Annuity Sales Pitches: The Facts Behind the Most Popular One

Annuity Sales Pitches: The Facts Behind the Most Popular One

Today's topic is a good one for me because this is the one that makes the top of my head pop off. This is the one that makes the veins pop out of my neck. This is the one when my producer saw me this morning before we got going, and they had to do makeup; I had this vein popping out of my eye.
How Does a Fixed Index Annuity Work?

How Does a Fixed Index Annuity Work?

This is a hot topic, not the clothing line for you youngsters out there. How does a Fixed Indexed Annuity work? The Panacea product, the too good to be true, the bad chicken dinner seminar, the good steak dinner seminar where you get the filet mignon.
MYGA vs. Fixed Annuity

MYGA vs. Fixed Annuity

Welcome back. I'm Stan The Annuity Man. Today we're going to talk about Multi-Year Guarantee Annuities versus Fixed Annuities. What you're really going to find out today is what a Multi-Year Guarantee Annuity is as opposed to just a Fixed Annuity, or are they the same thing?
How I Really Feel About Indexed Annuities

How I Really Feel About Indexed Annuities

Index Annuities are contracts; we will go over the details of Index Annuities. You're going to hear about how I really feel about Index Annuities. That is guaranteed. The other thing guaranteed is that I will tell you the brutal truth about what they are.
Income Riders Attached to Fixed Indexed Annuities

Income Riders Attached to Fixed Indexed Annuities

This is part of the Fixed Indexed Annuity blogs I've done on the product, which will help the consumer understand what's being pitched out there. Today, we're going to talk about Income Riders attached to Indexed Annuities. Why? When? How? What? And does it make sense?
What Happens to an Annuity if the Stock Market Crashes?

What Happens to an Annuity if the Stock Market Crashes?

Market crashes raise real concerns, but not all annuities react the same way. Understanding the type you own makes all the difference.
Who Sells Hybrid Annuities?

Who Sells Hybrid Annuities?

The question is, who sells hybrid annuities? Let me rephrase that. Who sells Indexed Annuities? The word hybrid is overused in the industry to sell Indexed Annuities because they're Indexed Annuities. I don't know why they're creating another word. Oh, by the way, I'm Stan The Annuity Man, if you hadn't caught that, America's annuity agent.
Are Hybrid Annuities Safe?

Are Hybrid Annuities Safe?

Are hybrid annuities safe? First of all, the short answer is they are a Fixed Annuity, and they are safe from a principal protection standpoint. But a bigger question is, you didn't come up with the word hybrid. Somebody used that in a sales pitch to you and said the word hybrid, which made you type in hybrid, which made you read this blog.
Are Hybrid Annuities Too Good to Be True?

Are Hybrid Annuities Too Good to Be True?

Now, what you're looking at today and the reason that you clicked this blog, Are Hybrid Annuities Too Good to Be True? First, because you're using the word hybrid, you typed in the word hybrid, and it attracted you, which only means one thing. It means that some agent, some advisor, has pitched you what they're pitching you as an Indexed Annuity.
Fixed Index Annuity: Do FIAs Get Stock Market Returns?

Fixed Index Annuity: Do FIAs Get Stock Market Returns?

Stan The Annuity Man, America's annuity agent, here to talk about those beloved Fixed Index Annuities that everyone loves to go to the bad chicken dinner seminars. And if it sounds too good to be true because it is.
the truth about fixed index annuities thumbnail

The Truth About Fixed Index Annuities

Hey, can you handle the truth? Can you handle it? As Jack Nicholson said, can you handle the truth about Fixed Index Annuities? I'll tell you what, there needs to be some truth out there. Many pitches are flying through the air, radio, TV, the bad chicken dinner seminars, about Fixed Index Annuities.
Fixed Index Annuities Pros and Cons thumbnail

Fixed Index Annuities Pros and Cons

Today's topic is Fixed Index Annuities, pros, and cons.
Mr. FIA-X: The Truth About Fixed Index Annuity Returns

Mr. FIA-X: The Truth About Fixed Index Annuity Returns

The infamous and anonymous Mr. FIA-X joined the Fun With Annuities podcast once again to shine the light on Fixed Index Annuity returns factually.We started off the podcast with both of us going on the record that we are fans of the FIA strategy.
Fixed Annuity Example –Viewer Question on Dave Ramsey

Fixed Annuity Example –Viewer Question on Dave Ramsey

Today's topic is on a fixed annuity example, but first, let's talk about Dave Ramsey for a second. He does a lot of videos. He did one on annuities that he got some right, and he didn’t get a lot of others.I commented on what he was saying.
Fixed Index Annuities - Pros and Cons

Fixed Index Annuities - Pros and Cons

Anytime the market's gyrating a little bit, and now that COVID is lifted a little bit, you're starting to get those invitations in the mail to go to the local, very nice, high-end restaurant to have the steak dinner and then hear a sales pitch on the scariness of the markets.