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We're going to talk about laddering investments and protecting your principal all at the same time. You need to understand the contract before you buy anything, right? The only urgency is to understand, not the urgency to buy.

John Olsen is one of the handful, over the long history of annuities that I can honestly refer to as "Annuity Royalty." For anyone who knows John or has read his work, it's indisputable.

So all of us want to take care of our loved ones financially. I mean, that's a goal. There's a myriad of ways to do that but of the best ways, and I don't sell this product, is life insurance which happens to be the best wealth transfer to your beneficiaries as possible.

What happens when your annuity provider goes bust? Can you lose money in your annuity? Does the state ensure fixed annuities? I understand the fears that you might have about the safety of your annuity. We're going to cover it all, and we're going to start by talking about state guarantee funds.

Mr. FIA-X joins us again on the Fun With Annuities podcast for episode #69 this week to reveal the secrets of how the “annuity sausage” is made. His first appearance set records for listeners and viewers, and the demand for more of his insights was overwhelming.

Okay, so let's talk about single premium immediate annuity's acronym, SPIA, S-P-I-A. They are the oldest annuity type on the planet and were introduced in Roman times as a pension gift, a lifetime income stream gift to the dutiful Roman soldiers and their families for laying it on the line for the empire.

So, is an annuity a good investment for an older person, a retiree, a senior citizen, a World War II generation? This is a big-time serious topic. And I'm going to go through it in detail so that you can make a good decision, whether it's you out there making the decision for yourself, or you're making a decision for your mom or dad or somebody like that.

So happy that Tom Hegna joined me for Fun With Annuities episode #68. Tom is an expert on all things concerning retirement and retirement income. Together, we turn on a firehose of factual information on retirement and how annuities can properly be a part of your plan.

Is an annuity affected by the stock market? The stock market and annuities are giant topics, and some are affected by the stock market, and some aren't. We're going to go through every single type of annuity, single premium, immediate annuities, deferred income annuities, QLACs, multi-year guarantee annuities, index annuities, variable annuities, all of them.

The five reasons not to buy an annuity. Really? Yeah. Not everybody needs an annuity. Every single video/ article out there has "five reasons to buy an annuity"

July 30th is National Whistleblower Day, so it is with incredible pleasure that we have Bradley Birkenfeld, the most influential financial whistleblower of all time, as #67 celebrity co-host this week.

Let’s start by explaining what a qualified annuity is exactly. It's an annuity where you've used funds that has not been taxed like your traditional IRA, which leads me to a little bit of a rant. I get very sick and tired of stock-type advisors, fee-only advisors, and people who don't know our darn thing about annuities saying to never put an annuity inside of an IRA.

Today's topic is a good one. How renewal rates are the secret sauce, the secret formula, the secret to fixed indexed annuities. So let's do a little history lesson on fixed index annuities, the hottest selling product out there in annuity world. Indexed annuities were developed and introduced in 1995 as a CD type product.

Drumroll… This week's Fun With Annuities celebrity co-host is Dana Anspach, one of the country's most respected retirement and investment minds. In addition to her lengthy bio listed below, she has created unique client strategies to manage their money.

As I’ve said before, you just can't say annuity because there's many annuity types, so it really comes down to the type of annuity that you either own or you're considering owning. The biggest thing with annuities is the fact that annuities are contracts, they're not investments with contractual guarantees.