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Today, we are looking at Single Premium Immediate Annuities, the granddaddy of all annuity products.

Today’s topic is a great one. Why do people hate Stan the Annuity Man®? He's so intense. Here's the bottom line. We’ll talk about this at length, but at the end of the day, I'm so intense because I want to make sure that you make a good, informed, and factual decision if you're considering annuities.

Today's topic is called Sign Now, Decide Later. Sign the paperwork now, Mrs. Jones, just sign it and we'll just have it here and then you can make a decision. Never ever, ever, ever do that. This drives me crazy in the annuity business.

Annuity, annuity, annuity. Do I sound like a broken record? We're talking about the repetitive nature of me and my message.

The topic of today is MYGA 2 SPIA income strategies. MYGA, Multi-Year Guarantee Annuity, 2 SPIA, Single Premium Immediate Annuity, income strategies. Let's talk about commissions first.

Today's topic is about indexed annuity scams and these back-tested return numbers that you see that seem so good. But this is one of the situations, and one of the scams that drives me crazy.Let's talk about index annuities. First of all, a disclaimer. I like them. I like Fixed Index Annuities. Why?

Today's topic is, "Don't buy annuity stories." That's a big one to unpack, but let's start unpacking it. In the world of sales, everybody that ever talked to me like a manager or salesperson, they're like, "Stories sell. You need to tell stories to the people because they can relate to it.

The topic for today? Biscuits and annuities. Yeah, biscuits like the biscuits you eat. See, you're saying, "Wait a minute, Stan, what do biscuits have to do with annuities?" Well, first of all, I'm from the south. I love biscuits. I've always loved biscuits. I love biscuits with gravy.

Today we're talking about retirement cash flow from annuities. Now, you're already participating in a part of the category of retirement cash flow from annuities because all of you have Social Security. If you have your Social Security number, you have Social Security. That's an annuity.

When you go to Google and type in annuity pros and cons, Google just lists everybody?

Today's topic is a unique one. I just thought, let's get down and dirty with annuities. It's called annuity P.I.G.S. P-I-G-S. Yes, like the pigs. Annuity P.I.G.S. “What's P.I.G. stand for Stan?” Good question. Portfolio Income Guarantees. Yes. It's trademarked so don't run to your lawyer.

When it comes to knowing the ins and outs of Social Security, Heather Schreiber is in a league of her own. She is the go-to source for the financial services industry to train advisors on the fiduciary approach to advising clients on how to maximize Social Security for each specific situation.

Let's talk about Roth IRAs and my take on Roth IRAs. Are the payments taxed? In a perfect world, where unicorns do chase the butterflies, Roth IRAs, in my opinion, should be used for non-annuity assets. You've already paid the taxes on the Roth.

The topic of today is the financial advice, racism, and classism crisis. I'm talking about advisors targeting people for their skin color or their working-class situation and if they're not up on all things financial. It's driving me crazy.

Let's talk about Single Premium Immediate Annuities, acronym SPIA, S-P-I-A, the oldest annuity type. They were introduced in the Rotimes as a pension gift, a lifetime income stream gift to the dutiful Roman soldiers and their families for laying it on the line for the empire.