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So, you're doing annuity research? That's pretty cool. I mean, you must be leaning in to see, "Hey, does this make sense for me?" The question is, "What are annuities commonly used for?" People try to use them for many things, but they buy most annuity types primarily for their unique benefit proposition.

Today's topic is MYGAs are NOT Callable, and this is very important in the world that we're living in right now with rising interest rates and people wanting to lock them in. What do you do? How do they differ from bonds or CDs or things like that?

Single life versus joint and survivor life annuity. That's what you're looking for, right? That's what I'm going to tell you about. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. And I know my stuff, and I also know about this topic.

Hi, Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today's question is a good one. "Hey, Stan, what's this exclusion ratio thing I've heard about? What's an exclusion ratio? Why are they excluding it? I don't want anything excluded. I want it all, Stan. I want it all with my annuity type." We're going to talk annuity types, about the exclusion ratio, how to look at that, and how to navigate my website.

Welcome to Shooting it Straight with Stan. I'm your host Stan The Annuity Man, America's Annuity Agent licensed in all 50 states. Today's topic is a hot one. It got your attention, and you want to hope and believe it's true, and the topic is Annuity Income Increases for Inflation. Does that exist, Stan The Annuity Man?

Annuities are a bunch of products that have as much that are unalike as they are alike. Each one is a tool for particular kinds of people in particular kinds of life for different kinds of risk management.

Stan The Annuity Man, America's annuity agent, here to talk about those beloved Fixed Index Annuities that everyone loves to go to the bad chicken dinner seminars. And if it sounds too good to be true because it is.

What are we talking about today? Annuity examples, a Beginner's Guide to Annuities. There's so much misinformation, bad information, hucksters, sociopaths, sales pitch nonsense on annuities. It's time to get down to the basics. It's time to start talking about and building the foundation. Let's take an elementary look at annuities from the beginner's standpoint.

The question you're asking today, which is a good one, is can you change the beneficiaries of an annuity? I'm going to cover all types, but the short answer, which is what you want, is yes, you can. You can change the beneficiaries on the annuity. If your kid pisses you off, sorry for my French, you can take them off that annuity as a beneficiary.

Today's topic is, Do You Need to Be Sold or Told? One of the funny things about the annuity industry is that you'll hear people who think they're smart and the verbal jump ropers. A verbal jump roper is a person that any topic you bring up to them, they're the expert on. They just get in the jumper. They just start jumping in.

Boy, you must be angry. You pulled this one up. Are annuities a rip-off? "Come on, Stan, tell me the truth. Are annuities a rip-off? Are they ripping me off?" No, annuities are contracts. The rip-off comes on the sales pitch part, which we'll discuss, but annuities are not a rip-off. Annuities are transfer of risk contracts, period.

Hi there. Stan, The Annuity Man, America's annuity agent, licensed in all 50 states. What are the questions you ask yourself before you buy an annuity? What are the questions you ask yourself about annuities in general? I mean, do you need an annuity? Does an annuity fit? When you start considering annuities, what are those real questions that you need to ask to make a good decision whether an annuity type, and there are many types, is right for you.

So what are we talking about today? Stan The Annuity Man, America's annuity agent licensed in all 50 states, including yours. We're talking about 401ks and annuities. Which one's better? Does your 401K offer an annuity? Should your 401K offer an annuity? If your 401k doesn't offer an annuity, what do you do? You know what? I'm going to cover all of those topics, all of those questions in detail.

Today's topic is don't be the sucker at the table. Don't be the sucker at the annuity table. And I keep telling people this, but they keep calling me with these crazy sales pitches they're getting. And in Vegas, at the poker tables, and I always walk by like in Caesars, they have an open area where you can watch the poker being played at numerous tables. And I always look at that, and I always try to spot the sucker at the table.

"My grandfather always told me, ‘If you tell the truth, you don't have to remember anything.’ That is our business model." — Stan The Annuity Man.