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Today's topic is, annuitization can now be your last resort when it comes to income. Let me explain that to you. Most people think incorrectly and even some advisors and financial journalists think there’s only one type of annuity; lifetime income, Immediate Annuity, and if you die, the annuity company keeps the money. That is ridiculous.

There is some serious math IQ on this Fun With Annuities podcast as Branislav Nikolic joins me as my newest celebrity guest host.

So glad you joined me to talk about annuitization across the nation.

Today's topic is called Annuity Paralysis by Interest Rate Analysis. Suddenly everybody seems to be an Interest Rate Analyst and knows what Mr. Powell's going to do and what Ms. Yellen's going to say.

So how much tax do you pay on an annuity? The types of accounts you can have annuities in are a big determinant of how the taxation is calculated to last in, first out. All this stuff that you're going to need to know, I'm going to go over it today. Remember, when it comes to taxes, always talk to your CPA and tax lawyer.

Anytime the market's gyrating a little bit, and now that COVID is lifted a little bit, you're starting to get those invitations in the mail to go to the local, very nice, high-end restaurant to have the steak dinner and then hear a sales pitch on the scariness of the markets.

Today's topic is a weird one, a good one, a timely one, a needed one, and it is called Stop Living Your Life by the Tax Code. Now, disclaimer, I'm not a CPA. I'm not a tax lawyer. I do not give tax advice, and no advisor or agent should give you any tax advice unless they are a CPA or a tax lawyer or in some cases, CFPs have that certification, as well

I always joke with Terry Savage that when she walks into most rooms, she is the smartest person there. I’m not kidding. Throw gender out of the window because only a select few match her financial IQ.

Today's topic is annuity fees. What to look for, how to avoid them. Do you want to avoid them? So, are there any fees associated with initiating an annuity? Annuity, as you know, can mean many different types. You can’t say "I hate all annuities" Really? Do you hate your social security, player?

Today's topic's a good one, and I've been looking forward to talking about this. I get a lot of emails and calls and all this stuff about secondary market annuities, SMAs as they're called in the business.

Today's topic is, do you have lifetime income insurance? I know what you're saying. "Stan, that's sappy. We know where you're headed with this. You're going to talk about." No, I'm going to start out by asking you some questions. Do you have car insurance? Do you have home insurance?

Today's topic is “Can you actually cross the retirement finish line?” I'm running into this a lot right now. I had a call the other day and these people had enough money that they never had to worry about another thing. All they had to do was just peel off interest, and never touch the principal. It was done.

Lump sum versus annuity pension, which one's better? I got a call the other day, and the guy is retiring from a very large company, saying, "Hey Stan The Annuity Man®, they're offering me this lump sum. They, the company. They're also offering me this pension payment, which is an annuity.

We are all familiar with the red hat MAGA, Make America Great Again. We know all the baggage that comes with that. Some people are in it. Some people hate it. I don't care, I'm not political. I'm Stan, the Annuity Man®. But instead of MAGA, Making America Great Again. I have a new red hat. It's MYGA, Making Yield Great Again.

Today's topic is annuity fees.