The Tax Advantages of Owning a QLAC

The Tax Advantages of Owning a QLAC

Today we're talking about the tax advantages of a QLAC, a qualified longevity annuity contract. If you don't know about them, you need to know about them. Because I think, in a perfect world, QLACs would be the number one selling product in the country when it comes to annuities. That's the way it should be.
080 Jamie Hopkins: Retirement Planning and The Why That Makes You Cry

080 Jamie Hopkins: Retirement Planning and The Why That Makes You Cry

Young. Smart. The Future. The Truth. Jamie Hopkins fits all of those descriptions and is a true thought leader in the world of Retirement Income Planning. Jamie is a managing partner of Wealth Solutions, a finance professor at Creighton University, and has both an MBA and Law Degree.
Annuity Returns Potential vs. Contractual

Annuity Returns Potential vs. Contractual

Today, we're talking about annuity returns potential versus contractual unicorns chasing the butterflies or the contractual realities.
What Happens to an Annuity if the Stock Market Crashes?

What Happens to an Annuity if the Stock Market Crashes?

The question is, what happens to an annuity if the stock market crashes? Are fixed index annuities good against a stock market crash? What if the insurance company backing it goes under? What's your protection? So let's take them one at a time.
079 Loren Feldman: Transition to Retirement as a Life Entrepreneur

079 Loren Feldman: Transition to Retirement as a Life Entrepreneur

We went aspirational with this week’s Fun With Annuities® Celebrity Co-host Loren Feldman, editor-in-chief of 21 Hats. When my PR team booked Loren for FWA episode #79, I was fascinated with his expertise in covering entrepreneurs for such titans as Forbes.
How to Buy an Annuity: How much money do you need

How to Buy an Annuity: How much money do you need?

Okay. So how much money do you need? That's a loaded question because how much money do you need from the standpoint of how much money do you need to work with The Annuity Man®, the minimum, and then how much money you need if you need to put in an income floor, also, if you need to fill in a gap for income, et cetera.
Your 4-Choices at the End of a MYGA Term

Your 4 Choices at the End of a MYGA Term

So what are your four choices at the end of your MYGA term? Make sure you know your options so you can make the best decision for your specific situation. Let’s go.
078 Wade Pfau: Retirement Income Style Awareness

078 Wade Pfau: Retirement Income Style Awareness

If there was an “Annuity Mt. Rushmore”, this week’s co-host Wade Pfau would be one of those infamous faces on the side of that retirement mountain. If there was ever a true retirement expert, it is Wade.
Lifetime Income Benefit Rider vs. Annuitization

Lifetime Income Benefit Rider vs. Annuitization

So you're looking for income, and you want to know the difference between a lifetime income benefit rider and what's called annuitization. An annuitization means creating payments. With 10,000 baby boomers retiring every day, most people are looking for income and contractual guarantees.
Questions to Ask Your Annuity Salesperson

Questions to Ask Your Annuity Salesperson

Today we're talking about annuity comparisons, QLACs, Qualified Longevity Annuity Contracts, versus DIAs, Deferred Income Annuities. We are going to compare them. We're going to talk about how they differ, how they're the same, why you should look at them, and why you shouldn't look at them. In other words, the brutal facts, because, as you know, I'm the walking middle finger of annuity truth.
077 Dan Prescher: No U-Hauls Behind Hearses

077 Dan Prescher: No U-Hauls Behind Hearses

I really enjoyed having co-host Dan Prescher on the Fun With Annuities podcast #77 because his organization falls in line with my saying that “There’s no U-Hauls behind hearses!” In other words, you can’t take it with you, so enjoy life while you can.
Knowing the Difference Between DIAs vs QLACs

Knowing the Difference Between DIAs vs QLACs

Today we're talking about annuity comparisons, QLACs, Qualified Longevity Annuity Contracts, versus DIAs, Deferred Income Annuities. We are going to compare them. We're going to talk about how they differ, how they're the same, why you should look at them, and why you shouldn't look at them.
Unique Benefits That Annuities Offer

Unique Benefits That Annuities Offer

Today, we're going to talk about the benefits that only annuities offer, and there's two unique benefits that we're going to talk about and go into detail and why it matters and why I think it's important as you consider an annuity in your portfolio.
076 Mr. FIA-X: Letters, Numbers, and BS Bonuses

076 Mr. FIA-X: Letters, Numbers, and BS Bonuses

Back by popular demand, Mr. FIA-X joins me on Fun With Annuities episode #76. When his interviews hit, I get a ton of emails from people who 1. Are trying to guess who Mr. FIA-X is, and 2. fans flooding me with follow-up questions.
How to Find the Highest MYGA Rates

How to Find the Highest MYGA Rates

So you're shopping for the highest MYGA rates? Let's talk about how to find the best and highest MYGA rates because that's how you need to look at them. You need to find the best rates available for your specific situation. For the record, Multi-year guarantee annuities are also known as MYGAs.