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Hey, Stan The Annuity Man here, America's annuity agent. The question that you are asking that everyone is asking Stan The Annuity Man is, what is a lifetime income stream? Loaded question depending on who you ask, but a lifetime income stream revolves around the annuity category. We will go deeper into that, how it might work for you, how it might not, and other lifetime income streams you're getting and how to compare them to annuities.

Today's topic is lifestyle income guarantee, not lifetime, lifestyle. Now, annuities as a category is the only category that provides income as long as you are breathing. There's no ROI until you die. Some say, "Well, I don't know about annuities, and I don't know about the return on that thing."

I saw something the other day where the amount of people whose 401ks and IRAs have gone past a million dollars is a lot, and it is a boatload, as they say.

Today we'll be talking about how annuities transfer risk. Annuities are insurance policies, and insurance companies exist to make a profit. That is absolutely correct.

Today we'll talk about annuity examples and look at annuity laddering strategies. "Ladder? What are you talking about?" Yeah, annuity laddering strategies.

Today's topic is a tough one, a real one, and one you will have to address eventually. It's cognitive decline annuity strategies. I want you to listen to me closely here because I'm talking to all of you A personality kickers out there. You know who you are, male and female, that's hitting on all cylinders.

Traditional Long-Term Care (i.e., standalone long-term care) is still, in my opinion, the best coverage you can get. The problem is that not many health insurance companies are offering that product coverage anymore. Every year it seems like there are fewer and fewer carriers in the traditional LTC game, and still, the premium costs continue to rise.

Glad you’re joining me about how to buy an annuity, looking at mortality credits, and why that is so, so, so important. So, the big question is, what's a mortality credit? It's the pooling of everyone in your age group, pooling you together and your life expectancy, and taking advantage of the pooling of that risk with all of you.

One of the best personal money managers in the country is anonymously based in Raleigh, North Carolina, in a nondescript office with long-term loyal staff. His name is Owen Schrum.

Today's topic is a good one. It's about how annuities transfer risk. Annuities are insurance policies. Insurance companies exist to make a profit. That is correct. Annuities are issued by life insurance companies, all annuity types, and yes, life insurance companies are in the business to make a profit.

Marcia Mantell is a breath of fresh financial air. She is a great example of living life in a glass-half-full manner. She is a 30-year expert on retirement and the most sought-after consultant in the U.S. for a financial advisor and planner.

This week’s Fun With Annuities hosts one of the most talented on-air personalities I’ve ever heard, Martin “Marty” Parlato. Marty hosts one of the most entertaining and educational financial radio shows I’ve ever heard, called Lighthouse Financial Hour.

Mark Skousen has pretty much done it all in the world of money and economics. He is a former analyst for the CIA, author, columnist, professor, economist, entrepreneur, visionary, father, husband, and overall entertainer.

Rick Ferri is a fighter pilot, entrepreneur, visionary, 40-year husband, Boglehead leader, Rhode Island Ram, Former Marine, Investment Advice Expert, Financial Services Pioneer, CFA, MBA, fiduciary…and all-around good guy.

So happy to welcome back Dana Anspach to the Fun With Annuities podcast. She is one of the top fee-only financial planners in the U.S., and the founder of Sensible Money, LLC.