
Article
What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.

Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.

Article
April 3, 2023
Annuity Rates: Don’t Buy Fear or Greed
Today we're going to talk about how people sell annuities for fear and greed. Most of the time, this revolves around Fixed Index Annuities. I have nothing against Fixed Index Annuities, but this is the fear and greed sell that you hear most often. Let's go through the other annuity types. Single Premium Immediate Annuities, Deferred Income Annuities, and Qualified Longevity Annuity Contracts are very simplistic, transfer risk pension products, lifetime income products with no moving parts and no annual fees, and no market detachments.

Article
March 30, 2023
Annuity Comparison: Income Rider vs. DIA
Man, we're going to have fun today. We're going to make an annuity comparison looking at Income Riders versus Deferred Income Annuities. The acronym is DIA. Let's talk about the difference between the two and the similarities. This falls under the category of, what? Retirement income insurance, lifetime income insurance, income insurance, whatever you want to call it. Car insurance, fire insurance, home insurance, health insurance, dental insurance, and income insurance. That's what these are.

Shootin’ It Straight with Stan®
March 29, 2023
If It Sounds Too Good to Be True: Shootin' It Straight With Stan
Thank you so much for joining us on this hot topic. Not a Hot Pocket, those are the things you eat if you're a computer dude or dude-ette. It's a hot topic. The topic is, If It Sounds Too Good to Be True, It Is. Every single time with annuities without exception.

Podcast
March 28, 2023
John Lenz: The Banking Crisis & Annuities
Unless you have been living in a cave, there has been a little banking crisis recently that continues to concern anyone that’s not buying the media or political spin. So, of course Stan The Annuity Man has to give you the absolute facts and bring in an objective expert that would provide the brutal truth. John Lenz is just that person. The “annuity architect” himself agreed to help me hammer this important topic.

Article
March 27, 2023
Annuities Explained: Top Questions Answered
Today's topic is about you, about the questions people have asked through comments on my YouTube channel. If you have put any questions on my YouTube videos, guess what? I answer them. Yes, I actually read them. I have no life. I've been married for 33 years. I have two grown daughters. I have no life. This is what I do. I'm Stan, The Annuity Man.

Article
March 23, 2023
Retirement Income: 3 Rockstar Tips I've Learned
Retirement income, let's talk about that and the three tips I learned from some of the biggest financial rock stars on the planet that happen to be guests of mine on my great podcast, Fun with Annuities. That's on all podcast platforms, and we even have a YouTube channel called Fun With Annuities that you can check out. But I will share it with you and I had some great guests there.
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Shootin’ It Straight with Stan®
March 22, 2023
Push Comes to Shove: Shootin' It Straight With Stan
Today's topic comes from a client of mine. I was on a phone call with her today, and she said something, and I said, "Stop. Stop talking. I got to write this down," because most of my really good video and blog ideas come from you. When I get on the phone with you, I use my mouth and ears proportionately, two ears, one mouth. I'm listening to you.

Article
March 20, 2023
IRA Annuity Calculator
Today's topic is IRA annuity calculators. We're discussing calculating annuity guarantees within your IRA. Yes. You should have an annuity inside of your IRA if you want contractual guarantees, if you want lifetime income, if you want principal protection, if you want legacy, if you want long-term care type coverage, and the only assets you have in bulk are IRA assets. Then it makes sense.

Article
March 16, 2023
Deferred Annuities: SPDA/FPDA/MVA
We're talking today about Deferred Annuities and some acronyms that no one knows until you get your policy. SPDA, FPDA, MVA. What the A is that, right? Who knows? I'm going to tell you because you need to know. And it's something in the annuity secret sauce that no one seems to ever address. But of course, yours truly, Stan, the Annuity Man, America's annuity agent, is going to go over all of that today.

Shootin’ It Straight with Stan®
March 15, 2023
Surfing Beside a Cruise Ship: Shootin' It Straight With Stan
Today's topic is, Are You Surfing Beside a Cruise Ship? I want you to think about that. Have you ever been on a cruise and you're like, "Man, that is a big boat." I always wondered how does that boat float with all that weight? I don't get it. No one ever really explained cruise ships and how they float to me.

Shootin’ It Straight with Stan®
March 8, 2023
Chapter 2 Is About You: Shootin' It Straight With Stan®
Today's topic is Chapter Two Should Be All About You. What is chapter two, Stan The Annuity Man®? Are we talking about books? Are we talking about movies? What are we talking about? Chapter two is the second part of your life after you stop working.