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What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.
Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.
Shootin’ It Straight with Stan®
December 14, 2022
Book Your Flight Now: Shootin' It Straight With Stan®
Today's topic is about booking your flight to annuity safety. I know you're saying, "That sounds good, Stan. That sounds like a T-shirt that you would wear. Book your flight to annuity safety. What does that mean?"Let me tell you what that means.
Article
December 8, 2022
Picking Apart Barron’s Top Annuities List
Annuities pros and cons. We’ll pick apart the Barron's Annuity list, which is an annual thing they put in their publication. They call it the Gold Standard, looking at annuities. Barron's article makes me scream at the top of my lungs, even though they have quoted me numerous times in the past.
Shootin’ It Straight with Stan®
December 7, 2022
Stop Complaining About Inflation: Shootin' It Straight With Stan®
I have a controversial topic that will either make you mad, make you think or both. Hopefully, both; I want you to get mad about this because I want you to realize that what I'm getting ready to tell you is true if you think about it.
Podcast
December 6, 2022
Mr. FIA-X: The Truth About Fixed Index Annuity Returns
The infamous and anonymous Mr. FIA-X joined the Fun With Annuities podcast once again to shine the light on Fixed Index Annuity returns factually.We started off the podcast with both of us going on the record that we are fans of the FIA strategy.
Shootin’ It Straight with Stan®
November 29, 2022
Would More Money Really Change Your Life? Shootin' It Straight With Stan®
Today's topic is a good one, and it will make you think. Will more money change your life? I want you to think about that for a second. Would more money change your life? Would you buy a different car? Would you buy different clothes? Would you eat out more? Would it change your overall lifestyle?
Shootin’ It Straight with Stan®
November 23, 2022
Volatile or Contractual: Shootin' It Straight With Stan®
Today's topic is, and it's a good question, is your retirement plan volatile or contractual? Are you at the whim of the markets, at the whim of wars and dictators and crazy people and missile launches and Bitcoin fraud? Are you volatile, or are you contractual? And I guess the better question is, which one do you want to be?
Article
November 21, 2022
What Is A 1035 Exchange Transfer
For people that enjoy reading the IRS tax code in their spare time, I would encourage you to flip to section 1035 and read about life insurance and annuity transfers. For those of you with a life, just let me explain the important details, so it’s easy to understand.
