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Today's topic is a very unique one because we're in unique times and I call it the Annuity Black Swan event.

Once again, Michael Fincke brings the factual goods to my “Fun With Annuities®” podcast. Even though Michael & I are the top 2 fan-boys of QLACs (Qualified Longevity Annuity Contracts), we showed our self-control to not go down the QLAC rabbit hole.

he focus today is Multi-Year Guaranteed Annuities and explaining the death benefits. Yes, we do have to explain it because when you're looking at the CD type products, you have to understand how they work and understand when we quote all carriers, why some carriers finish at the top, and how to make a decision that's informed and based on your timeframe.

These are the top things I've learned about retirement planning in this past year. There are more than 10, but this is the top 10, and we're going to go over each one in detail.

Financial royalty joined my “Fun With Annuities” podcast when Terry Savage agreed to share her financial tips for 2022. Below is her direct outline and insight into those five financial nuggets.

What are the disadvantages of annuities? You're saying to yourself, wait a minute, Stan, The Annuity Man, Americas Annuity Agent®. You sell annuities, you're right, and you're talking about the disadvantages of annuities. Yes, there are disadvantages to annuities. We're going to go over some of the main disadvantages, so you don't make a mistake.

Today, we will talk about the cost of living adjustment riders with income riders and products like Immediate Annuities, Deferred Income Annuities, etc.

Bill Black is considered the top life insurance expert in the U.S., and his over four decades of experience is unmatched.

Everybody on the planet already has the best inflation lifetime income annuity period, and that’s social security. What I’m saying is you might want to consider adding another lifetime income stream.

What a treat to have Allan Roth on the podcast to share his insights into retirement planning. Allan’s decades-long approach can be summarized by his company’s website www.DareToBeDull.com.

In the pension-less world that most of us live in, Immediate Annuities are becoming more popular as over 10,000 baby boomers reach retirement age every single day. If you love your Social Security payments, then you will also love your Single Premium Immediate Annuity (SPIA) lifetime income stream.

Glad you joined me for today's topic because it is a hot one.

Everyone keeps asking me, “Hey Stan what's in your retirement portfolio? Does the master of the universe, The Annuity Man, America's Annuity agent®, drink the Kool-Aid? Do you buy what you sell?" Huh, good question. We're going to go into all of that.

When you are one of the top personal money managers in the country, you have access to some of the top minds in the financial world. Owen Schrum’s status allows him to have conversations with the movers and shakers on Wall Street, which he then uses that insight to the benefit of his main street clients.

I'm just going to pat myself, and my team, on the back because I'm going to rave about our process. Now, I have to credit how this has been set up. My CEO and Director of Operations. Very smart, has been in the industry a long time, and has put together the process and the best practices for when you become a client and how you go through that paperwork with us and how it works.