Let’s start by explaining what a qualified annuity is exactly. It's an annuity where you've used funds that has not been taxed like your traditional IRA, which leads me to a little bit of a rant.
Today's topic is a good one. How renewal rates are the secret sauce, the secret formula, the secret to fixed indexed annuities.
As I’ve said before, you just can't say annuity because there's many annuity types, so it really comes down to the type of annuity that you either own or you're considering owning.
So the question is, how to get out of a fixed annuity? The easy answer is to die, but that's not a very good strategy and undoubtedly not replicable.
A question I get asked often is, what percentage of your portfolio should be in annuities? Really good question but there are no perfect answers.
So the question is, what's the difference between a pension and an annuity? Is a pension the same as an annuity?
A lot of people are calling me because they've inherited an annuity. Let’s cover some of the recent laws that affect inherited annuities and what you need to know so you can make an informed decision on your terms and on your timeframe.
“Got guarantees?” should be the annuity industry's mantra to words because that's what they are. They're contractual guarantees. They're transfer of risk products, period.
Make sure you're getting the most out of your retirement and not falling into the common traps of the industry. Here are some key things to look for when comparing Pension Annuities vs. Lump Sums.
Are you tired of being fed Retirement Income advice with underlying annuity sales pitches? Let us walk you through what to look for to create a retirement plan that works the best for your specific situation.
Let us help you make sure you master all the details of your longevity annuity so you can decide if they will be an asset to your specific retirement plan.
Are you tired of being fed annuity advice with underlying sales pitches? Let us walk you through what to look for to create a retirement plan that works the best for your specific situation.
So what is a long-term care annuity?
A pension plan is an annuity payment that guarantees a lifetime income stream. Now, it depends on your employer, how they work and how they've set things up, whether you can add your spouse or partner to that lifetime income stream.
There are many misconceptions concerning Inherited Annuities. Make sure you’re informed enough to avoid making costly mistakes.
Do you know what makes a Deferred Income Annuity different? Let us guide you through what you should know, so you don’t let confusion get in the way of your retirement plans.
Don’t let life catch up to you too fast. Let us help you make sure your retirement savings plan is prepared so your income can be the way you want it, without any hidden surprises.
Make sure you're getting the most out of your annuity income and not falling into the common traps of the industry, with these few simple things to focus on.
Don’t fall for the annuity industry’s generalized advice. Let me explain what information you need to make the best decision for your specific situation.
There is no one-size-fits-all answer, and what’s right for you is based on your specific retirement planning needs.
When looking into putting an annuity into a trust, make sure you are informed enough to avoid the bombshells and set yourself up for success.
There are many common misconceptions about the relationship between Annuities and 401ks.
Almost everyone wants to make sure their loved ones are taken care of. So how does an inherited annuity do just that?
Believe it or not, I still get this question all the time. Only you know the right answer for your retirement planning.
Yep. A pension plan is an annuity payment that guarantees a lifetime income stream. Now, it depends on your employer and how they've set things up.
The annuity industry has done a poor job educating the public on the history of the product dating back to the Roman Times, and the unique benefit proposition that only annuities can provide.
What is the best type of annuity? That’s a good question. But in the annuity world, there are no perfect answers, just bad sales pitches.
With over 10,000 baby boomers reaching retirement age every single day, many of these retiring workers are asking questions like “Can I move my 401k without penalty?” and “Should I transfer my 401k to an annuity.”
Approaching retirement? Have you considered your options? Let me help you out with that. Read this blong and give me a call we'll get it figured out.
Lifetime income sounds pretty nice if you ask me. Of course there's always more to it than how it sounds. All is explained here.
It’s kind of sad that the annuity category is experiencing somewhat of a renaissance during this Coronavirus crisis.
Deferred Income Annuities (DIAs) are continuing to grow in popularity because they are a personal pension plan with you determining when the payments start.
No one wants to be scammed. Especially when it involves getting paid. Knowing what annuities are currently paying ease those thoughts.
Coronavirus is impacting the economy so much. Because of that some agents are using that fear to get you to buy something you don't need. Call me and I'll clear things up.
Annuity income riders have special rules. Rules that are explained in great detail in this blog. Check it out and grab the books while you're at it.
No one likes scams, especially annuity scams. The scammers are just trying to steal your money. I won't let that happen. Let me help and book a call.
I'm sure you've heard of a pension fund. Well what if I told you how the benefits of a pension and even better a retirement annuity.
Longevity annuties are something to keep in mind when shopping for your retirement plans. Of course I've got all the info on the matter.
Immediate annuity rates. Sound familiar? No? Then make yourself familiar because they could really help you out. Book a call while you're here.
People love knowing their rates so they have the best contractual guarantee. Using a retirement annuity calculator is perfect for those kind of people.
Annuity ladders. No they aren't for climbing, but like a real ladder to get to unreachable places, they also have benefits. Reach your retirement goals here.
Fixed index annuities are hot commadities, but there's still some infor you probably don't know. Check it out and book a call while you're at it.
Annuitization. Have you hear of that before? No? Well allow me to explain if great detail exactly what you need to know about it.
Annuity income riders. What are they? Do I need one? How do they work? All good questions, and I have all the answers. Book a call!
Immediate annuities are great if you're looking for instant income. To see if one is right for you have a quick read right here and help yourself to free books.
IRA annuity, sounds interesting right? Well if that's interesting just wait to you find out what it does. Book a call with me and I'll tell you even more.
There are many stages of retirement and one of those is principal preservation. To know if you're at that stage simply read this blog.
You may or may not have heard of a 1035 exchange. If not, don't worry, that's what I'm here for. No need to ask, I've got all the answers.
