth IRA Annuity: Are the Payments Taxed?

Roth IRA Annuity: Are the Payments Taxed?

Let's talk about Roth IRAs in general and my take on Roth IRAs. In a perfect world where unicorns chase the butterflies, Roth IRAs should be used for non-annuity assets. You've already paid the taxes on the Roth. That should be where the growth part of your portfolio is.
What Is a Deferred Income Annuity?

What Is a Deferred Income Annuity?

Today's topic is: What is a Deferred Income Annuity? Deferred Income Annuities are relatively new products, but after this blog, you're going to understand them in full, and you're going to know if they work for your specific situation.
The 2 Questions That Make Annuities Simple: Shootin' It Straight With Stan

The 2 Questions That Make Annuities Simple: Shootin' It Straight With Stan

Today's topic is what are the two questions that make annuities simple? See, I am Mr. Simplistic out here. Don't ask my wife. She'll probably agree with you on other terms, on other reasons for that, but annuities are simple. They should be simple. They're transfer of risk contracts that primarily solve for four things.
Retirement Income Strategies: How Annuities Fit

Retirement Income Strategies: How Annuities Fit

Let's discuss why you're here, which is retirement income planning, and if annuities fit and how they fit. Should they fit? Would they fit? Might they fit? Are they fit? Let's find out.
How to Buy an Annuity: Mortality Credits

How to Buy an Annuity: Mortality Credits

Hi there, Stan The Annuity Man, America's Annuity Agent licensed in all 50 states. I am glad you joined me about how to buy an annuity, looking at mortality credits, and why that is so, so important. Mortality credits. Let's talk about it.
Inherited Annuity: What Are Your Options?

Inherited Annuity: What Are Your Options?

What we're talking about today is a pretty interesting subject because many people are getting older. We're living longer. 10,000 baby boomers every single day are reaching retirement age, and a lot of people are calling me because they've inherited an annuity. So, what do you do? What are your options?
Annuities Are for Do-It-Yourselfers: Shootin' It Straight With Stan

Annuities Are for Do-It-Yourselfers: Shootin' It Straight With Stan

For all of you do-it-your-selfers out there who have been managing your own money and running it through the Fidelitys and the Vanguards and the TDs and the Schwabs and all those great firms out there, annuities are right up your alley because they are do-it-yourself products.
Tom Hegna: Don't Worry, Retire Happy! (TAM Classic)

Tom Hegna: Don't Worry, Retire Happy! (TAM Classic)

They found that the happiest people in retirement were those people who were surrounded by their families and friends, and had guaranteed paychecks every single month.
Annuity Transfer: How Can I Transfer My Annuity?

Annuity Transfer: How Can I Transfer My Annuity?

Today we're talking about annuity transfers. Should you transfer your annuity? Can you transfer your annuity? "This person's trying to tell me to transfer my annuity." Can I transfer my annuity? How does my transfer work? All good questions asked by you of which will be answered by me.
Does an Annuity Count as Income?

Does an Annuity Count as Income?

Hi there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. I'm so glad you joined me today. Many times, when people read these blogs, they're so enamored, and they're like, "Wow. That's really informative, yet not salesy." You're right about that. That's a good point.
What Happens to an Annuity When You Die?

What Happens to an Annuity When You Die?

What happens to an annuity when you die? First of all, you're dead, who cares? But that's not a good answer, I don't think. We're talking about annuities and death; that's a tough combo. So, what happens to an annuity when you die? It depends on the type of annuity. It depends on how you structure that annuity.