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What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.
Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.
Shootin’ It Straight with Stan®
November 6, 2024
Tailoring Fixed Index Annuities to Your Specific Goals: Shootin’ It Straight With Stan
Today's topic is tailoring Fixed Index Annuities to meet your specific goals. Now, a lot of you out there have watched all 1,000 plus videos and are going, "Wait a minute, Stan, I'm not sure you really like Indexed Annuities."
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Article
October 17, 2024
Retirement Tips: How to Leave Money to My Grandkids
With 10,000 baby boomers reaching 65 every day and that retirement age, you start thinking, "How am I going to leave money to my beneficiaries?" And a lot of people are looking at how to leave money to their grandkids. We're going to go into that.
Article
October 16, 2024
The Annuity Truth About Bonuses Rates Caps Spreads: Shootin’ It Straight With Stan
Today's topic is the annuity truth about bonuses, caps, spreads, and participation rates, all attached to Indexed Annuities. We get lots of calls about this because, unfortunately, most annuity agents are just trying to sell Indexed Annuities.