To plan is to have strategies. Retirement income is the best place to use strategies. Allow me to share with you the best strategies I know.
Annuities aren't for everyone. With Coronavirus the economy is getting hurt and there's no reason to hurt your bank also. I'll help.
One wonderful annuity benefit is for your loved ones after you pass. Understanding the annuity death benefits is important to get the best bang for your buck.
Annuity calculators are the easiest way to find your best contractual guarantee for your situation. I'll show you how it's done right here.
Along with understanding the benefits of annuities you must also understand the inflation with annuities. Get the best for you.
Are you already planning for retirement, but feel stuck as to what do next? Here's a step by step so you can get everything you've earned.
Inheriting an annuity can be confusing, especially when you know nothing about annuities. Let me help with that. Book a call and read this blog.
Knowing the guarantees of annuities is a lifesaver when you're looking for contractual income support. Get the books to find out more!
"Are annuitites safe" is a question I hear far too often. The stigma with annuities makes it hard for people to believe that they are! Book a call to find out
A hot topic right now is Annuity Interest Rates. The basics of annuities are one thing but no one likes money mistakes. Read this to clear up any questions!
You may have heard of Annuity Transfers but need a bit more information. What are they? How do they benefit me? Read and find out. And of course, book a call!
With the pandemic, the stock market seems to be having some issues. Makes you wonder about other options...like annuities. Check out our calculators!
Strategy is important especially in situations with money. Annuity income needs to be talked about and understood to make the best decisions. Book a call!
Annuity Death Benefits are a crucial thing to know before buying an annuity. Knowing all your options so you make the best decision for your specific situation.
Annuity benefits are a good thing to know. Knowing what your benefits are will help you decide if you need an annuity. Try out the calculators!
It’s the end of the year and time for a quick look back on all the annuity video awesomeness we’ve been cranking out on our YouTube channel.
If you're lucky to have a Personal Pension you may not have worries about income. If not, you may be curious what to do for further income needs. Find out here!
Annuity costs making you second guess getting an annuity? There are different types of annuities and we'll help you find what fits for your specific situation!
Annuity Fees are an important topic to know when looking into getting an annuity. How much will it be, do they keep the money when you die? All valid questions.
Purchasing an Annuity can be tricky, especially when your main focus is on something impossible...timing the purchase. It's all broken down here!
There are many annuity products, and understanding which one fits best with your specific situation is an important step to your retirement plan. Book a call!
Annuity vs Life Insurance can be a hot topic. Which is contractually better for your specific situation? Get the books and read this article to clear it all up!
In your search of the best annuity to get, you may have stumbled upon multi-year guaranteed annuity (MYGA for short). But what is it? How does it differ from bank certificate deposits? In this video, I tell you all there is to know about MYGA before taking the leap.
A MYGA is a popular product in the annuity world. It's similar to what you may know as a CD. In this blog I'll explain exactly how and how it may work for you!
Everyone loves a good strategy and when it comes to lifetime income annuities strategizing is the way to go. Understand what strategies work best here.
Many people know what a 401k is, and I'm sure they also know what an annuity is. But how about a 401k annuity? Not sure? This blog will break it all down!
Interested in annuity companies but not sure you want to take part in fear of losing your money? This article answers all your worries so you can make the right decision for you.
Long term care annuities are the key for anyone looking for financial support. This blog breaks down 3 ways they work and how they'll work for you. Book a call!
Ever wondered the current annuity rates? What about annuity pricing? Well if the answer is yes you've come to the right blog. Get the books for more info!
Let’s take a look at why Republicans love annuities. We each have our own opinion when it comes to politics, but no matter if you're a Republican or a Democrat, there are reasons to love annuities and believe it or not, some common ground.
The blue states. Why do annuities fit into the mantra of Democrats? Democrats are passionate and it’s spilling over into the streets. Democrats and Republicans have common ground on more things than not and maybe annuities can show us where we agree on things.
Losing control of money can be a scary topic. Especially when it's a large sum and is going to a large company. Fears aside, let's stick to the facts!
Annuity age restrictions should be one of the first things you search for. Are you too old? Are you too young? Find out so you don't make any mistakes.
Are you coming into retirement? Need help with income? Increase your retirment income with annuities! Find your contractual guarantee and book a call.
You probably love your Social Security payments. Have you wondered if it's enough? Not sure if you need the help from an annuity? Check out the calculators!
I am licensed in all 50 states and I get a ton of calls from across the country full of questions, one being, “Are Fixed Indexed Annuities a good investment, and do they get stock market returns?”
Retirement worries for many Americans are front and center especially those looking to live their golden years with dignity and have the needed income guarantees in place.
The Secure Act (aka The Secure Retirement Act) was signed into law on December 20th, 2019. The primary government intention was to encourage Americans to start planning for their own retirement income needs.
There's only one reason that someone would 1035 exchange their policy. It's if the policy that they're going into is better contractually than the one that they're leaving. It's that simple.
You may want to buy a MYGA if you're looking to protect your principal, not pay any fees annually, there are no moving parts, there are no market attachments, you're just going to get an interest rate contractually for the specific period that you choose.
There are over 10,000 baby boomers reaching retirement age every single day, and many are faced with the decision to take a lump-sum dollar amount or an annuity payment from their employer.
Over 10,000 Baby Boomers are retiring every single day and millions more already enjoying their retirement years. Because of this, older adults are too often the targets of annuity salespeople.
Since I am licensed in all 50 states, I get a ton of calls from across the country with the following question, “Are Fixed Indexed Annuities a good investment and do they really get stock market returns?