Single Premium Immediate Annuity Death Benefit (SPIA)

Single Premium Immediate Annuity Death Benefit (SPIA)

Today's topic is about Single Premium Immediate Annuity death benefits. The death benefits of an immediate annuity. There’s a lot of misinformation out there, as you can only imagine because people are... I read something the other day. It was from a really smart person.
Annuity Examples: Single Premium Immediate Annuities (SPIAs)

Annuity Examples: Single Premium Immediate Annuities (SPIAs)

Today, we are looking at Single Premium Immediate Annuities, the granddaddy of all annuity products.
MYGA 2 SPIA Income Strategies: Shootin' It Straight with Stan®

MYGA 2 SPIA Income Strategies: Shootin' It Straight with Stan®

The topic of today is MYGA 2 SPIA income strategies. MYGA, Multi-Year Guarantee Annuity, 2 SPIA, Single Premium Immediate Annuity, income strategies. Let's talk about commissions first.
How To Find The Best Quote with a SPIA Calculator

How To Find The Best Quote with a SPIA Calculator

Today's topic is the SPIA calculator and two ways to find the best quote. We're going to go through where you go to run your quotes, and I'm going to talk about the two best ways to find the highest contractual guarantees for your specific situation.There are two ways to use a SPIA calculator. Single premium immediate annuity.
Retirement Cash Flow from Annuities

Retirement Cash Flow from Annuities

Today we're talking about retirement cash flow from annuities. Now, you're already participating in a part of the category of retirement cash flow from annuities because all of you have Social Security. If you have your Social Security number, you have Social Security. That's an annuity.
Annuity Retirement Calculator with Inflation Options Using SPIAs, DIAs, and QLAC

Annuity Retirement Calculator with Inflation Options Using SPIAs, DIAs, and QLAC

Today's topic, we're talking about annuity retirement calculators and using SPIAs, DIAs, and QLAC for inflation, how to do that.
An Immediate Annuity Has Been Purchased With A Single Premium (SPIA)

An Immediate Annuity Has Been Purchased With A Single Premium (SPIA)

Let’s talk about Single Premium Immediate Annuities, the granddaddy of all annuities, and how that works.
Immediate Annuity: How Does It Work

Immediate Annuity: How Does It Work?

In the pension-less world that most of us live in, Immediate Annuities are becoming more popular as over 10,000 baby boomers reach retirement age every single day. If you love your Social Security payments, then you will also love your Single Premium Immediate Annuity (SPIA) lifetime income stream.
Single Premium Annuity Payouts

Single Premium Annuity Payouts

Today's topic is essential. It's about Single Premium Immediate Annuity payouts, which is about the lifetime income stream. So, you need to know how to go about getting the highest contractual guarantee for your situation.
What Is A Single Premium Immediate Annuity

What Is A Single Premium Immediate Annuity

What is a single premium immediate annuity? How does it work? Should you own one? We're going to dive into many things concerning single premium immediate annuities. We're also going to go through; should you even own one? We're going to go through the details of how you can make that decision.
SPIA Calculator: Two Ways to Find the Best Quote

SPIA Calculator: Two Ways to Find the Best Quote

Today's topic is SPIA calculator and two ways to find the best quote. We're going to go through where you go to run your own quotes, and I'm going to talk about the two best ways to find the highest contractual guarantees for your specific situation.
Digging Into The Exclusion Ratio for SPIAs

Digging Into The Exclusion Ratio for SPIAs

So you’re looking into exclusion ratios for immediate annuities, SPIAs, also known as Single Premium Immediate Annuities. In essence, the short answer to the exclusion ratio is that, with immediate annuities lifetime income stream, you're going to get a combination of return of principal plus interest based on your life expectancy at the time you make the payment.
Managing Cash Flow In Retirement: SPIAs

Managing Cash Flow In Retirement: SPIAs

Okay, so let's talk about single premium immediate annuity's acronym, SPIA, S-P-I-A. They are the oldest annuity type on the planet and were introduced in Roman times as a pension gift, a lifetime income stream gift to the dutiful Roman soldiers and their families for laying it on the line for the empire.
Deferred Income Annuity: How Does It Work?

Deferred Income Annuity: How Does It Work?

Deferred Income Annuities (DIAs) are continuing to grow in popularity because they are a personal pension plan with you determining when the payments start.
Immediate Annuity Rates: Defer to SPIA Strategy

Immediate Annuity Rates: Defer to SPIA Strategy

It’s kind of sad that the annuity category is experiencing somewhat of a renaissance during this Coronavirus crisis. It kind of makes sense that contractual guarantees become a little more attractive when the future is a tad hazy and unpredictable. In addition, stock market volatility always makes people reassess the overall risk in their portfolio.