Does a Fixed Index Annuity get Market Returns?

I am licensed in all 50 states and I get a ton of calls from across the country full of questions, one being, “Are Fixed Indexed Annuities a good investment, and do they get stock market returns?”

Annuity vs. 401k | How Both Can Work for You

Retirement worries for many Americans are front and center especially those looking to live their golden years with dignity and have the needed income guarantees in place.

Simply Money: DIY Annuities with guest Stan The Annuity Man

I always love being on the “Simply Money” radio show and podcast from Allworth Financial with hosts Nathan Bachrach and Amy Wagner because they’re both straight shooters and brutal truth tellers…just like me.

Lifetime Income and The Secure Act

The Secure Act (aka The Secure Retirement Act) was signed into law on December 20th, 2019. The primary government intention was to encourage Americans to start planning for their own retirement income needs.

The Do’s and Don'ts of Taking a 1035 Exchange for a Test Drive

There's only one reason that someone would 1035 exchange their policy. It's if the policy that they're going into is better contractually than the one that they're leaving. It's that simple.

What is a MYGA and When You Should Lock or Ladder

You may want to buy a MYGA if you're looking to protect your principal, not pay any fees annually, there are no moving parts, there are no market attachments, you're just going to get an interest rate contractually for the specific period that you choose.

Pension Annuity vs. Lump Sum: Buy What You Need Not What Someone is Sellin’

There are over 10,000 baby boomers reaching retirement age every single day, and many are faced with the decision to take a lump-sum dollar amount or an annuity payment from their employer.

The Savings Game: What do you need to retire comfortably?

I always enjoy working with Elliot Raphaelson on his articles to make sure his readers are getting the brutal facts about annuities.

Fixed Index Annuity Are They a Good Investment?

Since I am licensed in all 50 states, I get a ton of calls from across the country with the following question, “Are Fixed Indexed Annuities a good investment and do they really get stock market returns?

Financial Advice for Seniors About Annuities

Over 10,000 Baby Boomers are retiring every single day and millions more already enjoying their retirement years. Because of this, older adults are too often the targets of annuity salespeople.