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Let’s talk about Fixed Annuities versus variable annuities, which I love to talk about.

Today's topic is, and it's a good question, is your retirement plan volatile or contractual? Are you at the whim of the markets, at the whim of wars and dictators and crazy people and missile launches and Bitcoin fraud? Are you volatile, or are you contractual? And I guess the better question is, which one do you want to be?

For people that enjoy reading the IRS tax code in their spare time, I would encourage you to flip to section 1035 and read about life insurance and annuity transfers. For those of you with a life, just let me explain the important details, so it’s easy to understand.

All right, so this is part two. Part one was one through five and this is part two. Let’s get into it with number six. The sixth biggest mistake I see people make when buying annuities is being pressured into signing the paperwork. You'll have some agents say, "Well, you got to sign it because if you don't sign it now, you won't get the upfront bonus.

Great topic. It was requested by a very high-level person in the industry because they wanted my take on it. What are the top 15 biggest mistakes people make when buying, or at least thinking about, annuities?

So glad that you joined me for this timely topic that's going to make a lot of people mad and make a lot of people question things, but it will make total sense when you hear it. The title is "When you Retire, You Need to Retire from Both Your Job, Your Work, and The Markets," so you got to retire from two things, work and the markets.

In the world of retirement research and common-sense annuity strategies, Micheal Finke is one of the four faces on Annuity Mount Rushmor along with mine, of course. The ongoing work and effort to help consumers make better retirement decisions is a legacy Michael should be very proud of.

Today we are finishing up our series on the 15 biggest mistakes people make when considering annuities or buying annuities, and we've done one through five and five through 10. Now we're going to do 11 through 15. I'm very excited about that because this is a learning experience for you and the industry.

We are familiar with fake news. That's fake news; this is fake news, and what we've found out as a country is obvious bias with the news. At this point, when we hear news or read something a little bit outrageous, we just say, "Wait a minute, I wonder if that's true." Or, "I wonder what's behind that."

Today's topic is your principal protection trifecta. I'm talking about right now in volatile times, and there's always going to be volatile times, but there are pending wars right now, there's inflation, there's market volatility, there are elections coming up, there's always elections coming up, and people that are retiring are tired of it. They're tired of the volatility. They're tired of ups and downs.

What is a Single Premium Immediate Annuity? How does it work? Should you own one? We're going to dive into many things concerning single premium immediate annuities. We're also going to go through; should you even own one? We’ll go through the details of how you can make that decision.

Get an annuity for what it will do, not what it might do®.

Today's topic is, should you date or should you marry your annuity? Now the reason that I categorize it like that is people ask me all the time how I analyze the financial wherewithal of these companies. The claims-paying ability of these carriers.

Today we're discussing retirement income and whether multiple annuities are a good idea. I recently received the question: "I have 60% of my portfolio in an annuity. My wife (still working for four more years) has two-thirds of a portfolio my size. Would a second annuity with hers down the road be a good idea? Just a percentage of it."

Today's topic is, addiction to the market can kill retirement dreams. Your addiction to following the stock market and investing in the stock market and taking risks with your money can literally kill retirement dreams, especially in these volatile markets. I had a call the other day which prompted this topic.