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What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.
Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.
Article
April 25, 2022
Are Fixed Annuities a Good Idea
Today's topic is one that I've done before, but I need to repeat myself so you will understand the eccentricities, the details, the specifics, all that good stuff. They're called facts about annuities. Today's topic is, are Fixed Annuities still a good idea? I think a bigger question is annuities a good idea?
Article
April 22, 2022
Transfer 401k to Annuity: Should You?
With over 10,000 baby boomers reaching retirement age every single day, many of these retiring workers are asking questions like “Can I move my 401k without penalty?” and “Should I transfer my 401k to an annuity.” Both are questions that involve a 401k rollover strategy.
Article
April 21, 2022
How Do Annuities Work At Death
Do annuities work at death? Are there annuities where if you begin to take income or annuitize and then you suddenly pass away that "the bad insurance company" will keep your principal? If so, under what circumstances?What that question is referring to is a structure called life only.
Shootin’ It Straight with Stan®
April 19, 2022
Your CPA Is Not Your Financial Advisor: Shootin' It Straight with Stan®
Today's topic is a good one. It's your CPA is not your financial advisor. I got a call the other day, and this is not a unicorn call. I get these all of the time. The lady that called me was, unfortunately, just widowed.
Podcast
April 19, 2022
Steve Vernon: How To Avoid Going Broke in Retirement
Steve Vernon is one of the most sought-after retirement experts in the country. He is the president of Rest-of-Life Communications, where he speaks, writes, and conducts research on the most challenging aspects of retirement, finances, health, and lifestyle.
Shootin’ It Straight with Stan®
April 13, 2022
Payout Rates vs Interest Rates: Shootin' It Straight with Stan®
Today's topic is payout rates versus interest rates. This is a big one. I recently did a talk on this to a large audience, and I thought I would bring it to you on my Shooting it Straight with Stan videos so you can hear it. There's a lot of confusion on this in the annuity world, payout rate, interest rate.
Podcast
April 12, 2022
Paul Merriman: 7 Things You Should Be Doing With Your Retirement Portfolio
Paul Merriman’s 60-year legacy of helping people with their money is unmatched. His “tell the truth” passionate approach should be the benchmark for all financial advisors and is the obvious foundation for the current march to all things fiduciary.
Shootin’ It Straight with Stan®
April 6, 2022
Inverted Annuity Yield Curve: Shootin' It Straight with Stan®
Today's topic is the inverted annuity yield curve. Now, CNBC, Fox Business, and everybody in the newspapers and the Wall Street Journal are just writing these articles about the inverted yield curve. What is that?
Podcast
April 5, 2022
Peggy Nicholson: Preparing for Death Without All The Information You Need
Margaret “Peggy” Nicholson is one of a kind. A unicorn. She might be the most unique celebrity guest host of all the guests I’ve had on my Fun With Annuities podcast. She is a 78 ½-year-old dynamo and a world traveler.
Article
April 4, 2022
Retirement Portfolio: Your Secret Weapon is Annuities
Today's topic is your retirement portfolio. The secret weapon is annuities. That doesn't mean everybody needs one, but I will explain how annuities can give you peace of mind, that turnkey approach, that lifestyle you're looking for.Think again when you hear people say, "Don't buy an annuity."
