Get Smarter

I saw something the other day where the amount of people whose 401ks and IRAs have gone past a million dollars is a lot, and it is a boatload, as they say.

The question of the day is sent in from one of our subscribers from our Stan The Annuity Man YouTube. The question is, "When you said fund from an IRA or other sources, is my understanding correct that funding from a traditional IRA or a Roth IRA is not a taxed event?"

Great topic today. It's a head-scratcher, and it's going to make you think. The topic is Market Needle or Annuity Haystack. We'll talk about markets, ups and downs, volatility, crypto, people trying to thread the needle to get these market returns, and if you're dependent upon so much unknown.

As nervous investors watched their account balances plummet, viewers of MoneyTrack, Pam Krueger’s weekly PBS TV series deluged her with requests asking how they could find a truly trustworthy financial advisor.

How much will an annuity for lifetime income pay using our calculators? Both are great questions. And that's what today's topic is on because we're going to go through how to use the Annuity Calculators on this website.

Today we'll be talking about how annuities transfer risk. Annuities are insurance policies, and insurance companies exist to make a profit. That is absolutely correct.

Today's topic's a good one; it hits close to home but might also hit close to home with you. It's called Fly First Class or Your Kids Will. I want you to think about that. I'm notorious for saying, "There are no U- Hauls behind hearses."

Today's topic is Fixed Index Annuities, pros, and cons.

I swear, I laugh out loud sometimes reading the negative articles on QLACs or the comments on QLAC or supposed financial experts that destroy QLACs, and they're comparing them to investments, and it's hilarious.

Today's topic is a good one, it's personal, and it's come up a few times in part of the conversation with some people I've been working with. The topic is hiring an advisor that grew up poor. And I know you're saying, wait a minute, don't people change? What does that mean?

Financial royalty joined me once again on the podcast for her take on 2023. Terry is always a joy to bring on, and her energy is second to none. What a money dynamo!

One of the biggest risks retirees face is outliving their savings. With people living longer than ever, there is a growing concern about whether retirement savings will last for the entirety of one's retirement.

A MYGA may be useful for someone looking for a short- term, low-risk investment option with a guaranteed rate of return, while a QLAC may be useful for someone looking to supplement their retirement income.

Today's topic is, three years in or three years out when you're looking at fixed rates. My rule is, if it's three years or in, you're buying CDs and treasuries. If it's three years and out, you're buying Multi-Year Guarantee Annuities or Fixed Rate Annuities, the annuity industry version of a CD.

A Qualified Longevity Annuity Contract (QLAC) can be a valuable tool for retirees looking to secure their financial future. These annuities offer a unique set of benefits that can help ensure a stable retirement income.