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Welcome to Shooting it Straight with Stan. I am your host Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today's topic is a good one. It's the reason you clicked because you read it and you went what? Ventilator annuity lifetime income.

Today's topic is Reverse Engineer Annuities for Inflation. This is a big one because there are a lot of bad sales pitches out there, especially in the index market, index annuity market, where they have the index annuity that is just for inflation, which is garbage. There's not an annuity company in the world that has that product.

Let's talk about Single Premium Immediate Annuities in general. Pension annuities started in the Roman times. Yes, the Roman times. That's how old they are. They're transfer risk products, and they're based on your life expectancy at the time you take the payment. It's not interest rate driven.

What are we here for? We're here to talk about Immediate Annuities, life with a period certain. What does life with a period certain mean? It sounds crazy and kind of complicated. It's really not. I'm going to explain it and dig a bit deeper.

We're talking about retirement withdrawal strategies or strategies using Income Riders. So we're going to talk about how Income Riders work, where they're attached to, what products use Income Riders, what you should know, what is good and bad about Income Riders, the limitations, the benefits, what I call the asterisk, the things that not anybody knows.

Today's topic is a really good one, and I want you to listen because I'm talking to most of you out there, and it's called Start Acting Annuity Rich. Now, all of you out there, "Well, Stan, I'm not rich. I'm not rich. I'm just telling you I'm not rich." I'm telling you, you are compared to the vast majority of Americans.

Hey, Stan The Annuity Man, America's annuity agent here with you to talk about a subject that I know you're sitting there going, "Oh, I don't even want to talk about this," but I'm glad you did. I'm glad you clicked on this blog. Today, we will talk about long-term care annuity pros and cons.

A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.

Stan The Annuity Man, America's annuity agent is here to answer the burning question because everyone thinks every annuity is like this. What's the definition of a life-only annuity? That's the call I get from everyone who says, "I'd never buy an annuity because when I die, the annuity company keeps the money."

Stan The Annuity Man here excited to answer this question. Is a pension the same as an annuity? Yeah, pretty much because what they both do is provide a lifetime income stream that you cannot outlive. So, for all the haters out there that hate annuities, "I hate annuities, all annuities stink, all annuities," whatever. Then you need to also say, "I hate my pension.”

Today's topic, Create Your Own Pension. And yes, I'm talking to you, that person out there that doesn't have a pension, or the person that has a pension and wants more money, or all of you out there that already have a pension, and it's called Social Security, the best inflation annuity on the planet.

Today, we're going to talk about annuity comparisons. SPIAs versus DIAs. Immediate Annuities versus Deferred Income Annuities. Explain them both to me, Stan The Annuity Man. What's the difference? How do I use them? Should I use them? Should I have them? We will discuss all of that.

Man, am I glad you clicked that button to read this because you're trying to figure out why people are always saying they hate annuities? Why do some people hate annuities? Annuities are the financial curse word. That's for sure.

Today's topic is Don't Be an Annuity Hypocrite. I keep pounding the table all the time about this. I'm growing weary of the stupid people out there that are saying, "I hate all annuities, annuities are all bad, annuities are all expensive, or never look at an annuity." Those types of things.

So, you're doing annuity research? That's pretty cool. I mean, you must be leaning in to see, "Hey, does this make sense for me?" The question is, "What are annuities commonly used for?" People try to use them for many things, but they buy most annuity types primarily for their unique benefit proposition.