
Article
What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.

Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.

Article
August 26, 2021
What Does the Maturity Date on an Annuity Mean?
What does the maturity day on an annuity mean? Great question. Why do companies put maturity dates on policies? We will go over what that means, what your choices are, etc., so that when you get your policy and this maturity date on the policy, you'll understand precisely what to do.

Article
August 23, 2021
What Is a Cost Basis on an Annuity?
So what is a cost basis on an annuity? I'm going to talk about the cost basis of all different types of annuities, the deferred annuities, the income annuities, and how that affects the annuity you're coming from an annuity that you're going to.

Article
August 19, 2021
Laddering Investments: Annuity Ladder Principal Protection
We're going to talk about laddering investments and protecting your principal all at the same time. You need to understand the contract before you buy anything, right? The only urgency is to understand, not the urgency to buy.

Article
August 16, 2021
Retirement Lifestyle: 3 Tips to Care For Your Loved Ones Financially
So all of us want to take care of our loved ones financially. I mean, that's a goal. There's a myriad of ways to do that but of the best ways, and I don't sell this product, is life insurance which happens to be the best wealth transfer to your beneficiaries as possible.

Article
August 12, 2021
What Happens to an Annuity if the Insurance Company Fails
What happens when your annuity provider goes bust? Can you lose money in your annuity? Does the state ensure fixed annuities? I understand the fears that you might have about the safety of your annuity. We're going to cover it all, and we're going to start by talking about state guarantee funds.

Podcast
August 10, 2021
069 Mr. FIA-X: More Index Annuity Secrets
Mr. FIA-X joins us again on the Fun With Annuities podcast for episode #69 this week to reveal the secrets of how the “annuity sausage” is made. His first appearance set records for listeners and viewers, and the demand for more of his insights was overwhelming.

Article
August 9, 2021
Managing Cash Flow In Retirement: SPIAs
Okay, so let's talk about single premium immediate annuity's acronym, SPIA, S-P-I-A. They are the oldest annuity type on the planet and were introduced in Roman times as a pension gift, a lifetime income stream gift to the dutiful Roman soldiers and their families for laying it on the line for the empire.

Article
August 5, 2021
Is An Annuity A Good Investment For An Elderly Person
So, is an annuity a good investment for an older person, a retiree, a senior citizen, a World War II generation? This is a big-time serious topic. And I'm going to go through it in detail so that you can make a good decision, whether it's you out there making the decision for yourself, or you're making a decision for your mom or dad or somebody like that.

Podcast
August 3, 2021
068 Tom Hegna: Don’t Worry, Retire Happy!
So happy that Tom Hegna joined me for Fun With Annuities episode #68. Tom is an expert on all things concerning retirement and retirement income. Together, we turn on a firehose of factual information on retirement and how annuities can properly be a part of your plan.

Article
August 2, 2021
How The Stock Market Affects Annuities
Is an annuity affected by the stock market? The stock market and annuities are giant topics, and some are affected by the stock market, and some aren't. We're going to go through every single type of annuity, single premium, immediate annuities, deferred income annuities, QLACs, multi-year guarantee annuities, index annuities, variable annuities, all of them.

Podcast
July 26, 2021
067 Bradley Birkenfeld: Whistleblower Still Exposing Corruption and Creating a Better System
July 30th is National Whistleblower Day, so it is with incredible pleasure that we have Bradley Birkenfeld, the most influential financial whistleblower of all time, as #67 celebrity co-host this week.