
Article
What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.

Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.

Article
June 5, 2023
How Are Qualified Annuities Taxed?
Taxes, taxes, taxes. The question is, how are Qualified Annuities taxed? Meaning that you have an annuity inside of your IRA; how are those annuities taxed? We'll talk about that. But disclaimer, do not take tax advice from agents and advisors and people who haven't gone to law schools, gotten tax degrees or CPAs, and passed courses for tax advice.

Article
June 1, 2023
Annuity vs. Life Insurance
Hi, I’m Stan The Annuity Man, America's annuity agent here to answer the burning question and compare annuities versus life insurance. Everyone asks me which one's better, and most of the time, both are sold improperly. Life insurance companies issue annuities, but life insurance and annuities are entirely different animals. And we'll talk about that.

Shootin’ It Straight with Stan®
May 31, 2023
Annuities for a 9-Year-Old: Shootin' It Straight With Stan
Welcome to Shootin' It Straight With Stan. I am your host, the lovable Stan The Annuity Man, America's Annuity Agent, licensed in all 50 states. Today's topic is a very good one, and it's called Annuities for a Nine-Year-Old. Now, I made my PR team leave this topic and title in place because I know grandfathers and people out there going, "Well, I got a nine-year-old.

Article
May 29, 2023
What Is a Hybrid Annuity?
Hello there. Stan The Annuity Man, America's annuity agent here with you, and today's topic is a good one. We will dive into what a Hybrid Annuity is and give some examples. Typically, when people say, "What's a hybrid?" I say, "Well, it's a mattress, a car, a plant." But in today's annuity selling environment, people are starting to make up words to sell annuities.

Article
May 25, 2023
What Is a 1035 Transfer?
Hey, everyone out there! I'm glad you joined me for this blog on what is a 1035 transfer. My name is Stan The Annuity Man, and I'm America's annuity agent and the number one annuity educator on the planet. I sell annuities, but I'd like to educate my clients before they buy them.

Shootin’ It Straight with Stan®
May 24, 2023
Annuity $$ Doesn’t Have to Go Poof: Shootin' It Straight With Stan
Today's topic is a good one. With all the cryptocurrencies and currency, this and that. And is the new administration going to create its own cryptocurrency? And are they going to make it all digital? And is it going to go global? And will it be a global currency, or will they take out my money? Are they going to tax me in real-time? All of that talk about currency and currency traders.

Podcast
May 23, 2023
Owen Schrum: Game Planning for Your Retirement
As you may know, my parents were college basketball coaches at one time. My sister won 3 state championships as a great player in high school, and I played Division 1 college basketball as well and set shooting accuracy records that will never be broken. Growing up, there were always discussions around game plans and how to beat the upcoming opponent or team.

Article
May 22, 2023
How Many Beneficiaries Can You Have on an Annuity?
So, you asked how many beneficiaries you can have on an annuity. I mean, you must be from the South like I am. I'm from the Charlotte, North Carolina, area originally. I don't live there now, but my family is back there, and we have a huge family. I was thinking about that question, and while writing this blog, I'm like, "Hey, that makes sense. I'm assuming you've got this huge family."

Article
May 18, 2023
When Is the Best Time to Buy an Annuity?
I don't have a watch. I have an iPhone that I looked down at. But you asked, 'What's the best time to buy an annuity?' There's no good answer to that question, just bad sales pitches. Now we're going to go deeper than that. You can say, 'Well, that's not what I was looking for.' I understand that. I will go into that question from the standpoint of interest rates and what you're trying to solve.

Shootin’ It Straight with Stan®
May 17, 2023
Time Is the Ultimate Currency: Shootin' It Straight With Stan
Today's topic is a good one. With all the cryptocurrencies and currency, this and that. And is the new administration going to create its own cryptocurrency? And are they going to make it all digital? And is it going to go global? And will it be a global currency, or will they take out my money? Are they going to tax me in real-time? All of that talk about currency and currency traders.

Article
May 15, 2023
Using an Annuity to Pay for Long Term Care
Are you looking for an answer regarding annuities in long-term care? Many people have that on their mind because long-term care is kind of that gorilla in the room, that little guy on your shoulder that's like, "You might want to address that. You might want to check that box."

Article
May 11, 2023
The Truth About Fixed Index Annuities
Hey, can you handle the truth? Can you handle it? As Jack Nicholson said, can you handle the truth about Fixed Index Annuities? I'll tell you what, there needs to be some truth out there. Many pitches are flying through the air, radio, TV, the bad chicken dinner seminars, about Fixed Index Annuities.

Shootin’ It Straight with Stan®
May 10, 2023
Monte Carlo or Stanicarlo Simulation: Shootin' It Straight With Stan
The topic of the day is Monte Carlo or Stanicarlo Simulation. And you're like, "Wait a minute. What? Monte Carlo?" "Let me tell you something, son, Monte Carlo. I used to have a Monte Carlo, and I loved that car. It was a two-seater, and the women loved it." Now I'm not talking about that, Chester.

Podcast
May 9, 2023
Marty Parlato: Factually Ranting on Investing Now
Martin “Marty” Parlato is a star. He is controversial. He is smart. And he seems to be always right about the markets. As a warning, he is not politically correct or woke. This is not a soft-landing spot or a warm-fuzzy-feeling podcast guest. This is how you would like politicians and market pundits to talk. Brutal. Factual. Not mincing words. The only proof that the world is not fair is that Jim Cramer is the lead mouthpiece for CNBC, not Marty Parlato. He’s that good.