
Article
What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.

Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.

Article
September 12, 2024
Retirement Calculator: How Long Will 1 Million Dollars Last?
Today, we will answer the burning question: how long will a million dollars last for retirement? There's no good answer, but I will go into the details. And if you have a million dollars, what does that mean? It might be enough, depending on your lifestyle, but let's dive into it.

Shootin’ It Straight with Stan®
September 11, 2024
Is It a Good Time to Buy an Annuity?: Shootin' It Straight With Stan (TAM Classic)
Today's topic is a good one and a question that I always get, so let's address that now. Is it a good time to buy an annuity? Now, that's a loaded sales question. Most salespeople say an automatic yes.

Article
September 8, 2024
Who Should NOT Buy an Annuity?
Today's topic is a beauty. I can't wait to do this one. Who should not buy an annuity? Think about that. Stan The Annuity Man, America's annuity agent, I sell more annuities than anyone on the planet ever, and I'm going to tell you who shouldn't buy an annuity.

Article
September 5, 2024
Annuity Benefits: 2 Unique Benefits That Annuities Offer
Hello there. My name is Stan The Annuity Man. I'm America's annuity agent licensed in all 50 states. Yes, I sell annuities, but that's not why we're here. We're here to educate you on all things annuity. Today, we will talk about the benefits only annuities offer.

Shootin’ It Straight with Stan®
September 4, 2024
3 Years in or 3 Years Out for MYGAs and CDs: Shootin' It Straight With Stan (TAM Classic)
Today's topic is 3 Years in or 3 Years Out when looking at fixed rates. My rule is that if it's three years or in, you're buying CDs and Treasuries. If it's three years in out, you're buying Multi-Year Guarantee Annuities, Fixed Rate Annuities, the annuity industry version of a CD.

Shootin’ It Straight with Stan®
August 21, 2024
Start Acting Annuity Rich (Wear a Suit!) Shootin' It Straight With Stan
Today's topic is a really good one, and I want you to listen because I'm talking to most of you out there. And it's called Start Acting Annuity Rich. Now all of you out there, "Well, Stan, I'm not rich. I'm not rich. I'm just telling you I'm not rich." I'm telling you, you are.