Are Annuities a Rip-Off?

Are Annuities a Rip-Off?

Boy, you must be angry. You pulled this one up. Are annuities a rip-off? "Come on, Stan, tell me the truth. Are annuities a rip-off? Are they ripping me off?" No, annuities are contracts. The rip-off comes on the sales pitch part, which we'll discuss, but annuities are not a rip-off. Annuities are transfer of risk contracts, period.
Don’t Be the Sucker at the Annuity Table: Shootin' It Straight With Stan

Don’t Be the Sucker at the Annuity Table: Shootin' It Straight With Stan

Today's topic is don't be the sucker at the table. Don't be the sucker at the annuity table. And I keep telling people this, but they keep calling me with these crazy sales pitches they're getting. And in Vegas, at the poker tables, and I always walk by like in Caesars, they have an open area where you can watch the poker being played at numerous tables. And I always look at that, and I always try to spot the sucker at the table.
Annuity Comparison DIA vs. QLAC

Annuity Comparison DIA vs. QLAC

Hi, there. Stan, The Annuity Man, America's annuity agent, licensed in all 50 states. Today we're discussing annuity comparisons, QLACs, Qualified Longevity Annuity Contracts versus DIAs, Deferred Income Annuities. We're going to compare them. We're going to talk about how they differ, how they're the same, and all that stuff. Why you should look at them, why you shouldn't look at them.
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Annuity Comparison: Income Rider vs. DIA

Man, we're going to have fun today. We're going to make an annuity comparison looking at Income Riders versus Deferred Income Annuities. The acronym is DIA. Let's talk about the difference between the two and the similarities. This falls under the category of, what? Retirement income insurance, lifetime income insurance, income insurance, whatever you want to call it. Car insurance, fire insurance, home insurance, health insurance, dental insurance, and income insurance. That's what these are.
You Need An Annuity Cancer Doctor: Shootin' It Straight with Stan®

You Need An Annuity Cancer Doctor: Shootin' It Straight with Stan®

Today's topic is a motivational one. It's called you need an annuity cancer doctor. You're saying, "Wait, whoa, whoa, don't you cross a line there with old cancer word." You know what? I can do that because I am a recovering cancer survivor.
John Lenz: Annuity Insider Strategies for Rising Rates & Inflation

John Lenz: Annuity Insider Strategies for Rising Rates & Inflation

When I started calling John Lenz the “Annuity Architect” a while back, I couldn’t have picked a better description of this mad-smart superstar. First of all, John has the best baritone voice of all time.
Annuity Comparison: MYGA vs. CD

Annuity Comparison: MYGA vs. CD

Today we're talking about annuity comparisons, MYGAs, and Multi-Year Guarantee Annuities versus CDs. What's the difference? Are they the same? Should I buy them?
Annuity Comparison FIA vs MYGA

Annuity Comparison FIA vs MYGA

I'm glad you joined me today. This is a great topic. We're making annuity comparisons; we’re doing Indexed Annuities, Fixed Index Annuities versus Multi-Year Guarantee Annuities
100 Michael Finke: Retirees Should Calculate to Not Be a Loser

100 Michael Finke: Retirees Should Calculate to Not Be a Loser

Once again, Michael Fincke brings the factual goods to my “Fun With Annuities®” podcast. Even though Michael & I are the top 2 fan-boys of QLACs (Qualified Longevity Annuity Contracts), we showed our self-control to not go down the QLAC rabbit hole.
MYGA vs Fixed Annuity

MYGA vs Fixed Annuity

Today we're going to talk about Multi-Year Guarantee Annuities versus Fixed Annuities. MYGAs, Multi-Year Guaranteed Annuities versus Fixed Annuities.
080 Jamie Hopkins: Retirement Planning and The Why That Makes You Cry

080 Jamie Hopkins: Retirement Planning and The Why That Makes You Cry

Young. Smart. The Future. The Truth. Jamie Hopkins fits all of those descriptions and is a true thought leader in the world of Retirement Income Planning. Jamie is a managing partner of Wealth Solutions, a finance professor at Creighton University, and has both an MBA and Law Degree.
079 Loren Feldman: Transition to Retirement as a Life Entrepreneur

079 Loren Feldman: Transition to Retirement as a Life Entrepreneur

We went aspirational with this week’s Fun With Annuities® Celebrity Co-host Loren Feldman, editor-in-chief of 21 Hats. When my PR team booked Loren for FWA episode #79, I was fascinated with his expertise in covering entrepreneurs for such titans as Forbes.
The Fundamental Questions When Comparing Pension Annuities vs. a Lump Sum

The Fundamental Questions When Comparing Pension Annuities vs. a Lump Sum

Make sure you're getting the most out of your retirement and not falling into the common traps of the industry. Here are some key things to look for when comparing Pension Annuities vs. Lump Sums.
Pension Fund vs Retirement Annuity

Pension Fund vs Retirement Annuity

Unless you work for the government or are a select union member, there’s a good chance that you do not have a pension waiting on you on that last day of work.
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Annuity Companies – Do They Keep The Money When You Die?

A horrific stat that can never be calculated is the number of people that needed an annuity contractual transfer of risk lifetime income stream but never bought one because they thought the annuity company would keep the rest of their money when they passed away.