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How does a Fixed Indexed Annuity work? The panacea product, the too good to be true, the greatest product since sliced bread. Let's talk about Fixed Index Annuities. The history of a Fixed Index Annuity used to be called equity index annuities, but not anymore, is in 1995 when they were designed and introduced to compete with CD, typical, normal, normal CD returns, not the time of this taping.

Mr. FIA-X is arguably the most popular and most requested Fun With Annuities podcast guest in our roster of financial superstars. He wears a mask because the truth and facts he provides on the Fixed Index Annuity (FIA) category can be very controversial.

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Hot topic. How does a Fixed Indexed Annuity work? Some people think it is the too good to be true product. I’m here to set the facts straight. A typical call I get is, "Hey, Stan, The Annuity Man®, I went to this seminar. I got this nice invitation in the mail, and we got the steak dinner.

So the question is, how to get out of a fixed annuity? The easy answer is to die, but that's not a very good strategy and undoubtedly not replicable. I love it when people use the word "annuity" as all-encompassing. There are so many different types. So let's just look at the fixed annuity types.

Boy, these ads are starting to pop up, aren't they? Free annuity report. As they say, be careful when it's free, right? You got to dig a little further than that. The annuity industry has earned its bad reputation and sales reputation.

Mr. FIA-X is one of the most popular guests on my Fun With Annuities podcast because he is an indexed annuity insider, truth teller, and factual flame thrower. He has unique and high-level insights into what’s happening in the FIA industry.

Today's topic's a good one. If you've won the game, then why are you still playing? I was on a call the other day, and yes, you can schedule a call with me at theannuityman.com. You can also run quotes on our proprietary calculators and get my books and watch videos and all that stuff.

No, this isn't going to be a two-hour-long rant. Still, it could be if I was going to explain every nuance of Fixed Indexed Annuities, indexed annuities, hybrid annuities, whatever you're being pitched.

Hi there. Stan, The Annuity Man. America's Annuity agent® is licensed in all 50 states. Today's topic is Retirement Withdrawal Strategies. We will talk about Fixed Index Annuities, FIAs, today regarding retirement withdrawal strategies. Fixed Index Annuities are very popular, and often, they're mis-sold, over-hyped, and over-promised.

The question is: is an indexed annuity fixed or variable? There's a lot more to it than just the short answer. I would like to go through what a fixed indexed annuity is, an indexed annuity, and a variable annuity and tell the differences in both.

Everybody is asking me this, how do interest rates affect annuities? Now, you just can't say they affect all annuities the same way because there are different types of annuities. What we're going to do is we're going to go through every single type that's out there, and I'm going to tell you precisely how interest rates affect each one of them.

Back by popular demand once again, Mr. FIA-X joins me on Fun With Annuities episode #89. Without a doubt, he is one of the most popular guests I have on because people are so interested in the FIA (aka: Fixed Indexed Annuity) topic and want to know the brutal truth.

Today's topic is how annuity companies make money on fixed index annuities. There is a lot of misinformation out there, and I'm going to try to make it very simple for you to understand why the annuity companies have significant buildings. They're smart.

So, annuity companies, how do they make money? There's a reason that annuity companies have significant buildings and that they do very, very well. Why? It's because they know when we're going to die. Property and casualty companies, however, don't know when the hurricane's going to hit. They don't know when the tornado's going to hit.