
Article
What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.

Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.

Shootin’ It Straight with Stan®
May 4, 2022
Having Annuity Companies Buy Bonds for You: Shootin' It Straight with Stan®
Today's topic is unique, and when I told my CEO, She was like, "I don't know about that one." The topic is having annuity companies buy bonds for you. Now for the people that are listening to me on the podcast platforms, thank you so much, and I guess you could look at me on my Fun With Annuities YouTube channel to see my scruffy face.

Article
May 3, 2022
Is a Pension Plan Just a Good ‘Ole Annuity?
Yep. A pension plan is an annuity payment that guarantees a lifetime income stream. Now, it depends on your employer and how they've set things up.The key with the pension plan is you have to look at the claims-paying ability of your employer.

Shootin’ It Straight with Stan®
April 26, 2022
You Already Own Two Annuities: Shootin' It Straight with Stan®
Today's topic is you already own at least two annuities. You say, what? Wait. Stan, The Annuity Man®, I hate all annuities. I was told to hate all annuities. I was told that if I buy annuities, I should enter the gates of hell. Somebody told me that on TV or something to that effect. I disagree with you, Stan, The Annuity Man, person with no last name. I do not own any annuities.

Article
April 25, 2022
Are Fixed Annuities a Good Idea
Today's topic is one that I've done before, but I need to repeat myself so you will understand the eccentricities, the details, the specifics, all that good stuff. They're called facts about annuities. Today's topic is, are Fixed Annuities still a good idea? I think a bigger question is annuities a good idea?

Article
April 22, 2022
Transfer 401k to Annuity: Should You?
With over 10,000 baby boomers reaching retirement age every single day, many of these retiring workers are asking questions like “Can I move my 401k without penalty?” and “Should I transfer my 401k to an annuity.” Both are questions that involve a 401k rollover strategy.

Article
April 21, 2022
How Do Annuities Work At Death
Do annuities work at death? Are there annuities where if you begin to take income or annuitize and then you suddenly pass away that "the bad insurance company" will keep your principal? If so, under what circumstances?What that question is referring to is a structure called life only.

Shootin’ It Straight with Stan®
April 19, 2022
Your CPA Is Not Your Financial Advisor: Shootin' It Straight with Stan®
Today's topic is a good one. It's your CPA is not your financial advisor. I got a call the other day, and this is not a unicorn call. I get these all of the time. The lady that called me was, unfortunately, just widowed.

Podcast
April 19, 2022
Steve Vernon: How To Avoid Going Broke in Retirement
Steve Vernon is one of the most sought-after retirement experts in the country. He is the president of Rest-of-Life Communications, where he speaks, writes, and conducts research on the most challenging aspects of retirement, finances, health, and lifestyle.