Does the 4 Percent Rule for Retirement Income Still Work?

Does the 4 Percent Rule for Retirement Income Still Work?

Does the 4% rule still work for retirement income planning? We're going to talk about the 4% rule. We're going to talk about very smart people who have factually and academically destroyed it. And I can do that because I used to be on that side of the table.
Annuity Income: How To Set Up Your Payments

Annuity Income: How To Set Up Your Payments

Stan The Annuity Man, America's annuity agent, licensed in all 50 states and that's including yours. And we're talking about annuity income and how to set up those payments; let's talk about that.
Exchange Your Income Rider for a SPIA: Shootin' It Straight With Stan

Exchange Your Income Rider for a SPIA: Shootin' It Straight With Stan

Welcome to Shootin' It Straight With Stan. I am your host Stan The Annuity Man, America's annuity agent, licensed in all 50 states. I am so glad you joined me on this topic, which is a good one. And it came from my good friend, John Lenz. I call him the annuity architect.
Annuity Death Benefits: Are They Taxable?

Annuity Death Benefits: Are They Taxable?

Today, a little bit of motivation. We're going to talk about death. Yes, that's a motivational topic. But we need to talk about annuity death benefits. Are they taxable? How do they work? All that stuff. You need to know that because you must control things from the grave. You need to set things up for your family.
Lock and Load Annuity Income Guarantees

Lock and Load Annuity Income Guarantees

Today's topic is lock and load for income guarantees because when you buy an annuity, you're buying a contract and locking in that guarantee. You're loading it for the future, so you're locking and loading that contractual guarantee. I want you to think about that.
Why Democrats Love Annuities

Why Democrats Love Annuities

Today we're going to talk about why Democrats love annuities. The blue state. We have the red state, which are the Republicans, and then we have the Democrats. I've done a blog on why Republicans love annuities, but I think it's fair to talk about the Democrats.
Swallow the Seminar Food, Not the Annuity Pitch: Shootin’ It Straight With Stan

Swallow the Seminar Food, Not the Annuity Pitch: Shootin’ It Straight With Stan

Welcome to Shooting it Straight With Stan. I'm your host, Stan The Annuity Man - America's annuity agent, licensed in all 50 states. I'm so glad you joined me for a great topic. You saw it and said, "Okay, I got to see what he's going to say about this." The topic is: Swallow the Seminar Food, NOT the Annuity Pitch."
Chuck Jaffe: Top Money & Life Topics for 2024

Chuck Jaffe: Top Money & Life Topics for 2024

Keep in perspective where money is supposed to be. You didn't make it to save it. You didn't make it to be buried. The richest man in the graveyard is not the happiest man before he got there.
Why Republicans Love Annuities

Why Republicans Love Annuities

Today's topic is a good one: Why Republicans Love Annuities. Yes, Republicans love annuities. I'm going to do another blog on our friends, the Democrats. But Republicans love annuities.
How Annuities Address Social Security and Inflation

How Annuities Address Social Security and Inflation

Hi there, Stan The Annuity Man, America's annuity agent licensed in all 50 states, talking about one word and one word only today. Inflation! Inflation Stan The Annuity Man, let's talk about inflation! Let's talk about how annuities and Social Security can address inflation.
Income Riders Attached to Fixed Indexed Annuities

Income Riders Attached to Fixed Indexed Annuities

This is part of the Fixed Indexed Annuity blogs I've done on the product, which will help the consumer understand what's being pitched out there. Today, we're going to talk about Income Riders attached to Indexed Annuities. Why? When? How? What? And does it make sense?
Increase Your Annuity Income Floor as You Age: Shootin’ It Straight With Stan

Increase Your Annuity Income Floor as You Age: Shootin’ It Straight With Stan

Today's topic is a good one: Increase Your Annuity Income Floor as You Age. In other words, that income floor, that amount that's hitting your bank account every single month, needs to be increased as you get older.
Left Wing, Right Wing...Need Both to Fly

Left Wing, Right Wing...Need Both to Fly

Hi, my name is Stan The Annuity Man, America's annuity agent. No, I am not a political commentator, but I am going to get in the weeds about what's happening in our world right now. The title of this blog is Left Wing, Right Wing, Need Both to Fly.
What Happens to an Annuity if the Stock Market Crashes?

What Happens to an Annuity if the Stock Market Crashes?

Are Fixed Index Annuities good against a stock market crash? What if the insurance company backing it goes under? What's your protection? Let's take them one at a time.
Annuity Expert Rants: Annuities and the Media

Annuity Expert Rants: Annuities and the Media

I've got a little bit of an issue with annuities and how the media treats annuities. Now, the last time I went on one of these rants, I guess, for lack of a better phrase, I got emotional about it because I was talking about the stock market decline, etc., but I'm upset about how the media talks about annuities.